Community Bank of Maryland in Bowie, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 26, 2001

  • Community Bank of Maryland in Bowie, Maryland (MD)
  • Show street view No street view available for this location

Community Bank of Maryland - Overview

  • General
  • FDIC Certificate #: 27473
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: F&M Bank - Maryland, Inc. (#26984)
    Federal Reserve ID: 1369795
    Date Established: March 27, 1989
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    OTS Docket #: 14606
    FDIC's unique #: 40090
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 27, 1989
    Last Structure Change Effective Date: January 26, 2001
    Last Structure Change Process Date: March 26, 2001
    Last Data Update: March 26, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 16410 Heritage Boulevard, Bowie, MD 20716
    County: Prince George's
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Baltimore
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Washington, DC-MD-VA-WV (#8840)
    Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
    Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
    Core Based Statistical Area (CBSA): Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    CBSA Metro Statistical Area: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    Core Based Statistical Division: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47894)
  • Financial Summary
  • Total assets: $77.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $77,271Total assets
  • $2,763Cash and due from depository institutions
  • $0Interest-bearing balances
  • $26,042Securities
  • $1,752Federal funds sold & reverse repurchase agreements
  • $43,227Net loans & leases
  • $482Loan loss allowance
  • $0Trading account assets
  • $2,451Bank premises and fixed assets
  • $6Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,030All other assets
  • $77,271Total liabilities and capital
  • $71,296Total liabilities
  • $64,627Total deposits
  • $48,256Interest-bearing deposits
  • $64,627Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,992Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,500Other borrowed funds
  • $0Subordinated debt
  • $1,177All other liabilities
  • $5,975Total equity capital
  • $5,975Total bank equity capital
  • $5,975Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $2,500Undivided profits
  • Memoranda
  • $975Noncurrent loans and leases
  • $8,717Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $165Earning assets
  • $0Long-term assets (5+ years)
  • $222Average Assets, year-to-date
  • $71,021Average Assets, quarterly
  • $14,300Volatile liabilities
  • $76,177Insider loans
  • $77,579FHLB advances
  • $13,818Loans and leases held for sale
  • $3,004Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,717Total unused commitments
  • $0Restructured Loans and leases
  • $482Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $5,501Total interest income
  • $2,719Total interest expense
  • $2,782Net interest income
  • $97Provision for loan and lease losses
  • $858Total noninterest income
  • $0Fiduciary activities
  • $362Service charges on deposit accounts
  • $0Trading account gains & fees
  • $496Additional noninterest income
  • $3,790Total noninterest expense
  • $1,640Salaries and employee benefits
  • $715Premises and equipment expense
  • $1,435Additional noninterest expense
  • -$247Pre-tax net operating income
  • $0Securities gains (losses)
  • $1Applicable income taxes
  • -$248Income before extraordinary items
  • $0Extraordinary gains - net
  • -$248Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $7Sale, conversion, retirement of capital stock, net
  • $180Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.93%Yield on earning assets
  • 3.92%Cost of funding earning assets
  • 4.01%Net interest margin
  • 1.24%Noninterest income to earning assets
  • 5.46%Noninterest expense to earning assets
  • -0.33%Net operating income to assets
  • -0.33%Return on assets (ROA)
  • -0.32%Pretax return on assets
  • -3.94%Return on equity (ROE)
  • -6.80%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 1385.71%Credit loss provision to net charge-offs
  • -21.43%Efficiency ratio
  • 104,121Assets per employee
  • 2.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -72.58%Loss allowance to loans
  • 1.10%Loss allowance to noncurrent loans
  • 292.12%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.38%Net loans and leases to deposits
  • 66.89%Net loans and leases to core deposits
  • 76.78%Equity capital to assets
  • 7.73%Core capital (leverage) ratio
  • 7.87%Tier 1 risk-based capital ratio
  • 11.55%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $76,177Average earning assets
  • $6,295Average equity
  • $69,365Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Community Bank of Maryland.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents