Community Bank, National Association in Canton, New York (NY), PA
Overview, Financial Summary, Detailed Financial Reports, Branches


Community Bank, National Association - Overview

  • General
  • FDIC Certificate #: 6989
    Status: Active
    Federal Reserve ID: 202907
    Bank Holding Company (Regulatory Top Holder): Community Bank System, Inc. (RSSDID: 1048867, Location: Dewitt, NY)
    Date Established: January 01, 1866
    WWW: http://www.communitybankna.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 175 (Domestic: 175, Interstate: Yes)
    OTS Docket #: 10251
    FDIC's unique #: 4679
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization > 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 09, 2011
    Last Structure Change Process Date: June 13, 2011
    Last Data Update: June 13, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 45-49 Court Street, Canton, NY 13617
    County: St. Lawrence
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Syracuse
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Core Based Statistical Area (CBSA): Ogdensburg-Massena, NY (#36300)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $6,460.6 mil
    Equity capital: $815.2 mil
    Deposits held in domestic offices: $4,840.4 mil
    Return on assets (ROA): 1.21% ($78.2 mil)
    Quarterly return on assets: 1.13% ($73.0 mil)
    Return on Equity (ROE): 9.71% ($79.1 mil)
    Quarterly return on equity: 8.96% ($73.0 mil)
    Net income: $73.2 mil
    Quarterly Net income: $18.3 mil
    Pretax return on assets: 1.71% ($110,476.1 mil)
    Quarterly Pretax return on assets: 1.76% ($113,706.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 1,600Total employees (full-time equivalent)
  • $6,460,589Total assets
  • $323,555Cash and due from depository institutions
  • $202,096Interest-bearing balances
  • $2,092,078Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $3,429,344Net loans & leases
  • $42,513Loan loss allowance
  • $0Trading account assets
  • $75,072Bank premises and fixed assets
  • $2,682Other real estate owned
  • $351,531Goodwill and other intangibles
  • $6,460,589Life insurance assets
  • $186,327All other assets
  • $5,645,258Total liabilities and capital
  • $4,840,378Total liabilities
  • $3,900,782Total deposits
  • $4,840,378Interest-bearing deposits
  • $79Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $728,279Trading liabilities
  • $0Other borrowed funds
  • $76,601Subordinated debt
  • $815,331All other liabilities
  • $815,215Total equity capital
  • $815,215Total bank equity capital
  • $0Perpetual preferred stock
  • $5,407Common stock
  • $509,605Surplus
  • $300,203Undivided profits
  • Memoranda
  • $116Noncurrent loans and leases
  • $532Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $29,352Income earned, not collected on loans
  • $519Earning assets
  • $28,580Long-term assets (5+ years)
  • $5,723,518Average Assets, year-to-date
  • $3,397,984Average Assets, quarterly
  • $6,049,788Volatile liabilities
  • $6,469,978Insider loans
  • $3,538,232FHLB advances
  • $6,049,878Loans and leases held for sale
  • $34,943Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $459,680Tier 2 risk-based capital
  • $34,943Total risk weighted assets
  • $0Total unused commitments
  • $572,393Restructured Loans and leases
  • $11,550Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $270,877Total interest income
  • $55,796Total interest expense
  • $215,081Net interest income
  • $6,687Provision for loan and lease losses
  • $57,715Total noninterest income
  • $3,538Fiduciary activities
  • $25,620Service charges on deposit accounts
  • $0Trading account gains & fees
  • $28,557Additional noninterest income
  • $162,692Total noninterest expense
  • $86,387Salaries and employee benefits
  • $24,000Premises and equipment expense
