Commerce Bank in city_name, state_name - Detailed Financial Reports, Location

Commerce Bank in El Dorado, Kansas (KS)
Show street view No street view available for this location

Commerce Bank - Overview

General
FDIC Certificate #: 15260
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Commerce Bank, National Association (#4802)
Federal Reserve ID: 831651
Date Established: May 16, 1923
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
OTS Docket #: 9310
FDIC's unique #: 9607
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 21, 1935
Last Structure Change Effective Date: September 01, 1995
Last Structure Change Process Date: September 27, 1995
Last Data Update: September 27, 1995
Data Source Date: April 05, 2012
Location
Address: 100 North Main Street, El Dorado, KS 67042
County: Butler
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Wichita
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
Core Based Statistical Area (CBSA): Wichita, KS (#48620)
CBSA Metro Statistical Area: Wichita, KS (#48620)
Financial Summary
Total assets: $94.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$44Total assets
$97,618Cash and due from depository institutions
$5,341Interest-bearing balances
$11Securities
$48,210Federal funds sold & reverse repurchase agreements
$1,125Net loans & leases
$38,187Loan loss allowance
$584Trading account assets
$0Bank premises and fixed assets
$776Other real estate owned
$562Goodwill and other intangibles
$2,049Life insurance assets
$1,368All other assets
$0Total liabilities and capital
$97,618Total liabilities
$86,711Total deposits
$86,374Interest-bearing deposits
$81,314Deposits held in domestic offices
86374.00%% insured (estimated)
$79Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$337Total equity capital
$337Total bank equity capital
$10,907Perpetual preferred stock
$0Common stock
$150Surplus
$11,615Undivided profits
Memoranda
$-858Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$498Income earned, not collected on loans
$341Earning assets
$87,533Long-term assets (5+ years)
$11,884Average Assets, year-to-date
$98,405Average Assets, quarterly
$97,240Volatile liabilities
$9,684Insider loans
$354FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$3,281Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$10,467Total risk weighted assets
$43,347Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$5,143Total interest expense
$2,233Net interest income
$2,910Provision for loan and lease losses
$0Total noninterest income
$543Fiduciary activities
$32Service charges on deposit accounts
$320Trading account gains & fees
$0Additional noninterest income
$191Total noninterest expense
$2,523Salaries and employee benefits
$1,062Premises and equipment expense
$297Additional noninterest expense
$1,164Pre-tax net operating income
$930Securities gains (losses)
$1Applicable income taxes
$362Income before extraordinary items
$569Extraordinary gains - net
$0Net income attributable to bank
$569Net charge-offs
$87Cash dividends
$3,200Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
5.63%Cost of funding earning assets
2.44%Net interest margin
3.19%Noninterest income to earning assets
0.59%Noninterest expense to earning assets
2.76%Net operating income to assets
0.58%Return on assets (ROA)
0.58%Pretax return on assets
0.95%Return on equity (ROE)
4.41%Retained earnings to average equity (YTD only)
-20.37%Net charge-offs to loans
0.21%Credit loss provision to net charge-offs
0.00%Efficiency ratio
70,721Assets per employee
2.22%Cash dividends to net income (YTD only)
Condition Ratios (%)
562.39%Loss allowance to loans
1.51%Loss allowance to noncurrent loans
117.27%Noncurrent assets plus other real estate owned to assets
1.09%Noncurrent loans to loans
1.28%Net loans and leases to deposits
44.21%Net loans and leases to core deposits
49.79%Equity capital to assets
11.17%Core capital (leverage) ratio
11.23%Tier 1 risk-based capital ratio
24.15%Total risk-based capital ratio
Memoranda
$25Average assets
$98,405Average earning assets
$12,916Average equity
$91,334Average loans

Commerce Bank in El Dorado, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Commerce Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Commerce Bank in El Dorado, Kansas (KS)Overview, Financial Summary, Detailed Financial Reports, Branches

Commerce Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Commerce Bank in El Dorado, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches