Commercial Bank of Mott in Mott, North Dakota (ND)

Show street view No street view available for this location

Commercial Bank of Mott routing number info

Table of contents:
Commercial Bank of Mott
GeneralFDIC Certificate #: 15741
Status: Active
Federal Reserve ID: 1008553
Bank Holding Company (Regulatory Top Holder): Commercial Bank Of Mott Employee Stock Ownership Plan (RSSDID: 2354592, Location: Mott, ND)
Date Established: June 12, 1940
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 9995
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: June 13, 1940
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 325 Brown Avenue, Mott, ND 58646
County: Hettinger
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Fargo
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: West
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $79.4 mil
Equity capital: $6.9 mil
Deposits held in domestic offices: $65.8 mil
Return on assets (ROA): 1.24% ($1.0 mil)
Quarterly return on assets: 1.54% ($1.2 mil)
Return on Equity (ROE): 15.49% ($1.1 mil)
Quarterly return on equity: 17.82% ($1.2 mil)
Net income: $0.9 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.73% ($1,374.1 mil)
Quarterly Pretax return on assets: 2.07% ($1,644.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)11
Total assets$79,428
Cash and due from depository institutions$2,289
Interest-bearing balances$172
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$52,984
Loan loss allowance $548
Trading account assets$0
Bank premises and fixed assets$1,013
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$2,988
Life insurance assets$79,428
Total liabilities and capital$72,540
Total liabilities$65,817
Total deposits$58,317
Interest-bearing deposits$65,817
Deposits held in domestic offices$90
% insured (estimated)1800.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$3,700
Other borrowed funds $0
Subordinated debt $1,223
All other liabilities $6,888
Total equity capital$6,888
Total bank equity capital$6,888
Perpetual preferred stock$0
Common stock$100
Undivided profits $4,338
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $1,345
Average Assets, year-to-date $73,310
Average Assets, quarterly $39,659
Volatile liabilities $75,090
Insider loans $77,683
FHLB advances $66,783
Loans and leases held for sale $77,146
Unused loan commitments $1,270
Tier 1 (core) risk-based capital $1,270
Tier 2 risk-based capital $6,364
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $12,902
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,298
Total interest expense $966
Net interest income $2,332
Provision for loan and lease losses $50
Total noninterest income $127
Fiduciary activities $0
Service charges on deposit accounts $44
Trading account gains & fees $0
Additional noninterest income $83
Total noninterest expense $1,158
Salaries and employee benefits $681
Premises and equipment expense $93
Additional noninterest expense $384
Pre-tax net operating income $1,251
Securities gains (losses) $47
Applicable income taxes $364
Income before extraordinary items $934
Extraordinary gains - net $0
Net income attributable to bank $934
Net charge-offs $0
Cash dividends $934
Sale, conversion, retirement of capital stock, net $1
Net operating income $0
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.77%
Cost of funding earning assets 1.40%
Net interest margin 3.37%
Noninterest income to earning assets 0.18%
Noninterest expense to earning assets 1.67%
Net operating income to assets 1.20%
Return on assets (ROA) 1.24%
Pretax return on assets 1.73%
Return on equity (ROE) 15.49%
Retained earnings to average equity (YTD only) 15.49%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 5000.00%
Efficiency ratio1301.00%
Assets per employee$47,092
Cash dividends to net income (YTD only)7.22%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.02%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.00%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 80.50%
Equity capital to assets 81.49%
Core capital (leverage) ratio 8.67%
Tier 1 risk-based capital ratio 8.25%
Total risk-based capital ratio 9.53%
Average assets$10
Average earning assets$75,090
Average equity $6,031
Average loans $69,205
Back to page top, Back to table top

1 North Dakota Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
09995Commercial Bank Of Mott325 Brown Avenue, Mott, ND 58646June 12, 1940Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Commercial Bank of Mott.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.