  • $52,305Additional noninterest expense
  • $103,417Pre-tax net operating income
  • $30Securities gains (losses)
  • $30,244Applicable income taxes
  • $73,203Income before extraordinary items
  • $0Extraordinary gains - net
  • $73,203Net income attributable to bank
  • $0Net charge-offs
  • $73,203Cash dividends
  • $7,022Sale, conversion, retirement of capital stock, net
  • $51,076Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.06%Yield on earning assets
  • 1.04%Cost of funding earning assets
  • 4.02%Net interest margin
  • 1.08%Noninterest income to earning assets
  • 3.04%Noninterest expense to earning assets
  • 1.21%Net operating income to assets
  • 1.21%Return on assets (ROA)
  • 1.71%Pretax return on assets
  • 9.71%Return on equity (ROE)
  • 2.93%Retained earnings to average equity (YTD only)
  • 0.21%Net charge-offs to loans
  • 95.23%Credit loss provision to net charge-offs
  • 15.68%Efficiency ratio
  • 57,990Assets per employee
  • 4.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 69.77%Loss allowance to loans
  • 1.22%Loss allowance to noncurrent loans
  • 144.84%Noncurrent assets plus other real estate owned to assets
  • 0.50%Noncurrent loans to loans
  • 0.85%Net loans and leases to deposits
  • 70.85%Net loans and leases to core deposits
  • 71.74%Equity capital to assets
  • 12.62%Core capital (leverage) ratio
  • 7.60%Tier 1 risk-based capital ratio
  • 12.99%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $6,049,788Average earning assets
  • $754,122Average equity
  • $5,354,882Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $854,653Managed Assets
  • 1Number of Accounts
  • $763,888Personal trust and agency accounts
  • $256,383Employee benefit-defined contribution accounts
  • $8,900Employee benefit-defined benefit accounts
  • $126,309Other retirement accounts
  • $56,194Corporate trust and agency accounts
  • $8,975Investment management agency accounts
  • $208,507Other fiduciary accounts
  • $98,620Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1650Number of Accounts
  • $0Personal trust and agency accounts
  • $44,457Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $90,765Other retirement accounts
  • $743Corporate trust and agency accounts
  • $3,131Other fiduciary accounts
  • $15,165Fiduciary accounts held in foreign offices

List of branches

  • 148 New York Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    04679Community Bank, National Association45-49 Court Street, Canton, NY 13617January 01, 1866Full Service Brick and Mortar
    1213306Heuvelton Branch78 State Street, Heuvelton, NY 13654May 06, 1963Full Service Brick and Mortar
    2213307Madrid Branch3748 County Route 14, Madrid, NY 13660March 27, 1961Full Service Brick and Mortar
    3213308Norwood Branch28 South Main Street, Norwood, NY 13668October 01, 1958Full Service Brick and Mortar
    5213310Potsdam - Market St Branch64-70 Market Street, Potsdam, NY 13676August 15, 1964Full Service Brick and Mortar
    64704Star Lake Branch4091 State Highway 3, Star Lake, NY 13690October 01, 1914Full Service Brick and Mortar
    8213424Harrisville Branch14216 State Street, Harrisville, NY 13648December 01, 1958Full Service Brick and Mortar
    98268Gouverneur Branch100 East Main Street, Gouverneur, NY 13642January 01, 1879Full Service Brick and Mortar
    11213312Potsdam - May Road BranchRoute 56 And May Road, Potsdam, NY 13676January 08, 1973Limited Service Facility
    12213313Black River Branch28499 Nys Route 3, Black River, NY 13612December 17, 1973Full Service Brick and Mortar
    13411Lowville - State Street Branch7605 State Street, Lowville, NY 13367January 01, 1863Full Service Brick and Mortar
    16182487Public Accommodation Branch5397 Dayan Street, Lowville, NY 13367March 12, 1973Limited Service Facility
