Southwest National Bank in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Southwest National Bank - Overview

  • General
  • FDIC Certificate #: 4801
    Status: Active
    Federal Reserve ID: 499855
    Bank Holding Company (Regulatory Top Holder): Republic Financial Corporation (RSSDID: 1131451, Location: Wichita, KS)
    Date Established: January 01, 1915
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Domestic: 6, Interstate: No)
    OTS Docket #: 52229
    FDIC's unique #: 3210
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 400 East Douglas Avenue, Wichita, KS 67202
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $421.5 mil
    Equity capital: $33.3 mil
    Deposits held in domestic offices: $381.8 mil
    Return on assets (ROA): 2.20% ($9.3 mil)
    Quarterly return on assets: 2.11% ($8.9 mil)
    Return on Equity (ROE): 25.22% ($8.3 mil)
    Quarterly return on equity: 25.44% ($8.4 mil)
    Net income: $8.2 mil
    Quarterly Net income: $2.1 mil
    Pretax return on assets: 2.29% ($9,651.6 mil)
    Quarterly Pretax return on assets: 2.20% ($9,272.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 108Total employees (full-time equivalent)
  • $421,467Total assets
  • $11,457Cash and due from depository institutions
  • $1,554Interest-bearing balances
  • $64,212Securities
  • $23,000Federal funds sold & reverse repurchase agreements
  • $314,352Net loans & leases
  • $3,752Loan loss allowance
  • $0Trading account assets
  • $3,179Bank premises and fixed assets
  • $115Other real estate owned
  • $0Goodwill and other intangibles
  • $421,467Life insurance assets
  • $5,152All other assets
  • $388,121Total liabilities and capital
  • $381,841Total liabilities
  • $337,112Total deposits
  • $381,841Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 601.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,546Trading liabilities
  • $0Other borrowed funds
  • $1,133Subordinated debt
  • $33,346All other liabilities
  • $33,346Total equity capital
  • $33,346Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $11,134Surplus
  • $21,712Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $514Income earned, not collected on loans
  • $0Earning assets
  • $1,553Long-term assets (5+ years)
  • $403,118Average Assets, year-to-date
  • $154,559Average Assets, quarterly
  • $375,258Volatile liabilities
  • $402,010Insider loans
  • $338,337FHLB advances
  • $409,824Loans and leases held for sale
  • $511Unused loan commitments
  • $511Tier 1 (core) risk-based capital
  • $33,201Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $22,573Restructured Loans and leases
  • $461Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $22,184Total interest income
  • $3,683Total interest expense
  • $18,501Net interest income
  • $1,208Provision for loan and lease losses
  • $2,653Total noninterest income
  • $617Fiduciary activities
  • $1,191Service charges on deposit accounts
  • $0Trading account gains & fees
  • $845Additional noninterest income
  • $11,342Total noninterest expense
  • $6,051Salaries and employee benefits
  • $878Premises and equipment expense
  • $4,413Additional noninterest expense
  • $8,604Pre-tax net operating income
  • $0Securities gains (losses)
  • $358Applicable income taxes
  • $8,246Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,246Net income attributable to bank
  • $0Net charge-offs
  • $8,246Cash dividends
  • $855Sale, conversion, retirement of capital stock, net
  • $7,291Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.20%Yield on earning assets
  • 1.03%Cost of funding earning assets
  • 5.17%Net interest margin
  • 0.74%Noninterest income to earning assets
  • 3.17%Noninterest expense to earning assets
  • 2.20%Net operating income to assets
  • 2.20%Return on assets (ROA)
  • 2.29%Pretax return on assets
  • 25.22%Return on equity (ROE)
  • 2.92%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 141.29%Credit loss provision to net charge-offs
  • 11.48%Efficiency ratio
  • 53,616Assets per employee
  • 3.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 88.42%Loss allowance to loans
  • 1.18%Loss allowance to noncurrent loans
  • 729.96%Noncurrent assets plus other real estate owned to assets
  • 0.15%Noncurrent loans to loans
  • 0.16%Net loans and leases to deposits
  • 82.33%Net loans and leases to core deposits
  • 104.51%Equity capital to assets
  • 7.91%Core capital (leverage) ratio
  • 8.10%Tier 1 risk-based capital ratio
  • 9.81%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $375,258Average earning assets
  • $32,692Average equity
  • $357,826Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $89,275Managed Assets
  • 1Number of Accounts
  • $51,853Personal trust and agency accounts
  • $31,974Employee benefit-defined contribution accounts
  • $2,824Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $3,542Corporate trust and agency accounts
  • $4,445Investment management agency accounts
  • $9,068Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 445Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $37,422Other retirement accounts
  • $3,290Corporate trust and agency accounts
  • $2,237Other fiduciary accounts
  • $2,141Fiduciary accounts held in foreign offices

List of branches

  • 6 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03210Southwest National Bank400 East Douglas Avenue, Wichita, KS 67202January 01, 1915Full Service Brick and Mortar
    1204147Motor Bank Branch153 North Emporia Street, Wichita, KS 67202November 02, 1960Limited Service Facility
    2204148Towne West BranchTaft And Tracy Streets, Wichita, KS 67209October 01, 1980Full Service Brick and Mortar
    3204149Towne East Branch225 South Towne East Mall Drive, Wichita, KS 67207August 13, 1984Limited Service Facility
    413363Twin Lakes Branch2150 Woodrow Avenue, Wichita, KS 67201December 20, 1965Full Service Brick and Mortar
    5248864Indian Hills Branch2700 West 13th Street, Wichita, KS 67203January 07, 1980Limited Service Facility

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