Farmers State Bank in Humphrey, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers State Bank - Overview

  • General
  • FDIC Certificate #: 13796
    Status: Active
    Federal Reserve ID: 160557
    Bank Holding Company (Regulatory Top Holder): Hassenstab Management Co., Inc. (RSSDID: 1250697, Location: Humphrey, NE)
    Date Established: November 15, 1915
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 8625
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 31, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 South 3rd Street, Humphrey, NE 68642
    County: Platte
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Columbus, NE (#18100)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $35.3 mil
    Equity capital: $3.0 mil
    Deposits held in domestic offices: $32.0 mil
    Return on assets (ROA): 0.62% ($0.2 mil)
    Quarterly return on assets: -0.76% (-$0.3 mil)
    Return on Equity (ROE): 7.27% ($0.2 mil)
    Quarterly return on equity: -8.78% (-$0.3 mil)
    Net income: $0.2 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 0.65% ($229.3 mil)
    Quarterly Pretax return on assets: -0.75% (-$264.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $35,275Total assets
  • $9,947Cash and due from depository institutions
  • $5,899Interest-bearing balances
  • $8,464Securities
  • $5,500Federal funds sold & reverse repurchase agreements
  • $10,419Net loans & leases
  • $208Loan loss allowance
  • $0Trading account assets
  • $278Bank premises and fixed assets
  • $0Other real estate owned
  • $3Goodwill and other intangibles
  • $35,275Life insurance assets
  • $664All other assets
  • $32,323Total liabilities and capital
  • $32,010Total liabilities
  • $14,454Total deposits
  • $32,010Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $313Subordinated debt
  • $2,952All other liabilities
  • $2,952Total equity capital
  • $2,952Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $2,450Surplus
  • $352Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $296Long-term assets (5+ years)
  • $30,282Average Assets, year-to-date
  • $4,159Average Assets, quarterly
  • $34,680Volatile liabilities
  • $34,525Insider loans
  • $16,584FHLB advances
  • $32,880Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,927Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,446Restructured Loans and leases
  • $22Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $843Total interest income
  • $81Total interest expense
  • $762Net interest income
  • $0Provision for loan and lease losses
  • $224Total noninterest income
  • $0Fiduciary activities
  • $25Service charges on deposit accounts
  • $0Trading account gains & fees
  • $199Additional noninterest income
  • $762Total noninterest expense
  • $481Salaries and employee benefits
  • $41Premises and equipment expense
  • $240Additional noninterest expense
  • $224Pre-tax net operating income
  • $0Securities gains (losses)
  • $10Applicable income taxes
  • $214Income before extraordinary items
  • $0Extraordinary gains - net
  • $214Net income attributable to bank
  • $0Net charge-offs
  • $214Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $160Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.72%Yield on earning assets
  • 0.26%Cost of funding earning assets
  • 2.46%Net interest margin
  • 0.72%Noninterest income to earning assets
  • 2.46%Noninterest expense to earning assets
  • 0.62%Net operating income to assets
  • 0.62%Return on assets (ROA)
  • 0.65%Pretax return on assets
  • 7.27%Return on equity (ROE)
  • 1.83%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 77,282Assets per employee
  • 7.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.77%Loss allowance to loans
  • 1.96%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 32.55%Net loans and leases to core deposits
  • 32.55%Equity capital to assets
  • 8.37%Core capital (leverage) ratio
  • 8.90%Tier 1 risk-based capital ratio
  • 17.65%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $34,680Average earning assets
  • $2,945Average equity
  • $30,989Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08625Farmers State Bank100 South 3rd Street, Humphrey, NE 68642November 15, 1915Full Service Brick and Mortar

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