    17213314West Carthage Branch84 Bridge Street, Carthage, NY 13619October 06, 1975Full Service Brick and Mortar
    234658Addison Branch11 Tuscarora Street, Addison, NY 14801January 01, 1856Full Service Brick and Mortar
    24213032Woodhull Branch1608 Main Street, Woodhull, NY 14898August 01, 1966Full Service Brick and Mortar
    26213034Corning North Branch331 West Pulteney Street, Corning, NY 14830October 09, 1974Full Service Brick and Mortar
    27213035Corning Market Street Branch240 South Hamilton Street, Painted Post, NY 14870March 23, 1990Limited Service Loan Production
    2817495Olean - North Union St Branch201 North Union Street, Olean, NY 14760June 29, 1984Full Service Brick and Mortar
    29214831Allegany Branch3140 West State Road, Olean, NY 14760January 16, 1971Full Service Brick and Mortar
    30214832Portville - East State Road Branch1471 East State Road, Olean, NY 14760November 10, 1973Full Service Brick and Mortar
    318554Waterloo Branch2 West Main Street, Waterloo, NY 13165January 01, 1905Full Service Brick and Mortar
    324806Ovid Branch7193 Main Street, Ovid, NY 14521January 01, 1833Full Service Brick and Mortar
    33215245Interlaken Branch8393 Main Street, Interlaken, NY 14847October 01, 1962Full Service Brick and Mortar
    35215247Hannibal Branch343 Church Street, Hannibal, NY 13074January 03, 1967Full Service Brick and Mortar
    384761Nichols Branch41 East River Road, Nichols, NY 13812Febuary 10, 1909Full Service Brick and Mortar
    39213316Waddington Branch1 Main Street, Waddington, NY 13694December 20, 1993Full Service Brick and Mortar
    40277482Canandaigua Branch3150 County Road 10, Canandaigua, NY 14424January 01, 1884Full Service Brick and Mortar
    41277489Corning -w. Market Street Branch150 West Market Street, Corning, NY 14830January 01, 1884Full Service Brick and Mortar
    42277491Wellsville -bolivar Road Branch4196 Bolivar Road, Wellsville, NY 14895January 01, 1884Full Service Brick and Mortar
    43215050Cato Branch2516 West Main Street, Cato, NY 13033November 24, 1958Full Service Brick and Mortar
    44215058Pulaski Branch4854 North Jefferson Street, Pulaski, NY 13142October 01, 1934Full Service Brick and Mortar
    45215060Seneca Falls Branch70 Falls Street, Seneca Falls, NY 13148December 28, 1957Full Service Brick and Mortar
    47183907Geneva Branch5 Seneca Street, Geneva, NY 14456June 01, 1944Full Service Brick and Mortar
    48183910Hammondsport Branch3 Park Place, Hammondsport, NY 14840October 01, 1951Full Service Brick and Mortar
    50183915Newark Plaza BranchNewark Plaza Shopping Center, 710 West Miller Street, Newark, NY 14513May 16, 1957Full Service Brick and Mortar
    51183917Penn Yan - Main St Branch151 Main Street, Penn Yan, NY 14527March 03, 1958Full Service Brick and Mortar
    5310220Watertown - Washington Street Branch216 Washington Street, Watertown, NY 13601January 01, 1859Full Service Brick and Mortar
    54236403Watertown - Arsenal Street Branch1125 Arsenal Street, Watertown, NY 13601June 13, 1964Full Service Brick and Mortar
    554678Canton - 80 Main St. Branch80 Main Street, Canton, NY 13617January 01, 1887Full Service Brick and Mortar
    57215017Skaneateles BranchOne East Genesee Street, Skaneateles, NY 13152December 08, 1986Full Service Brick and Mortar
    59213317Olean - Delaware Park Branch500 Delaware Avenue, Olean, NY 14760July 10, 1995Full Service Brick and Mortar
    60215265Alfred Branch39 North Main Street, Alfred, NY 14802September 04, 1956Full Service Brick and Mortar
    63182448Clymer Branch8720 East Main Street, Clymer, NY 14724January 25, 1963Full Service Brick and Mortar
    64182453Sherman Branch101 Main Street, Sherman, NY 14781April 11, 1946Full Service Brick and Mortar
    65182462Cassadaga Branch8036 Route 60, Cassadaga, NY 14718December 08, 1979Full Service Brick and Mortar
