Columbia National Bank in Columbia, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Columbia National Bank - Overview

  • General
  • FDIC Certificate #: 22312
    Status: Active
    Federal Reserve ID: 1006344
    Bank Holding Company (Regulatory Top Holder): Columbia Bancshares, Inc. (RSSDID: 1022858, Location: Columbia, IL)
    Date Established: August 02, 1976
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 15521
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: August 02, 1976
    Last Structure Change Effective Date: September 19, 2007
    Last Structure Change Process Date: November 16, 2007
    Last Data Update: November 16, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 700 Colombia Centre, Columbia, IL 62236
    County: Monroe
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $42.6 mil
    Equity capital: $5.1 mil
    Deposits held in domestic offices: $37.4 mil
    Return on assets (ROA): 0.06% ($0.0 mil)
    Quarterly return on assets: 0.08% ($0.0 mil)
    Return on Equity (ROE): 0.47% ($0.0 mil)
    Quarterly return on equity: 0.70% ($0.0 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.06% ($25.6 mil)
    Quarterly Pretax return on assets: 0.08% ($34.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $42,637Total assets
  • $2,957Cash and due from depository institutions
  • $1,240Interest-bearing balances
  • $11,619Securities
  • $1,150Federal funds sold & reverse repurchase agreements
  • $25,354Net loans & leases
  • $260Loan loss allowance
  • $0Trading account assets
  • $526Bank premises and fixed assets
  • $338Other real estate owned
  • $0Goodwill and other intangibles
  • $42,637Life insurance assets
  • $693All other assets
  • $37,490Total liabilities and capital
  • $37,380Total liabilities
  • $26,968Total deposits
  • $37,380Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $110Subordinated debt
  • $5,147All other liabilities
  • $5,147Total equity capital
  • $5,147Total bank equity capital
  • $0Perpetual preferred stock
  • $480Common stock
  • $480Surplus
  • $4,187Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $425Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $723Income earned, not collected on loans
  • $0Earning assets
  • $156Long-term assets (5+ years)
  • $39,363Average Assets, year-to-date
  • $1,531Average Assets, quarterly
  • $42,782Volatile liabilities
  • $43,436Insider loans
  • $26,519FHLB advances
  • $42,963Loans and leases held for sale
  • $389Unused loan commitments
  • $389Tier 1 (core) risk-based capital
  • $4,951Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,645Restructured Loans and leases
  • $640Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,690Total interest income
  • $235Total interest expense
  • $1,455Net interest income
  • $154Provision for loan and lease losses
  • $124Total noninterest income
  • $0Fiduciary activities
  • $92Service charges on deposit accounts
  • $0Trading account gains & fees
  • $32Additional noninterest income
  • $1,401Total noninterest expense
  • $778Salaries and employee benefits
  • $170Premises and equipment expense
  • $453Additional noninterest expense
  • $24Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $24Income before extraordinary items
  • $0Extraordinary gains - net
  • $24Net income attributable to bank
  • $0Net charge-offs
  • $24Cash dividends
  • $142Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.24%Yield on earning assets
  • 0.59%Cost of funding earning assets
  • 3.65%Net interest margin
  • 0.31%Noninterest income to earning assets
  • 3.52%Noninterest expense to earning assets
  • 0.06%Net operating income to assets
  • 0.06%Return on assets (ROA)
  • 0.06%Pretax return on assets
  • 0.47%Return on equity (ROE)
  • 0.47%Retained earnings to average equity (YTD only)
  • 0.55%Net charge-offs to loans
  • 108.45%Credit loss provision to net charge-offs
  • 1.25%Efficiency ratio
  • 88,727Assets per employee
  • 2.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 35.96%Noncurrent assets plus other real estate owned to assets
  • 2.49%Noncurrent loans to loans
  • 2.82%Net loans and leases to deposits
  • 67.83%Net loans and leases to core deposits
  • 68.75%Equity capital to assets
  • 12.07%Core capital (leverage) ratio
  • 11.52%Tier 1 risk-based capital ratio
  • 18.67%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $42,782Average earning assets
  • $5,053Average equity
  • $39,839Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    015521Columbia National Bank700 Colombia Centre, Columbia, IL 62236August 02, 1976Full Service Brick and Mortar

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