FDIC Certificate #: 34174 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The Peoples Community Bank (#15046) Federal Reserve ID: 2459992 Date Established: May 13, 1996 WWW:http://www.communitybankoffice.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 56831 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: May 13, 1996 Last Structure Change Effective Date: July 16, 2005 Last Structure Change Process Date: July 21, 2005 Last Data Update: July 21, 2005 Data Source Date: April 05, 2012
Location
Address: 166 South Lexington Street, Spring Green, WI 53588 County: Sauk Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Madison Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Combined Statistical Area (CSA): Madison-Baraboo, WI (#358) Core Based Statistical Area (CBSA): Baraboo, WI (#12660) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $71.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2004)
Dollar figures in thousands
22Total employees (full-time equivalent)
$75,950Total assets
$2,569Cash and due from depository institutions
$79Interest-bearing balances
$3,392Securities
$6,596Federal funds sold & reverse repurchase agreements
$57,610Net loans & leases
$667Loan loss allowance
$0Trading account assets
$1,627Bank premises and fixed assets
$0Other real estate owned
$1,429Goodwill and other intangibles
$0Life insurance assets
$2,727All other assets
$75,950Total liabilities and capital
$68,117Total liabilities
$60,453Total deposits
$52,552Interest-bearing deposits
$60,453Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$7,000Other borrowed funds
$0Subordinated debt
$664All other liabilities
$7,833Total equity capital
$7,833Total bank equity capital
$7,833Perpetual preferred stock
$0Common stock
$109Surplus
$5,604Undivided profits
Memoranda
$2,120Noncurrent loans and leases
$8,137Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$636Earning assets
$0Long-term assets (5+ years)
$309Average Assets, year-to-date
$67,677Average Assets, quarterly
$1,171Volatile liabilities
$73,800Insider loans
$75,205FHLB advances
$21,167Loans and leases held for sale
$2,782Unused loan commitments
$7,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$8,137Total unused commitments
$0Restructured Loans and leases
$667Derivatives
Income and Expense (December 31, 2004)
Dollar figures in thousands
$3,708Total interest income
$1,198Total interest expense
$2,510Net interest income
$30Provision for loan and lease losses
$479Total noninterest income
$0Fiduciary activities
$222Service charges on deposit accounts
$0Trading account gains & fees
$257Additional noninterest income
$2,161Total noninterest expense
$1,369Salaries and employee benefits
$208Premises and equipment expense
$584Additional noninterest expense
$798Pre-tax net operating income
$2Securities gains (losses)
$285Applicable income taxes
$515Income before extraordinary items
$0Extraordinary gains - net
$515Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$85Sale, conversion, retirement of capital stock, net
$55Net operating income
Performance and Condition Ratios (December 31, 2004)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.65%Yield on earning assets
1.82%Cost of funding earning assets
3.82%Net interest margin
0.73%Noninterest income to earning assets
3.29%Noninterest expense to earning assets
0.70%Net operating income to assets
0.70%Return on assets (ROA)
1.08%Pretax return on assets
6.74%Return on equity (ROE)
6.02%Retained earnings to average equity (YTD only)
0.15%Net charge-offs to loans
35.29%Credit loss provision to net charge-offs
9.74%Efficiency ratio
71,596Assets per employee
3.45%Cash dividends to net income (YTD only)
Condition Ratios (%)
10.68%Loss allowance to loans
1.14%Loss allowance to noncurrent loans
104.87%Noncurrent assets plus other real estate owned to assets
0.84%Noncurrent loans to loans
1.09%Net loans and leases to deposits
95.30%Net loans and leases to core deposits
127.21%Equity capital to assets
10.31%Core capital (leverage) ratio
8.65%Tier 1 risk-based capital ratio
11.29%Total risk-based capital ratio
Memoranda
$12Average assets
$73,800Average earning assets
$7,638Average equity
$65,651Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Community Bank Spring Green and Plain.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: