Commercial Capital Bank, FSB in Irvine, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 2006

  • Commercial Capital Bank, FSB in Irvine, California (CA)
  • Show street view No street view available for this location

Commercial Capital Bank, FSB - Overview

  • General
  • FDIC Certificate #: 32316
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Washington Mutual Bank (#32633)
    Federal Reserve ID: 215372
    Date Established: May 02, 1985
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8134
    FDIC's unique #: 45150
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: May 02, 1985
    Last Structure Change Effective Date: October 01, 2006
    Last Structure Change Process Date: October 13, 2006
    Last Data Update: October 13, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 8105 Irvine Center Drive, Suite 1500, Irvine, CA 92618
    County: Orange
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
  • Financial Summary
  • Total assets: $5,671.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 436Total employees (full-time equivalent)
  • $5,397,227Total assets
  • $32,843Cash and due from depository institutions
  • $3,087Interest-bearing balances
  • $382,642Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $4,334,154Net loans & leases
  • $28,705Loan loss allowance
  • $0Trading account assets
  • $10,068Bank premises and fixed assets
  • $0Other real estate owned
  • $360,841Goodwill and other intangibles
  • $107,146Life insurance assets
  • $276,679All other assets
  • $5,397,227Total liabilities and capital
  • $4,603,438Total liabilities
  • $2,887,867Total deposits
  • $2,701,245Interest-bearing deposits
  • $2,887,867Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $72,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,597,806Other borrowed funds
  • $0Subordinated debt
  • $45,765All other liabilities
  • $793,789Total equity capital
  • $793,789Total bank equity capital
  • $793,789Perpetual preferred stock
  • $0Common stock
  • $10,126Surplus
  • $634,287Undivided profits
  • Memoranda
  • $149,376Noncurrent loans and leases
  • $350,474Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7,788Earning assets
  • $0Long-term assets (5+ years)
  • $20,923Average Assets, year-to-date
  • $4,719,883Average Assets, quarterly
  • $0Volatile liabilities
  • $5,197,139Insider loans
  • $5,285,921FHLB advances
  • $3,709,977Loans and leases held for sale
  • $0Unused loan commitments
  • $1,597,806Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $350,474Total unused commitments
  • $388Restructured Loans and leases
  • $28,705Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $260,417Total interest income
  • $102,091Total interest expense
  • $158,326Net interest income
  • -$8,109Provision for loan and lease losses
  • $13,436Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13,436Additional noninterest income
  • $56,110Total noninterest expense
  • $26,167Salaries and employee benefits
  • $10,618Premises and equipment expense
  • $19,325Additional noninterest expense
  • $123,761Pre-tax net operating income
  • $5,418Securities gains (losses)
  • $47,332Applicable income taxes
  • $81,847Income before extraordinary items
  • $0Extraordinary gains - net
  • $81,847Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $8Sale, conversion, retirement of capital stock, net
  • $12,333Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.72%Yield on earning assets
  • 2.24%Cost of funding earning assets
  • 3.48%Net interest margin
  • 0.30%Noninterest income to earning assets
  • 1.23%Noninterest expense to earning assets
  • 1.51%Net operating income to assets
  • 1.57%Return on assets (ROA)
  • 2.49%Pretax return on assets
  • 10.69%Return on equity (ROE)
  • 9.08%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • -101362.50%Credit loss provision to net charge-offs
  • 14456.50%Efficiency ratio
  • 32,288Assets per employee
  • 12.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 15.07%Loss allowance to loans
  • 0.66%Loss allowance to noncurrent loans
  • 368.58%Noncurrent assets plus other real estate owned to assets
  • 0.14%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 150.08%Net loans and leases to core deposits
  • 511.29%Equity capital to assets
  • 14.71%Core capital (leverage) ratio
  • 8.75%Tier 1 risk-based capital ratio
  • 11.72%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $5,197,139Average earning assets
  • $765,625Average equity
  • $4,552,644Average loans

Total Fiduciary and Related Assets (December 31, 2003)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $13,477Managed Assets
  • 1Number of Accounts
  • $9,101Personal trust and agency accounts
  • $4,595Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $4,506Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 21Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $4,376Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Commercial Capital Bank, FSB.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents