Commercial Capital Bank, FSB in Irvine, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 2006

  • Commercial Capital Bank, FSB in Irvine, California (CA)
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Commercial Capital Bank, FSB - Overview

  • General
  • FDIC Certificate #: 32316
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Washington Mutual Bank (#32633)
    Federal Reserve ID: 215372
    Date Established: May 02, 1985
    WWW: http://www.commercialcapital.com
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8134
    FDIC's unique #: 45150
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: May 02, 1985
    Last Structure Change Effective Date: October 01, 2006
    Last Structure Change Process Date: October 13, 2006
    Last Data Update: October 13, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 8105 Irvine Center Drive, Suite 1500, Irvine, CA 92618
    County: Orange
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
  • Financial Summary
  • Total assets: $5,671.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 436Total employees (full-time equivalent)
  • $5,397,227Total assets
  • $32,843Cash and due from depository institutions
  • $3,087Interest-bearing balances
  • $382,642Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $4,334,154Net loans & leases
  • $28,705Loan loss allowance
  • $0Trading account assets
  • $10,068Bank premises and fixed assets
  • $0Other real estate owned
  • $360,841Goodwill and other intangibles
  • $107,146Life insurance assets
  • $276,679All other assets
  • $5,397,227Total liabilities and capital
  • $4,603,438Total liabilities
  • $2,887,867Total deposits
  • $2,701,245Interest-bearing deposits
  • $2,887,867Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $72,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,597,806Other borrowed funds
  • $0Subordinated debt
  • $45,765All other liabilities
  • $793,789Total equity capital
  • $793,789Total bank equity capital
  • $793,789Perpetual preferred stock
  • $0Common stock
  • $10,126Surplus
  • $634,287Undivided profits
  • Memoranda
  • $149,376Noncurrent loans and leases
  • $350,474Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7,788Earning assets
  • $0Long-term assets (5+ years)
  • $20,923Average Assets, year-to-date
  • $4,719,883Average Assets, quarterly
  • $0Volatile liabilities
  • $5,197,139Insider loans
  • $5,285,921FHLB advances
  • $3,709,977Loans and leases held for sale
  • $0Unused loan commitments
  • $1,597,806Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $350,474Total unused commitments
  • $388Restructured Loans and leases
  • $28,705Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $260,417Total interest income
  • $102,091Total interest expense
  • $158,326Net interest income
  • -$8,109Provision for loan and lease losses
  • $13,436Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13,436Additional noninterest income
  • $56,110Total noninterest expense
  • $26,167Salaries and employee benefits
  • $10,618Premises and equipment expense
  • $19,325Additional noninterest expense
  • $123,761Pre-tax net operating income
  • $5,418Securities gains (losses)
  • $47,332Applicable income taxes
  • $81,847Income before extraordinary items
  • $0Extraordinary gains - net
  • $81,847Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $8Sale, conversion, retirement of capital stock, net
  • $12,333Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.72%Yield on earning assets
  • 2.24%Cost of funding earning assets
  • 3.48%Net interest margin
  • 0.30%Noninterest income to earning assets
  • 1.23%Noninterest expense to earning assets
  • 1.51%Net operating income to assets
  • 1.57%Return on assets (ROA)
  • 2.49%Pretax return on assets
  • 10.69%Return on equity (ROE)
  • 9.08%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • -101362.50%Credit loss provision to net charge-offs
  • 14456.50%Efficiency ratio
  • 32,288Assets per employee
  • 12.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 15.07%Loss allowance to loans
  • 0.66%Loss allowance to noncurrent loans
  • 368.58%Noncurrent assets plus other real estate owned to assets
  • 0.14%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 150.08%Net loans and leases to core deposits
  • 511.29%Equity capital to assets
  • 14.71%Core capital (leverage) ratio
  • 8.75%Tier 1 risk-based capital ratio
  • 11.72%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $5,197,139Average earning assets
  • $765,625Average equity
  • $4,552,644Average loans

Total Fiduciary and Related Assets (December 31, 2003)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $13,477Managed Assets
  • 1Number of Accounts
  • $9,101Personal trust and agency accounts
  • $4,595Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $4,506Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 21Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $4,376Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

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