The Tupper Lake National Bank in Tupper Lake, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 01, 2007

  • The Tupper Lake National Bank in Tupper Lake, New York (NY)
  • Show street view No street view available for this location

The Tupper Lake National Bank - Overview

  • General
  • FDIC Certificate #: 7329
    Status: Inactive
    Acquiring institution: Community Bank, National Association (#6989)
    Federal Reserve ID: 250113
    Date Established: June 18, 1906
    WWW: http://www.tlnbank.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Interstate: No)
    OTS Docket #: 12910
    FDIC's unique #: 4800
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 01, 2007
    Last Structure Change Process Date: June 12, 2007
    Last Data Update: June 12, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 75 Park Street, Tupper Lake, NY 12986
    County: Franklin
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Syracuse
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Core Based Statistical Area (CBSA): Malone, NY (#31660)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $98.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $97,472Total assets
  • $3,625Cash and due from depository institutions
  • $186Interest-bearing balances
  • $32,668Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $53,044Net loans & leases
  • $652Loan loss allowance
  • $0Trading account assets
  • $3,146Bank premises and fixed assets
  • $0Other real estate owned
  • $774Goodwill and other intangibles
  • $2,162Life insurance assets
  • $4,215All other assets
  • $97,472Total liabilities and capital
  • $89,372Total liabilities
  • $81,498Total deposits
  • $61,987Interest-bearing deposits
  • $81,498Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,133Other borrowed funds
  • $0Subordinated debt
  • $1,741All other liabilities
  • $8,100Total equity capital
  • $8,100Total bank equity capital
  • $8,100Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $562Undivided profits
  • Memoranda
  • $7,338Noncurrent loans and leases
  • $12,406Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $509Earning assets
  • $0Long-term assets (5+ years)
  • $272Average Assets, year-to-date
  • $85,898Average Assets, quarterly
  • $37,320Volatile liabilities
  • $99,069Insider loans
  • $100,524FHLB advances
  • $14,286Loans and leases held for sale
  • $1,048Unused loan commitments
  • $6,133Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $12,406Total unused commitments
  • $910Restructured Loans and leases
  • $652Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $5,280Total interest income
  • $2,259Total interest expense
  • $3,021Net interest income
  • $44Provision for loan and lease losses
  • $443Total noninterest income
  • $0Fiduciary activities
  • $108Service charges on deposit accounts
  • $2Trading account gains & fees
  • $333Additional noninterest income
  • $3,064Total noninterest expense
  • $1,737Salaries and employee benefits
  • $366Premises and equipment expense
  • $961Additional noninterest expense
  • $356Pre-tax net operating income
  • $0Securities gains (losses)
  • -$134Applicable income taxes
  • $490Income before extraordinary items
  • $0Extraordinary gains - net
  • $490Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $14Sale, conversion, retirement of capital stock, net
  • $404Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.06%Yield on earning assets
  • 2.59%Cost of funding earning assets
  • 3.47%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 3.52%Noninterest expense to earning assets
  • 0.49%Net operating income to assets
  • 0.49%Return on assets (ROA)
  • 0.36%Pretax return on assets
  • 6.05%Return on equity (ROE)
  • 1.06%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 314.29%Credit loss provision to net charge-offs
  • 28.57%Efficiency ratio
  • 86,923Assets per employee
  • 2.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 82.45%Loss allowance to loans
  • 1.21%Loss allowance to noncurrent loans
  • 128.09%Noncurrent assets plus other real estate owned to assets
  • 0.52%Noncurrent loans to loans
  • 0.95%Net loans and leases to deposits
  • 65.09%Net loans and leases to core deposits
  • 76.49%Equity capital to assets
  • 8.31%Core capital (leverage) ratio
  • 7.37%Tier 1 risk-based capital ratio
  • 12.69%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $99,069Average earning assets
  • $8,099Average equity
  • $87,137Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Tupper Lake National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents