Columbus National Bank in Cambridge, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 29, 1996

  • Columbus National Bank in Cambridge, Ohio (OH)
  • Show street view No street view available for this location

Columbus National Bank - Overview

  • General
  • FDIC Certificate #: 6679
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wheeling National Bank (#19730)
    Federal Reserve ID: 77020
    Date Established: August 01, 1872
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 14 (Interstate: No)
    FDIC's unique #: 4477
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 29, 1996
    Last Structure Change Process Date: April 22, 1996
    Last Data Update: April 22, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 850 Wheeling Avenue, Cambridge, OH 43725
    County: Guernsey
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Cambridge, OH (#15740)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $151.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $71Total assets
  • $151,473Cash and due from depository institutions
  • $5,504Interest-bearing balances
  • $0Securities
  • $20,969Federal funds sold & reverse repurchase agreements
  • $4,746Net loans & leases
  • $112,468Loan loss allowance
  • $1,314Trading account assets
  • $0Bank premises and fixed assets
  • $4,177Other real estate owned
  • $5Goodwill and other intangibles
  • $2,726Life insurance assets
  • $878All other assets
  • $0Total liabilities and capital
  • $151,473Total liabilities
  • $141,460Total deposits
  • $140,499Interest-bearing deposits
  • $122,474Deposits held in domestic offices
  • 140499.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $961Total equity capital
  • $961Total bank equity capital
  • $10,013Perpetual preferred stock
  • $0Common stock
  • $1,200Surplus
  • $3,150Undivided profits
  • Memoranda
  • $5,663Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $695Income earned, not collected on loans
  • $718Earning assets
  • $138,183Long-term assets (5+ years)
  • $26,236Average Assets, year-to-date
  • $156,346Average Assets, quarterly
  • $153,294Volatile liabilities
  • $9,667Insider loans
  • $430FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,370Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,160Total risk weighted assets
  • $95,089Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $11,730Total interest expense
  • $5,346Net interest income
  • $6,384Provision for loan and lease losses
  • $105Total noninterest income
  • $600Fiduciary activities
  • $0Service charges on deposit accounts
  • $404Trading account gains & fees
  • $0Additional noninterest income
  • $196Total noninterest expense
  • $5,551Salaries and employee benefits
  • $1,983Premises and equipment expense
  • $881Additional noninterest expense
  • $2,687Pre-tax net operating income
  • $1,328Securities gains (losses)
  • $0Applicable income taxes
  • $435Income before extraordinary items
  • $893Extraordinary gains - net
  • $0Net income attributable to bank
  • $893Net charge-offs
  • -$69Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.16%Cost of funding earning assets
  • 3.72%Net interest margin
  • 4.44%Noninterest income to earning assets
  • 0.42%Noninterest expense to earning assets
  • 3.86%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 0.85%Return on equity (ROE)
  • 9.25%Retained earnings to average equity (YTD only)
  • 9.25%Net charge-offs to loans
  • -0.06%Credit loss provision to net charge-offs
  • -152.17%Efficiency ratio
  • 77,592Assets per employee
  • 2.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 189.06%Noncurrent assets plus other real estate owned to assets
  • 0.46%Noncurrent loans to loans
  • 0.61%Net loans and leases to deposits
  • 80.05%Net loans and leases to core deposits
  • 85.96%Equity capital to assets
  • 6.61%Core capital (leverage) ratio
  • 5.97%Tier 1 risk-based capital ratio
  • 9.63%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $156,346Average earning assets
  • $9,650Average equity
  • $143,721Average loans

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