First Illinois Bank in East St. Louis, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • First Illinois Bank in East St. Louis, Illinois (IL)
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First Illinois Bank - Overview

  • General
  • FDIC Certificate #: 14321
    Status: Active
    Federal Reserve ID: 772745
    Bank Holding Company (Regulatory Top Holder): First Illinois Bancorp, Inc. (RSSDID: 1095889, Location: East Saint Louis, IL)
    Date Established: May 09, 1934
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 8947
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: May 09, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 327-333 Missouri Avenue, East St. Louis, IL 62202
    County: St. Clair
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $49.9 mil
    Equity capital: $5.6 mil
    Deposits held in domestic offices: $44.2 mil
    Return on assets (ROA): 1.98% ($1.0 mil)
    Quarterly return on assets: 1.97% ($1.0 mil)
    Return on Equity (ROE): 19.99% ($1.2 mil)
    Quarterly return on equity: 18.20% ($1.1 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.98% ($987.3 mil)
    Quarterly Pretax return on assets: 1.97% ($982.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $49,862Total assets
  • $3,377Cash and due from depository institutions
  • $0Interest-bearing balances
  • $38,690Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $6,788Net loans & leases
  • $413Loan loss allowance
  • $0Trading account assets
  • $638Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $49,863Life insurance assets
  • $369All other assets
  • $44,299Total liabilities and capital
  • $44,243Total liabilities
  • $29,343Total deposits
  • $44,243Interest-bearing deposits
  • $72Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $56Subordinated debt
  • $5,564All other liabilities
  • $5,564Total equity capital
  • $5,564Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $1,123Surplus
  • $3,441Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $54Income earned, not collected on loans
  • $0Earning assets
  • $201Long-term assets (5+ years)
  • $45,478Average Assets, year-to-date
  • $38,672Average Assets, quarterly
  • $51,361Volatile liabilities
  • $50,304Insider loans
  • $6,433FHLB advances
  • $51,602Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,003Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,597Restructured Loans and leases
  • $1,759Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,247Total interest income
  • $152Total interest expense
  • $2,095Net interest income
  • $72Provision for loan and lease losses
  • $369Total noninterest income
  • $0Fiduciary activities
  • $160Service charges on deposit accounts
  • $0Trading account gains & fees
  • $209Additional noninterest income
  • $1,377Total noninterest expense
  • $658Salaries and employee benefits
  • $235Premises and equipment expense
  • $484Additional noninterest expense
  • $1,015Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,015Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,015Net income attributable to bank
  • $0Net charge-offs
  • $1,015Cash dividends
  • $21Sale, conversion, retirement of capital stock, net
  • $450Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.78%Yield on earning assets
  • 0.32%Cost of funding earning assets
  • 4.46%Net interest margin
  • 0.78%Noninterest income to earning assets
  • 2.93%Noninterest expense to earning assets
  • 1.98%Net operating income to assets
  • 1.98%Return on assets (ROA)
  • 1.98%Pretax return on assets
  • 19.99%Return on equity (ROE)
  • 11.13%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 342.86%Credit loss provision to net charge-offs
  • 51.76%Efficiency ratio
  • 55,885Assets per employee
  • 2.77%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 44.33%Loss allowance to loans
  • 5.74%Loss allowance to noncurrent loans
  • 764.81%Noncurrent assets plus other real estate owned to assets
  • 0.11%Noncurrent loans to loans
  • 0.75%Net loans and leases to deposits
  • 15.34%Net loans and leases to core deposits
  • 16.01%Equity capital to assets
  • 11.16%Core capital (leverage) ratio
  • 9.70%Tier 1 risk-based capital ratio
  • 77.77%Total risk-based capital ratio
  • Memoranda
  • $79Average assets
  • $51,361Average earning assets
  • $5,078Average equity
  • $47,024Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08947First Illinois Bank327-333 Missouri Avenue, East St. Louis, IL 62202May 09, 1934Full Service Brick and Mortar

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