    66182463Ripley Branch1 West Main Street, Ripley, NY 14775December 08, 1979Full Service Brick and Mortar
    67254932Gowanda Branch37 West Main Street, Gowanda, NY 14070January 01, 1978Full Service Brick and Mortar
    68215195Old Forge Branch3102 State Route 28, Old Forge, NY 13420April 01, 1955Full Service Brick and Mortar
    69215204Boonville - Main St. Branch101 Main Street, Boonville, NY 13309October 31, 1966Full Service Brick and Mortar
    70427Ogdensburg - Ford Street Branch320 Ford Street, Ogdensburg, NY 13669January 01, 1829Full Service Brick and Mortar
    71183894St. Regis Falls Branch1573 State Route 458, Saint Regis Falls, NY 12980May 27, 1940Full Service Brick and Mortar
    75213931Lowville - Turin Road Branch7395 Turin Road, Lowville, NY 13367April 01, 1975Full Service Brick and Mortar
    76213933Massena Branch121 Main Street, Massena, NY 13662March 24, 1986Full Service Brick and Mortar
    80213318Owego Branch50 West Main Street, Owego, NY 13827January 20, 1998Full Service Brick and Mortar
    81213319Houghton College BranchHoughton College/Reinhold Campus Center, Houghton, NY 14744Febuary 23, 1998Full Service Brick and Mortar
    83213321Jamestown - North Main Branch1281 North Main Street, Jamestown, NY 14701September 21, 1998Full Service Brick and Mortar
    84213322Falconer Branch1982 East Main Street, Falconer, NY 14733Febuary 07, 2000Full Service Brick and Mortar
    85358283Boonville Headwaters Plaza Branch13187 State Route 12, Boonville, NY 13309June 08, 1998Limited Service Facility
    86358284Canton BranchWww.Communitybankna.com, Canton, NY 13617April 01, 2000Limited Service Administrative
    87358285Dewitt - Administrative Office5790 Widewaters Parkway, De Witt, NY 13214April 01, 1996Limited Service Administrative
    884743Malone - Elm Street Branch10 Elm Street, Malone, NY 12953December 20, 1920Full Service Brick and Mortar
    89213954Brushton Branch1290 Washington Street, Brushton, NY 12916December 01, 1960Full Service Brick and Mortar
    91213956Chateaugay Branch178 East Main Street, Chateaugay, NY 12920April 22, 1991Full Service Brick and Mortar
    924724Hermon Branch111 Church Street, Hermon, NY 13652November 01, 1900Full Service Brick and Mortar
    107236129Moravia Branch105 Main Street, Moravia, NY 13118January 12, 1981Full Service Brick and Mortar
    108182047Brocton Branch19 East Main Street, Brocton, NY 14716April 03, 1961Full Service Brick and Mortar
    109182062Dunkirk - Central Ave. Branch345 Central Avenue, Dunkirk, NY 14048April 28, 1965Full Service Brick and Mortar
    110182063Dunkirk - Vineyard Drive Branch3909 Vineyard Drive, Dunkirk, NY 14048July 01, 1965Full Service Brick and Mortar
    111182070North Collins Branch10490 Main Street, North Collins, NY 14111January 01, 1882Full Service Brick and Mortar
    112214985Silver Creek Branch228 Central Avenue, Silver Creek, NY 14136March 08, 1973Full Service Brick and Mortar
    113190487Bath Branch8 Liberty Street, Bath, NY 14810August 02, 1954Full Service Brick and Mortar
    115190496Mount Morris Branch46 Main Street, Mount Morris, NY 14510November 24, 1952Full Service Brick and Mortar
    116190497Naples Branch109 South Main Street, Naples, NY 14512December 29, 1952Full Service Brick and Mortar
    117190505Rushville Branch1 Main Street, Rushville, NY 14544June 16, 1952Full Service Brick and Mortar
    118190513Hornell Branch7279 Seneca Road North, Hornell, NY 14843May 15, 1969Full Service Brick and Mortar
    119190514Penn Yan - Lake St Plaza Branch272 Lake Street Plaza, Penn Yan, NY 14527Febuary 09, 1970Full Service Brick and Mortar
    122213378Painted Post Branch240 South Hamilton Street, Painted Post, NY 14870July 28, 1969Full Service Brick and Mortar
    1234808Watkins Glen Branch401 North Franklin Street, Watkins Glen, NY 14891April 01, 1911Full Service Brick and Mortar
    1245336Wellsville - Main Street Branch113 North Main Street, Wellsville, NY 14895January 01, 1883Full Service Brick and Mortar
    125218335Angelica Branch32-34 West Main Street, Angelica, NY 14709May 25, 1959Full Service Brick and Mortar
    126218336Belfast Branch50 Main Street, Belfast, NY 14711October 14, 1964Full Service Brick and Mortar
    127218337Bolivar Branch380 Main Street, Bolivar, NY 14715December 29, 1962Full Service Brick and Mortar
    129218340Cuba Branch21 West Main Street, Cuba, NY 14727September 07, 1966Full Service Brick and Mortar
    130218341Franklinville Branch13 Park Square, Franklinville, NY 14737December 04, 1968Full Service Brick and Mortar
    1314784Salamanca Branch103 Main Street, Salamanca, NY 14779January 01, 1880Full Service Brick and Mortar
    132218343Yorkshire BranchRoute 16 And Westover Avenue, Yorkshire, NY 14173July 23, 1970Full Service Brick and Mortar
    1335697Randolph Branch122 Main Street, Randolph, NY 14772January 01, 1874Full Service Brick and Mortar
    1365695Fillmore Branch44 West Main Street, Fillmore, NY 14735January 01, 1889Full Service Brick and Mortar
    137218347Jamestown - Brooklyn Square Branch25 South Main Street, Jamestown, NY 14701July 06, 1982Full Service Brick and Mortar
    138235946Big Flats - Consumer Square Branch830 County Road 64, Elmira, NY 14903November 16, 1967Full Service Brick and Mortar
    139182092Lakewood Branch1 West Fairmount Avenue, Lakewood, NY 14750November 02, 1987Full Service Brick and Mortar
    141214819Portville - North Main Street Branch7 North Main Street, Portville, NY 14770June 18, 1962Full Service Brick and Mortar
    142190495Livonia Branch23 Commercial Street, Livonia, NY 14487April 02, 1956Full Service Brick and Mortar
    14343533Ogdensburg - State Street Branch825 State Street, Ogdensburg, NY 13669January 01, 1888Full Service Brick and Mortar
    162443173Dansville Branch189 Main Street, Dansville, NY 14437December 03, 2004Full Service Brick and Mortar
    163444579Clayton Branch205 State Street, Clayton, NY 13624August 15, 2005Full Service Brick and Mortar
    16441426Elmira Branch300 West Water Street, Elmira, NY 14901January 01, 1888Full Service Brick and Mortar
    165268748Ithaca Branch200 East Buffalo Street, Ithaca, NY 14850November 13, 1996Full Service Brick and Mortar
    1664688Clifton Springs Branch26 East Main Street, Clifton Springs, NY 14432January 01, 1907Full Service Brick and Mortar
    167213373Clifton Plaza Branch1 Clifton Springs Plaza, Clifton Springs, NY 14432December 14, 1983Full Service Brick and Mortar
    168213374Phelps Branch1334 Route 96, Phelps, NY 14532September 16, 1994Full Service Brick and Mortar
    169213375Palmyra Branch525 East Main Street, Palmyra, NY 14522Febuary 18, 1997Full Service Brick and Mortar
    1704800Tupper Lake - Park Street Branch75 Park Street, Tupper Lake, NY 12986June 18, 1906Full Service Brick and Mortar
    172215186Saranac Branch20 St. Bernard Street, Saranac Lake, NY 12983January 30, 1995Limited Service Loan Production
    173215187Saranac Lake Branch588 Lake Flower Avenue, Saranac Lake, NY 12983December 04, 1997Full Service Brick and Mortar
    176464429Springville Branch235 Cascade Drive, Springville, NY 14141May 18, 2007Full Service Brick and Mortar
    17841206Plattsburgh 9 Margaret Branch9 Margaret St, Plattsburgh, NY 12901January 01, 1930Full Service Brick and Mortar
    179267000Malone West Main St. Branch320 West Main St, Malone, NY 12953January 01, 1930Full Service Brick and Mortar
    180267001Ticonderoga Branch117 Montcalm Street, Ticonderoga, NY 12883January 01, 1930Full Service Brick and Mortar
    181267002Plattsburgh Route 3 Branch524 Route 3, Plattsburgh, NY 12901January 01, 1930Full Service Brick and Mortar
