Commerce Bank in El Dorado, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 01, 1995

  • Commerce Bank in El Dorado, Kansas (KS)
  • Show street view No street view available for this location

Commerce Bank - Overview

  • General
  • FDIC Certificate #: 15260
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank, National Association (#4802)
    Federal Reserve ID: 831651
    Date Established: May 16, 1923
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 9310
    FDIC's unique #: 9607
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 21, 1935
    Last Structure Change Effective Date: September 01, 1995
    Last Structure Change Process Date: September 27, 1995
    Last Data Update: September 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Main Street, El Dorado, KS 67042
    County: Butler
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • Financial Summary
  • Total assets: $94.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $44Total assets
  • $97,618Cash and due from depository institutions
  • $5,341Interest-bearing balances
  • $11Securities
  • $48,210Federal funds sold & reverse repurchase agreements
  • $1,125Net loans & leases
  • $38,187Loan loss allowance
  • $584Trading account assets
  • $0Bank premises and fixed assets
  • $776Other real estate owned
  • $562Goodwill and other intangibles
  • $2,049Life insurance assets
  • $1,368All other assets
  • $0Total liabilities and capital
  • $97,618Total liabilities
  • $86,711Total deposits
  • $86,374Interest-bearing deposits
  • $81,314Deposits held in domestic offices
  • 86374.00%% insured (estimated)
  • $79Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $337Total equity capital
  • $337Total bank equity capital
  • $10,907Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $11,615Undivided profits
  • Memoranda
  • $-858Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $498Income earned, not collected on loans
  • $341Earning assets
  • $87,533Long-term assets (5+ years)
  • $11,884Average Assets, year-to-date
  • $98,405Average Assets, quarterly
  • $97,240Volatile liabilities
  • $9,684Insider loans
  • $354FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,281Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $10,467Total risk weighted assets
  • $43,347Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,143Total interest expense
  • $2,233Net interest income
  • $2,910Provision for loan and lease losses
  • $0Total noninterest income
  • $543Fiduciary activities
  • $32Service charges on deposit accounts
  • $320Trading account gains & fees
  • $0Additional noninterest income
  • $191Total noninterest expense
  • $2,523Salaries and employee benefits
  • $1,062Premises and equipment expense
  • $297Additional noninterest expense
  • $1,164Pre-tax net operating income
  • $930Securities gains (losses)
  • $1Applicable income taxes
  • $362Income before extraordinary items
  • $569Extraordinary gains - net
  • $0Net income attributable to bank
  • $569Net charge-offs
  • $87Cash dividends
  • $3,200Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.63%Cost of funding earning assets
  • 2.44%Net interest margin
  • 3.19%Noninterest income to earning assets
  • 0.59%Noninterest expense to earning assets
  • 2.76%Net operating income to assets
  • 0.58%Return on assets (ROA)
  • 0.58%Pretax return on assets
  • 0.95%Return on equity (ROE)
  • 4.41%Retained earnings to average equity (YTD only)
  • -20.37%Net charge-offs to loans
  • 0.21%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 70,721Assets per employee
  • 2.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 562.39%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 117.27%Noncurrent assets plus other real estate owned to assets
  • 1.09%Noncurrent loans to loans
  • 1.28%Net loans and leases to deposits
  • 44.21%Net loans and leases to core deposits
  • 49.79%Equity capital to assets
  • 11.17%Core capital (leverage) ratio
  • 11.23%Tier 1 risk-based capital ratio
  • 24.15%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $98,405Average earning assets
  • $12,916Average equity
  • $91,334Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Commerce Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents