Community Bank of Raymore in city_name, state_name - Detailed Financial Reports, Location

Community Bank of Raymore in Raymore, Missouri (MO)
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Community Bank of Raymore routing number info

Community Bank of Raymore - Overview

General
FDIC Certificate #: 22867
Status: Active
Federal Reserve ID: 716851
Bank Holding Company (Regulatory Top Holder): Lolyn Financial Corporation (RSSDID: 1974630, Location: Raymore, MO)
Date Established: May 15, 1979
WWW: http://www.cbronline.net
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 15979
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: May 15, 1979
Last Structure Change Effective Date: January 15, 2010
Last Structure Change Process Date: January 29, 2010
Last Data Update: January 29, 2010
Data Source Date: April 05, 2012
Location
Address: 801 West Foxwood Drive, Raymore, MO 64083
County: Cass
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
History of Changes
Office Purchased
Financial Summary
Total assets: $163.3 mil
Equity capital: $14.3 mil
Deposits held in domestic offices: $148.4 mil
Return on assets (ROA): 1.19% ($1.9 mil)
Quarterly return on assets: -0.36% (-$0.6 mil)
Return on Equity (ROE): 13.28% ($1.9 mil)
Quarterly return on equity: -4.01% (-$0.6 mil)
Net income: $1.9 mil
Quarterly Net income: -$0.1 mil
Pretax return on assets: 1.19% ($1,943.4 mil)
Quarterly Pretax return on assets: -0.36% (-$587.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
50Total employees (full-time equivalent)
$163,310Total assets
$6,228Cash and due from depository institutions
$3,132Interest-bearing balances
$38,609Securities
$0Federal funds sold & reverse repurchase agreements
$108,861Net loans & leases
$1,045Loan loss allowance
$0Trading account assets
$5,210Bank premises and fixed assets
$280Other real estate owned
$998Goodwill and other intangibles
$163,310Life insurance assets
$3,124All other assets
$149,032Total liabilities and capital
$148,361Total liabilities
$123,744Total deposits
$148,361Interest-bearing deposits
$90Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$671Subordinated debt
$14,278All other liabilities
$14,278Total equity capital
$14,278Total bank equity capital
$0Perpetual preferred stock
$900Common stock
$5,325Surplus
$8,053Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,496Income earned, not collected on loans
$0Earning assets
$560Long-term assets (5+ years)
$150,602Average Assets, year-to-date
$62,531Average Assets, quarterly
$160,664Volatile liabilities
$164,246Insider loans
$124,482FHLB advances
$165,361Loans and leases held for sale
$1,392Unused loan commitments
$1,392Tier 1 (core) risk-based capital
$13,221Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$11,766Restructured Loans and leases
$2,255Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,373Total interest income
$1,170Total interest expense
$5,203Net interest income
$1,163Provision for loan and lease losses
$4,228Total noninterest income
$3,165Fiduciary activities
$728Service charges on deposit accounts
$0Trading account gains & fees
$335Additional noninterest income
$6,377Total noninterest expense
$2,948Salaries and employee benefits
$1,079Premises and equipment expense
$2,350Additional noninterest expense
$1,891Pre-tax net operating income
$28Securities gains (losses)
$6Applicable income taxes
$1,913Income before extraordinary items
$0Extraordinary gains - net
$1,913Net income attributable to bank
$0Net charge-offs
$1,913Cash dividends
$870Sale, conversion, retirement of capital stock, net
$1,359Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.38%Yield on earning assets
0.80%Cost of funding earning assets
3.58%Net interest margin
2.91%Noninterest income to earning assets
4.38%Noninterest expense to earning assets
1.17%Net operating income to assets
1.19%Return on assets (ROA)
1.19%Pretax return on assets
13.28%Return on equity (ROE)
3.85%Retained earnings to average equity (YTD only)
0.80%Net charge-offs to loans
133.68%Credit loss provision to net charge-offs
3.51%Efficiency ratio
66,865Assets per employee
3.27%Cash dividends to net income (YTD only)
Condition Ratios (%)
71.04%Loss allowance to loans
0.95%Loss allowance to noncurrent loans
69.85%Noncurrent assets plus other real estate owned to assets
1.09%Noncurrent loans to loans
1.36%Net loans and leases to deposits
73.38%Net loans and leases to core deposits
78.50%Equity capital to assets
8.74%Core capital (leverage) ratio
8.00%Tier 1 risk-based capital ratio
10.62%Total risk-based capital ratio
Memoranda
$11Average assets
$160,664Average earning assets
$14,401Average equity
$145,440Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$332,124Managed Assets
1Number of Accounts
$150,062Personal trust and agency accounts
$149,787Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$275Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
158Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$182,062Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

3 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	15979	Community Bank Of Raymore	801 West Foxwood Drive, Raymore, MO 64083	May 15, 1979	Full Service Brick and Mortar
1	255510	Peculiar Branch	300 Sr C Highway, Peculiar, MO 64078	June 08, 1998	Full Service Brick and Mortar
3	7758	Harrisonville Branch	1503 North State Route 291 Highway, Harrisonville, MO 64701	January 01, 1902	Full Service Brick and Mortar

Community Bank of Raymore in Raymore, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank of Raymore - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Community Bank of Raymore in Raymore, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank of Raymore - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Community Bank of Raymore in Raymore, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches