Community Bank of Wichita, Inc. in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank of Wichita, Inc. - Overview

  • General
  • FDIC Certificate #: 35118
    Status: Active
    Federal Reserve ID: 2775692
    Bank Holding Company (Regulatory Top Holder): Community State Bancshares, Inc. (RSSDID: 2774305, Location: Wichita, KS)
    Date Established: August 16, 1999
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 53392
    FDIC's unique #: 74907
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 16, 1999
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 11330 East 21st Street, Wichita, KS 67228
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $61.3 mil
    Equity capital: $6.1 mil
    Deposits held in domestic offices: $52.0 mil
    Return on assets (ROA): 0.73% ($0.4 mil)
    Quarterly return on assets: 0.92% ($0.6 mil)
    Return on Equity (ROE): 7.66% ($0.5 mil)
    Quarterly return on equity: 9.51% ($0.6 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.03% ($631.5 mil)
    Quarterly Pretax return on assets: 1.35% ($827.8 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $61,315Total assets
  • $2,710Cash and due from depository institutions
  • $1,468Interest-bearing balances
  • $7,764Securities
  • $15Federal funds sold & reverse repurchase agreements
  • $44,984Net loans & leases
  • $488Loan loss allowance
  • $0Trading account assets
  • $3,966Bank premises and fixed assets
  • $270Other real estate owned
  • $0Goodwill and other intangibles
  • $61,315Life insurance assets
  • $1,606All other assets
  • $55,223Total liabilities and capital
  • $51,991Total liabilities
  • $41,428Total deposits
  • $51,991Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,900Trading liabilities
  • $0Other borrowed funds
  • $332Subordinated debt
  • $6,092All other liabilities
  • $6,092Total equity capital
  • $6,092Total bank equity capital
  • $0Perpetual preferred stock
  • $1,816Common stock
  • $1,933Surplus
  • $2,343Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $297Income earned, not collected on loans
  • $0Earning assets
  • $311Long-term assets (5+ years)
  • $54,231Average Assets, year-to-date
  • $13,778Average Assets, quarterly
  • $61,331Volatile liabilities
  • $62,263Insider loans
  • $49,244FHLB advances
  • $62,786Loans and leases held for sale
  • $755Unused loan commitments
  • $755Tier 1 (core) risk-based capital
  • $5,919Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,610Restructured Loans and leases
  • $1,258Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,351Total interest income
  • $630Total interest expense
  • $2,721Net interest income
  • $183Provision for loan and lease losses
  • $401Total noninterest income
  • $0Fiduciary activities
  • $191Service charges on deposit accounts
  • $0Trading account gains & fees
  • $210Additional noninterest income
  • $2,363Total noninterest expense
  • $1,413Salaries and employee benefits
  • $307Premises and equipment expense
  • $643Additional noninterest expense
  • $576Pre-tax net operating income
  • $54Securities gains (losses)
  • $185Applicable income taxes
  • $445Income before extraordinary items
  • $0Extraordinary gains - net
  • $445Net income attributable to bank
  • $0Net charge-offs
  • $445Cash dividends
  • $148Sale, conversion, retirement of capital stock, net
  • $30Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.09%Yield on earning assets
  • 1.15%Cost of funding earning assets
  • 4.95%Net interest margin
  • 0.73%Noninterest income to earning assets
  • 4.30%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.73%Return on assets (ROA)
  • 1.03%Pretax return on assets
  • 7.66%Return on equity (ROE)
  • 7.14%Retained earnings to average equity (YTD only)
  • 0.33%Net charge-offs to loans
  • 123.65%Credit loss provision to net charge-offs
  • 5.13%Efficiency ratio
  • 75,689Assets per employee
  • 2.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 6.74%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 164.31%Noncurrent assets plus other real estate owned to assets
  • 0.92%Noncurrent loans to loans
  • 0.65%Net loans and leases to deposits
  • 86.52%Net loans and leases to core deposits
  • 93.74%Equity capital to assets
  • 9.94%Core capital (leverage) ratio
  • 9.43%Tier 1 risk-based capital ratio
  • 12.02%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $61,331Average earning assets
  • $5,809Average equity
  • $55,009Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    074907Community Bank Of Wichita, Inc.11330 East 21st Street, Wichita, KS 67228August 16, 1999Full Service Brick and Mortar
    1467655Community Bank - Haysville371 North Main, Haysville, KS 67060October 23, 2006Full Service Brick and Mortar

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