Community Bank of Maryland in Bowie, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 26, 2001

  • Community Bank of Maryland in Bowie, Maryland (MD)
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Community Bank of Maryland - Overview

  • General
  • FDIC Certificate #: 27473
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: F&M Bank - Maryland, Inc. (#26984)
    Federal Reserve ID: 1369795
    Date Established: March 27, 1989
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    OTS Docket #: 14606
    FDIC's unique #: 40090
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 27, 1989
    Last Structure Change Effective Date: January 26, 2001
    Last Structure Change Process Date: March 26, 2001
    Last Data Update: March 26, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 16410 Heritage Boulevard, Bowie, MD 20716
    County: Prince George's
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Baltimore
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Washington, DC-MD-VA-WV (#8840)
    Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
    Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
    Core Based Statistical Area (CBSA): Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    CBSA Metro Statistical Area: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    Core Based Statistical Division: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47894)
  • Financial Summary
  • Total assets: $77.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $77,271Total assets
  • $2,763Cash and due from depository institutions
  • $0Interest-bearing balances
  • $26,042Securities
  • $1,752Federal funds sold & reverse repurchase agreements
  • $43,227Net loans & leases
  • $482Loan loss allowance
  • $0Trading account assets
  • $2,451Bank premises and fixed assets
  • $6Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,030All other assets
  • $77,271Total liabilities and capital
  • $71,296Total liabilities
  • $64,627Total deposits
  • $48,256Interest-bearing deposits
  • $64,627Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,992Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,500Other borrowed funds
  • $0Subordinated debt
  • $1,177All other liabilities
  • $5,975Total equity capital
  • $5,975Total bank equity capital
  • $5,975Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $2,500Undivided profits
  • Memoranda
  • $975Noncurrent loans and leases
  • $8,717Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $165Earning assets
  • $0Long-term assets (5+ years)
  • $222Average Assets, year-to-date
  • $71,021Average Assets, quarterly
  • $14,300Volatile liabilities
  • $76,177Insider loans
  • $77,579FHLB advances
  • $13,818Loans and leases held for sale
  • $3,004Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,717Total unused commitments
  • $0Restructured Loans and leases
  • $482Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $5,501Total interest income
  • $2,719Total interest expense
  • $2,782Net interest income
  • $97Provision for loan and lease losses
  • $858Total noninterest income
  • $0Fiduciary activities
  • $362Service charges on deposit accounts
  • $0Trading account gains & fees
  • $496Additional noninterest income
  • $3,790Total noninterest expense
  • $1,640Salaries and employee benefits
  • $715Premises and equipment expense
  • $1,435Additional noninterest expense
  • -$247Pre-tax net operating income
  • $0Securities gains (losses)
  • $1Applicable income taxes
  • -$248Income before extraordinary items
  • $0Extraordinary gains - net
  • -$248Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $7Sale, conversion, retirement of capital stock, net
  • $180Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.93%Yield on earning assets
  • 3.92%Cost of funding earning assets
  • 4.01%Net interest margin
  • 1.24%Noninterest income to earning assets
  • 5.46%Noninterest expense to earning assets
  • -0.33%Net operating income to assets
  • -0.33%Return on assets (ROA)
  • -0.32%Pretax return on assets
  • -3.94%Return on equity (ROE)
  • -6.80%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 1385.71%Credit loss provision to net charge-offs
  • -21.43%Efficiency ratio
  • 104,121Assets per employee
  • 2.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -72.58%Loss allowance to loans
  • 1.10%Loss allowance to noncurrent loans
  • 292.12%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.38%Net loans and leases to deposits
  • 66.89%Net loans and leases to core deposits
  • 76.78%Equity capital to assets
  • 7.73%Core capital (leverage) ratio
  • 7.87%Tier 1 risk-based capital ratio
  • 11.55%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $76,177Average earning assets
  • $6,295Average equity
  • $69,365Average loans

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