Columbus Bank and Trust Company in Columbus, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Columbus Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 15010
    Status: Active
    Federal Reserve ID: 241559
    Bank Holding Company (Regulatory Top Holder): Bradley Bancorp (RSSDID: 1060579, Location: Columbus, NE)
    Date Established: December 26, 1934
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 12524
    FDIC's unique #: 9410
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: Febuary 02, 1935
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2501 13th Street, Columbus, NE 68601
    County: Platte
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Columbus, NE (#18100)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $100.3 mil
    Equity capital: $9.0 mil
    Deposits held in domestic offices: $83.5 mil
    Return on assets (ROA): 0.84% ($0.8 mil)
    Quarterly return on assets: 0.81% ($0.8 mil)
    Return on Equity (ROE): 9.42% ($0.8 mil)
    Quarterly return on equity: 9.03% ($0.8 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.07% ($1,072.7 mil)
    Quarterly Pretax return on assets: 1.26% ($1,263.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 29Total employees (full-time equivalent)
  • $100,256Total assets
  • $11,401Cash and due from depository institutions
  • $10,287Interest-bearing balances
  • $17,590Securities
  • $3,500Federal funds sold & reverse repurchase agreements
  • $64,916Net loans & leases
  • $834Loan loss allowance
  • $0Trading account assets
  • $955Bank premises and fixed assets
  • $106Other real estate owned
  • $0Goodwill and other intangibles
  • $100,256Life insurance assets
  • $1,788All other assets
  • $91,248Total liabilities and capital
  • $83,487Total liabilities
  • $66,678Total deposits
  • $83,487Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 7255.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $506Subordinated debt
  • $9,008All other liabilities
  • $9,008Total equity capital
  • $9,008Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $1,500Surplus
  • $6,508Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,870Income earned, not collected on loans
  • $0Earning assets
  • $694Long-term assets (5+ years)
  • $96,293Average Assets, year-to-date
  • $5,598Average Assets, quarterly
  • $97,113Volatile liabilities
  • $99,206Insider loans
  • $84,882FHLB advances
  • $98,902Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,988Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $17,510Restructured Loans and leases
  • $2,029Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,202Total interest income
  • $725Total interest expense
  • $3,477Net interest income
  • $175Provision for loan and lease losses
  • $401Total noninterest income
  • $21Fiduciary activities
  • $239Service charges on deposit accounts
  • $0Trading account gains & fees
  • $141Additional noninterest income
  • $2,669Total noninterest expense
  • $1,506Salaries and employee benefits
  • $391Premises and equipment expense
  • $772Additional noninterest expense
  • $1,034Pre-tax net operating income
  • $2Securities gains (losses)
  • $218Applicable income taxes
  • $818Income before extraordinary items
  • $0Extraordinary gains - net
  • $818Net income attributable to bank
  • $0Net charge-offs
  • $818Cash dividends
  • $279Sale, conversion, retirement of capital stock, net
  • $430Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.51%Yield on earning assets
  • 0.78%Cost of funding earning assets
  • 3.73%Net interest margin
  • 0.43%Noninterest income to earning assets
  • 2.86%Noninterest expense to earning assets
  • 0.84%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 1.07%Pretax return on assets
  • 9.42%Return on equity (ROE)
  • 4.47%Retained earnings to average equity (YTD only)
  • 0.43%Net charge-offs to loans
  • 62.72%Credit loss provision to net charge-offs
  • 4.33%Efficiency ratio
  • 68,824Assets per employee
  • 3.46%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.57%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 44.60%Noncurrent assets plus other real estate owned to assets
  • 1.97%Noncurrent loans to loans
  • 2.84%Net loans and leases to deposits
  • 77.76%Net loans and leases to core deposits
  • 79.33%Equity capital to assets
  • 8.98%Core capital (leverage) ratio
  • 9.09%Tier 1 risk-based capital ratio
  • 10.59%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $97,113Average earning assets
  • $8,684Average equity
  • $93,235Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $7,599Managed Assets
  • 1Number of Accounts
  • $7,599Personal trust and agency accounts
  • $5,387Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $130Investment management agency accounts
  • $771Other fiduciary accounts
  • $1,311Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 26Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 2 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09410Columbus Bank And Trust Company2501 13th Street, Columbus, NE 68601December 26, 1934Full Service Brick and Mortar
    2426736Highway 30 East Branch118 23rd Street, Suite 100, Columbus, NE 68601Febuary 04, 2004Full Service Brick and Mortar

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