    182267003Champlain Branch864 State Route 11, Champlain, NY 12919January 01, 1930Full Service Brick and Mortar
    183213045Au Sable Forks Branch14230 Nys Route 9 North, Au Sable Forks, NY 12912September 29, 1941Full Service Brick and Mortar
    184213085Whitehall Branch118 Main Street, Whitehall, NY 12887September 12, 1955Full Service Brick and Mortar
    1854741Lyons Falls Branch4116 Center Street, Lyons Falls, NY 13368August 13, 1982Full Service Brick and Mortar
    186213957Fort Covington Branch25 Water Street, Fort Covington, NY 12937January 09, 1961Full Service Brick and Mortar
    187213960Saranac Lake Broadway Branch46 Broadway, Saranac Lake, NY 12983September 30, 1974Full Service Brick and Mortar
    188213962Lake Placid Branch2297 Saranac Avenue, Lake Placid, NY 12946October 24, 1977Full Service Brick and Mortar
    189213964Tupper Lake Hosley Branch314 Hosley Avenue, Tupper Lake, NY 12986August 21, 1979Full Service Brick and Mortar
    190182032North Creek Branch244 Main Street, North Creek, NY 12853August 01, 1967Full Service Brick and Mortar
    191182033Indian Lake Branch17 West Main Street, Indian Lake, NY 12842April 01, 1964Full Service Brick and Mortar
    192182039Long Lake Branch1199 Main Street, Long Lake, NY 12847June 11, 1971Full Service Brick and Mortar
    193256216Newcomb Branch4995 State Route 28 North, Newcomb, NY 12852August 28, 1981Full Service Brick and Mortar
    194422342Plattsburgh Price Chopper Branch19 Centre Drive, Plattsburgh, NY 12901June 23, 2003Full Service Retail
    195444097Plattsburgh Walmart Branch25 Consumer Square, Plattsburgh, NY 12901July 14, 2004Full Service Retail
    197518713Orchard Park Branch4 Clark Street, Orchard Park, NY 14127April 04, 2011Full Service Brick and Mortar
    1984770Wilber National Bank Branch245 Main Street, Oneonta, NY 13820June 12, 1874Full Service Brick and Mortar
    199214842Milford Branch101 East Main Street, Milford, NY 13807April 01, 1953Full Service Brick and Mortar
    200214843Schenevus Branch101 Main Street, Schenevus, NY 12155January 04, 1954Full Service Brick and Mortar
    201214844Oneonta Plains Branch434 Chestnut Street, Oneonta, NY 13820March 06, 1972Full Service Brick and Mortar
    202214845Otego Branch304 Main Street, Otego, NY 13825Febuary 01, 1973Full Service Brick and Mortar
    2034753Morris Branch132 Main Street, Morris, NY 13808January 01, 1893Full Service Brick and Mortar
    204214847Cooperstown Branch62 Main Street, Cooperstown, NY 13326September 26, 1984Full Service Brick and Mortar
    205214848Oneonta Branch5006 State Highway 23, Oneonta, NY 13820March 15, 1988Full Service Brick and Mortar
    206214849Sidney Branch19 Union Street, Sidney, NY 13838July 16, 1990Full Service Brick and Mortar
    207236427Cobleskill Branch750 East Main Street, Cobleskill, NY 12043July 01, 1971Full Service Brick and Mortar
    208236428Fox Care Center2 Foxcare Drive, Oneonta, NY 13820December 18, 1972Full Service Brick and Mortar
    2094699Downsville Branch15229 State Highway 30, Downsville, NY 13755August 22, 1905Full Service Brick and Mortar
    210213429Delhi Branch85 Sherwood Road, Delhi, NY 13753September 09, 1974Full Service Brick and Mortar
    211213431Boiceville Branch4141 State Highway 28, Boiceville, NY 12412April 26, 1986Full Service Brick and Mortar
    212213392Fleischmanns Branch1084 Main Street, Fleischmanns, NY 12430December 27, 1988Full Service Brick and Mortar
    213214850Cooperstown Route 28 Branch5378 State Highway 28, Cooperstown, NY 13326May 23, 1994Full Service Brick and Mortar
    214362237Norwich Branch4837 State Highway 23, Norwich, NY 13815October 18, 2001Full Service Brick and Mortar
    21542596Norwich City Branch18 South Broad Street, Norwich, NY 13815January 01, 1888Full Service Brick and Mortar
    216430078Johnson City Branch23 Riverside Drive, Johnson City, NY 13790March 11, 2004Full Service Brick and Mortar
