Commercial Bank of San Francisco in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 01, 2000

  • Commercial Bank of San Francisco in San Francisco, California (CA)
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Commercial Bank of San Francisco - Overview

  • General
  • FDIC Certificate #: 21650
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Bank & Trust (#18678)
    Federal Reserve ID: 162560
    Date Established: June 26, 1974
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 12281
    FDIC's unique #: 14983
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 26, 1974
    Last Structure Change Effective Date: November 01, 2000
    Last Structure Change Process Date: December 21, 2000
    Last Data Update: December 21, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 333 Pine Street, San Francisco, CA 94104
    County: San Francisco
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • Financial Summary
  • Total assets: $155.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 49Total employees (full-time equivalent)
  • $175,563Total assets
  • $16,112Cash and due from depository institutions
  • $10,898Interest-bearing balances
  • $64,681Securities
  • $700Federal funds sold & reverse repurchase agreements
  • $85,390Net loans & leases
  • $1,639Loan loss allowance
  • $0Trading account assets
  • $631Bank premises and fixed assets
  • $0Other real estate owned
  • $1,046Goodwill and other intangibles
  • $0Life insurance assets
  • $7,003All other assets
  • $175,563Total liabilities and capital
  • $159,833Total liabilities
  • $157,914Total deposits
  • $101,490Interest-bearing deposits
  • $157,914Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $107Other borrowed funds
  • $30Subordinated debt
  • $1,782All other liabilities
  • $15,730Total equity capital
  • $15,730Total bank equity capital
  • $15,730Perpetual preferred stock
  • $0Common stock
  • $14,809Surplus
  • $0Undivided profits
  • Memoranda
  • $921Noncurrent loans and leases
  • $28,947Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $517Earning assets
  • $0Long-term assets (5+ years)
  • $467Average Assets, year-to-date
  • $161,669Average Assets, quarterly
  • $9,097Volatile liabilities
  • $171,216Insider loans
  • $172,641FHLB advances
  • $22,354Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $28,947Total unused commitments
  • $0Restructured Loans and leases
  • $1,499Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $11,495Total interest income
  • $3,795Total interest expense
  • $7,700Net interest income
  • $1,002Provision for loan and lease losses
  • $2,428Total noninterest income
  • $0Fiduciary activities
  • $470Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,958Additional noninterest income
  • $7,305Total noninterest expense
  • $4,104Salaries and employee benefits
  • $661Premises and equipment expense
  • $2,540Additional noninterest expense
  • $1,821Pre-tax net operating income
  • $19Securities gains (losses)
  • $776Applicable income taxes
  • $1,064Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,064Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $915Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.34%Yield on earning assets
  • 2.42%Cost of funding earning assets
  • 4.92%Net interest margin
  • 1.55%Noninterest income to earning assets
  • 4.66%Noninterest expense to earning assets
  • 0.61%Net operating income to assets
  • 0.62%Return on assets (ROA)
  • 1.07%Pretax return on assets
  • 6.84%Return on equity (ROE)
  • 6.84%Retained earnings to average equity (YTD only)
  • 1.13%Net charge-offs to loans
  • 109.51%Credit loss provision to net charge-offs
  • 3.09%Efficiency ratio
  • 71,110Assets per employee
  • 3.58%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.88%Loss allowance to noncurrent loans
  • 317.02%Noncurrent assets plus other real estate owned to assets
  • 0.29%Noncurrent loans to loans
  • 0.59%Net loans and leases to deposits
  • 54.07%Net loans and leases to core deposits
  • 62.94%Equity capital to assets
  • 8.96%Core capital (leverage) ratio
  • 8.81%Tier 1 risk-based capital ratio
  • 13.33%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $171,216Average earning assets
  • $15,564Average equity
  • $156,621Average loans

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