Commercial Bank of Fremont in Fremont, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 13, 1997

  • Commercial Bank of Fremont in Fremont, California (CA)
  • Show street view No street view available for this location

Commercial Bank of Fremont - Overview

  • General
  • FDIC Certificate #: 25019
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: U.S. Bank of California (#1304)
    Federal Reserve ID: 883360
    Date Established: March 09, 1984
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 17328
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 09, 1984
    Last Structure Change Effective Date: March 13, 1997
    Last Structure Change Process Date: April 02, 1997
    Last Data Update: April 02, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 39510 Paseo Padre Parkway, Fremont, CA 94538
    County: Alameda
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Oakland, CA (#5775)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: Oakland-Fremont-Hayward, CA (#36084)
  • Financial Summary
  • Total assets: $195.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $33Total assets
  • $195,337Cash and due from depository institutions
  • $9,726Interest-bearing balances
  • $0Securities
  • $35,518Federal funds sold & reverse repurchase agreements
  • $24,068Net loans & leases
  • $119,975Loan loss allowance
  • $2,197Trading account assets
  • $0Bank premises and fixed assets
  • $2,938Other real estate owned
  • $450Goodwill and other intangibles
  • $2,662Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $195,337Total liabilities
  • $181,527Total deposits
  • $181,248Interest-bearing deposits
  • $148,758Deposits held in domestic offices
  • 181248.00%% insured (estimated)
  • $69Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $279Total equity capital
  • $279Total bank equity capital
  • $13,810Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $10,675Undivided profits
  • Memoranda
  • $1,635Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $218Income earned, not collected on loans
  • $753Earning assets
  • $179,561Long-term assets (5+ years)
  • $22,994Average Assets, year-to-date
  • $187,187Average Assets, quarterly
  • $190,401Volatile liabilities
  • $37,567Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $272Unused loan commitments
  • $29,095Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $13,516Total risk weighted assets
  • $123,910Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,612Total interest expense
  • $3,384Net interest income
  • $5,228Provision for loan and lease losses
  • $1,165Total noninterest income
  • $376Fiduciary activities
  • $0Service charges on deposit accounts
  • $299Trading account gains & fees
  • $0Additional noninterest income
  • $77Total noninterest expense
  • $2,181Salaries and employee benefits
  • $909Premises and equipment expense
  • $134Additional noninterest expense
  • $1,138Pre-tax net operating income
  • $2,258Securities gains (losses)
  • $26Applicable income taxes
  • $943Income before extraordinary items
  • $1,341Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,341Net charge-offs
  • $368Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.05%Cost of funding earning assets
  • 1.98%Net interest margin
  • 3.06%Noninterest income to earning assets
  • 0.22%Noninterest expense to earning assets
  • 1.28%Net operating income to assets
  • 0.71%Return on assets (ROA)
  • 0.72%Pretax return on assets
  • 1.22%Return on equity (ROE)
  • 10.72%Retained earnings to average equity (YTD only)
  • 10.72%Net charge-offs to loans
  • 0.32%Credit loss provision to net charge-offs
  • 316.58%Efficiency ratio
  • 38,919Assets per employee
  • 5.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.80%Loss allowance to noncurrent loans
  • 1007.80%Noncurrent assets plus other real estate owned to assets
  • 0.34%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 66.19%Net loans and leases to core deposits
  • 83.50%Equity capital to assets
  • 7.07%Core capital (leverage) ratio
  • 6.95%Tier 1 risk-based capital ratio
  • 10.91%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $187,187Average earning assets
  • $12,505Average equity
  • $170,659Average loans

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