    217269896Walton Branch124 Delaware St, Walton, NY 13856January 01, 1896Full Service Brick and Mortar
    218461752Kingston Office Branch157 Stockade Drive, Kingston, NY 12401September 26, 2006Limited Service Loan Production
    219476953Halfmoon Office1685 State Highway 9, Clifton Park, NY 12065April 28, 2008Full Service Brick and Mortar
    220493047Cicero Branch5966-5968 State Route 31, Cicero, NY 13039December 01, 2008Full Service Brick and Mortar
  • 27 Pennsylvania Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    934892Jermyn Branch645 Washington Avenue, Jermyn, PA 18433March 14, 1902Full Service Brick and Mortar
    94215861Scranton - Keyser Branch1700 N. Keyser Avenue, Scranton, PA 18508August 28, 1974Full Service Brick and Mortar
    954893Jessup Branch210 Church Street, Jessup, PA 18434January 01, 1909Full Service Brick and Mortar
    96215862Scranton - Minooka Branch500 Davis Street, Scranton, PA 18505September 04, 1991Full Service Brick and Mortar
    97215863Carbondale Branch67 Salem Avenue, Carbondale, PA 18407December 11, 1995Full Service Brick and Mortar
    98215864Daleville BranchRr 6 Box 6325, Moscow, PA 18444December 23, 1996Full Service Brick and Mortar
    998822Olyphant Branch128 Lackawanna Ave., Olyphant, PA 18447April 12, 1934Full Service Brick and Mortar
    100230967Scranton - Wyoming Avenue Branch1300 Wyoming Avenue, Scranton, PA 18509January 08, 1990Full Service Brick and Mortar
    101230968Pittston Branch45 South Main Street, Pittston, PA 18640March 27, 1995Full Service Brick and Mortar
    102215866Dickson City Branch901 Commerce Boulevard, Dickson City, PA 18519September 07, 1999Full Service Brick and Mortar
    1444898Laceyville Branch101 Main Street, Laceyville, PA 18623November 27, 1907Full Service Brick and Mortar
    145215900Lawton BranchRoute 706, Lawton, PA 18828August 15, 1963Full Service Brick and Mortar
    146215901Meshoppen BranchRoute 6, Meshoppen, PA 18630January 09, 1984Full Service Brick and Mortar
    147215902Noxen - Bowman's Creek BranchRr 1 Box 7000, Noxen, PA 18636Febuary 08, 1989Full Service Brick and Mortar
    148215903Tunkhannock Branch198 East Tioga Street, Tunkhannock, PA 18657June 22, 1992Full Service Brick and Mortar
    149215904Edwardsville Branch78 South Wyoming Avenue, Edwardsville, PA 18704March 01, 1995Full Service Brick and Mortar
    150215905Little Meadows Branch1033 Maple Street Ste 1, Little Meadows, PA 18830March 22, 1996Full Service Brick and Mortar
    151215906Towanda Branch400 Main Street, Towanda, PA 18848November 12, 1996Full Service Brick and Mortar
    152215907Trucksville - Back Mountain BranchPendragon Center, 165 South Memorial Highway, Trucksville, PA 18708Febuary 03, 1997Full Service Brick and Mortar
    154364823Scranton - N. Washington Branch108 North Washington Ave., Scranton, PA 18503January 28, 2002Full Service Brick and Mortar
    155365733Wyalusing BranchRoute 6 West Farm And Home Plaza, Wyalusing, PA 18853November 06, 2002Full Service Brick and Mortar
    15654769Wilkes-Barre - N. Franklin St. Branc64 North Franklin Street, Wilkes-Barre, PA 18701June 22, 1994Full Service Brick and Mortar
    157358179Hazleton - Airport Road Branch400 Airport Road, Hazle Township, PA 18202May 22, 2000Full Service Brick and Mortar
    158364491Kingston - Wyoming Ave. Branch685 Wyoming Ave, Kingston, PA 18704May 13, 2002Full Service Brick and Mortar
    161443172Clarks Summitt - S. State Street Bra931 South State Street, Clarks Summit, PA 18411May 16, 2005Full Service Brick and Mortar
    177470109Pa Messenger Service 1645 Washington Avenue, Jermyn, PA 18433June 09, 2006Limited Service Messenger
    221521841Montrose Branch16632 State Rte 706, Montrose, PA 18801December 14, 2010Full Service Brick and Mortar

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