Southwest National Bank in Wichita, Kansas (KS)



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Southwest National Bank routing number info

Table of contents:
Southwest National Bank
GeneralFDIC Certificate #: 4801
Status: Active
Federal Reserve ID: 499855
Bank Holding Company (Regulatory Top Holder): Republic Financial Corporation (RSSDID: 1131451, Location: Wichita, KS)
Date Established: January 01, 1915
WWW: http://www.southwestnb.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 6 (Domestic: 6, Interstate: No)
OTS Docket #: 52229
FDIC's unique #: 3210
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 400 East Douglas Avenue, Wichita, KS 67202
County: Sedgwick
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Wichita
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
Core Based Statistical Area (CBSA): Wichita, KS (#48620)
CBSA Metro Statistical Area: Wichita, KS (#48620)
History of ChangesCorrections
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $421.5 mil
Equity capital: $33.3 mil
Deposits held in domestic offices: $381.8 mil
Return on assets (ROA): 2.20% ($9.3 mil)
Quarterly return on assets: 2.11% ($8.9 mil)
Return on Equity (ROE): 25.22% ($8.3 mil)
Quarterly return on equity: 25.44% ($8.4 mil)
Net income: $8.2 mil
Quarterly Net income: $2.1 mil
Pretax return on assets: 2.29% ($9,651.6 mil)
Quarterly Pretax return on assets: 2.20% ($9,272.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)108
Total assets$421,467
Cash and due from depository institutions$11,457
Interest-bearing balances$1,554
Securities$64,212
Federal funds sold & reverse repurchase agreements$23,000
Net loans & leases$314,352
Loan loss allowance $3,752
Trading account assets$0
Bank premises and fixed assets$3,179
Other real estate owned$115
Goodwill and other intangibles$0
All other assets$5,152
Life insurance assets$421,467
Total liabilities and capital$388,121
Total liabilities$381,841
Total deposits$337,112
Interest-bearing deposits$381,841
Deposits held in domestic offices$89
% insured (estimated)601.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$4,546
Other borrowed funds $0
Subordinated debt $1,133
All other liabilities $33,346
Total equity capital$33,346
Total bank equity capital$33,346
Perpetual preferred stock$0
Common stock$500
Surplus$11,134
Undivided profits $21,712
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $514
Earning assets $0
Long-term assets (5+ years) $1,553
Average Assets, year-to-date $403,118
Average Assets, quarterly $154,559
Volatile liabilities $375,258
Insider loans $402,010
FHLB advances $338,337
Loans and leases held for sale $409,824
Unused loan commitments $511
Tier 1 (core) risk-based capital $511
Tier 2 risk-based capital $33,201
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $22,573
Derivatives$461
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $22,184
Total interest expense $3,683
Net interest income $18,501
Provision for loan and lease losses $1,208
Total noninterest income $2,653
Fiduciary activities $617
Service charges on deposit accounts $1,191
Trading account gains & fees $0
Additional noninterest income $845
Total noninterest expense $11,342
Salaries and employee benefits $6,051
Premises and equipment expense $878
Additional noninterest expense $4,413
Pre-tax net operating income $8,604
Securities gains (losses) $0
Applicable income taxes $358
Income before extraordinary items $8,246
Extraordinary gains - net $0
Net income attributable to bank $8,246
Net charge-offs $0
Cash dividends $8,246
Sale, conversion, retirement of capital stock, net $855
Net operating income $7,291
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets6.20%
Cost of funding earning assets 1.03%
Net interest margin 5.17%
Noninterest income to earning assets 0.74%
Noninterest expense to earning assets 3.17%
Net operating income to assets 2.20%
Return on assets (ROA) 2.20%
Pretax return on assets 2.29%
Return on equity (ROE) 25.22%
Retained earnings to average equity (YTD only) 2.92%
Net charge-offs to loans 0.27%
Credit loss provision to net charge-offs 141.29%
Efficiency ratio11.48%
Assets per employee$53,616
Cash dividends to net income (YTD only)3.90%
Condition Ratios (%)
Loss allowance to loans 88.42%
Loss allowance to noncurrent loans 1.18%
Noncurrent assets plus other real estate owned to assets 729.96%
Noncurrent loans to loans 0.15%
Net loans and leases to deposits0.16%
Net loans and leases to core deposits 82.33%
Equity capital to assets 104.51%
Core capital (leverage) ratio 7.91%
Tier 1 risk-based capital ratio 8.10%
Total risk-based capital ratio 9.81%
Memoranda
Average assets$11
Average earning assets$375,258
Average equity $32,692
Average loans $357,826
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$89,275
Number of Accounts1
Personal trust and agency accounts$51,853
Employee benefit-defined contribution accounts$31,974
Employee benefit-defined benefit accounts$2,824
Other retirement accounts$0
Corporate trust and agency accounts$3,542
Investment management agency accounts$4,445
Other fiduciary accounts$9,068
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts445
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$37,422
Corporate trust and agency accounts$3,290
Other fiduciary accounts$2,237
Fiduciary accounts held in foreign offices$2,141
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6 Kansas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
03210Southwest National Bank400 East Douglas Avenue, Wichita, KS 67202January 01, 1915Full Service Brick and Mortar
1204147Motor Bank Branch153 North Emporia Street, Wichita, KS 67202November 02, 1960Limited Service Facility
2204148Towne West BranchTaft And Tracy Streets, Wichita, KS 67209October 01, 1980Full Service Brick and Mortar
3204149Towne East Branch225 South Towne East Mall Drive, Wichita, KS 67207August 13, 1984Limited Service Facility
413363Twin Lakes Branch2150 Woodrow Avenue, Wichita, KS 67201December 20, 1965Full Service Brick and Mortar
5248864Indian Hills Branch2700 West 13th Street, Wichita, KS 67203January 07, 1980Limited Service Facility
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