Columbia County Farmers National Bank in Bloomsburg, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 18, 2008

  • Columbia County Farmers National Bank in Bloomsburg, Pennsylvania (PA)
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Columbia County Farmers National Bank - Overview

  • General
  • FDIC Certificate #: 7671
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Columbia Bank & Trust Co. (#686)
    Federal Reserve ID: 341918
    Date Established: August 17, 1917
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    OTS Docket #: 8989
    FDIC's unique #: 4968
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 18, 2008
    Last Structure Change Process Date: August 18, 2008
    Last Data Update: August 18, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 232 East Street, Bloomsburg, PA 17815
    County: Columbia
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Scranton--Wilkes-Barre--Hazleton, PA (#7560)
    Core Based Statistical Area (CBSA): Bloomsburg-Berwick, PA (#14100)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $246.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 91Total employees (full-time equivalent)
  • $243,917Total assets
  • $6,279Cash and due from depository institutions
  • $732Interest-bearing balances
  • $55,374Securities
  • $7,119Federal funds sold & reverse repurchase agreements
  • $160,022Net loans & leases
  • $1,438Loan loss allowance
  • $0Trading account assets
  • $5,087Bank premises and fixed assets
  • $0Other real estate owned
  • $49Goodwill and other intangibles
  • $7,076Life insurance assets
  • $9,987All other assets
  • $243,917Total liabilities and capital
  • $213,827Total liabilities
  • $171,067Total deposits
  • $151,573Interest-bearing deposits
  • $171,067Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $29,265Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $11,383Other borrowed funds
  • $0Subordinated debt
  • $2,112All other liabilities
  • $30,090Total equity capital
  • $30,090Total bank equity capital
  • $30,090Perpetual preferred stock
  • $0Common stock
  • $1,728Surplus
  • $5,851Undivided profits
  • Memoranda
  • $22,511Noncurrent loans and leases
  • $20,558Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $157Earning assets
  • $0Long-term assets (5+ years)
  • $1,082Average Assets, year-to-date
  • $223,247Average Assets, quarterly
  • $59,037Volatile liabilities
  • $245,768Insider loans
  • $248,385FHLB advances
  • $62,152Loans and leases held for sale
  • $1,109Unused loan commitments
  • $11,137Tier 1 (core) risk-based capital
  • $646Tier 2 risk-based capital
  • $418Total risk weighted assets
  • $20,558Total unused commitments
  • $1,018Restructured Loans and leases
  • $1,447Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $14,437Total interest income
  • $6,186Total interest expense
  • $8,251Net interest income
  • $30Provision for loan and lease losses
  • $2,325Total noninterest income
  • $196Fiduciary activities
  • $950Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,179Additional noninterest income
  • $6,668Total noninterest expense
  • $3,897Salaries and employee benefits
  • $976Premises and equipment expense
  • $1,795Additional noninterest expense
  • $3,878Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,222Applicable income taxes
  • $2,656Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,656Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $49Sale, conversion, retirement of capital stock, net
  • $1,134Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.40%Yield on earning assets
  • 2.74%Cost of funding earning assets
  • 3.66%Net interest margin
  • 1.03%Noninterest income to earning assets
  • 2.96%Noninterest expense to earning assets
  • 1.08%Net operating income to assets
  • 1.08%Return on assets (ROA)
  • 1.58%Pretax return on assets
  • 9.08%Return on equity (ROE)
  • 5.20%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 61.22%Credit loss provision to net charge-offs
  • 79.76%Efficiency ratio
  • 62,878Assets per employee
  • 2.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 42.70%Loss allowance to loans
  • 0.89%Loss allowance to noncurrent loans
  • 915.92%Noncurrent assets plus other real estate owned to assets
  • 0.06%Noncurrent loans to loans
  • 0.10%Net loans and leases to deposits
  • 93.54%Net loans and leases to core deposits
  • 113.95%Equity capital to assets
  • 12.34%Core capital (leverage) ratio
  • 12.06%Tier 1 risk-based capital ratio
  • 18.98%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $245,768Average earning assets
  • $29,264Average equity
  • $225,497Average loans

Total Fiduciary and Related Assets (December 31, 2007)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $22,430Managed Assets
  • 1Number of Accounts
  • $22,185Personal trust and agency accounts
  • $9,697Employee benefit-defined contribution accounts
  • $5,807Employee benefit-defined benefit accounts
  • $155Other retirement accounts
  • $472Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $6,054Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 81Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $245Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $245Fiduciary accounts held in foreign offices

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