Community First National Bank in city_name, state_name - Detailed Financial Reports, Location

Community First National Bank in Las Cruces, New Mexico (NM)
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Community First National Bank - Overview

General
FDIC Certificate #: 11489
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Community First National Bank (#3924)
Federal Reserve ID: 959050
Date Established: January 01, 1914
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 6 (Interstate: No)
OTS Docket #: 9482
FDIC's unique #: 7344
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 29, 2000
Last Structure Change Process Date: September 28, 2000
Last Data Update: September 28, 2000
Data Source Date: April 05, 2012
Location
Address: 201 North Church Street, Las Cruces, NM 88001
County: Dona Ana
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Kansas City
FDIC Field Office: Albuquerque
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Las Cruces, NM (#4100)
Core Based Statistical Area (CBSA): Las Cruces, NM (#29740)
CBSA Metro Statistical Area: Las Cruces, NM (#29740)
Financial Summary
Total assets: $159.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
64Total employees (full-time equivalent)
$156,751Total assets
$4,682Cash and due from depository institutions
$13Interest-bearing balances
$47,509Securities
$0Federal funds sold & reverse repurchase agreements
$97,023Net loans & leases
$1,811Loan loss allowance
$0Trading account assets
$3,132Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$4,405All other assets
$156,751Total liabilities and capital
$143,854Total liabilities
$111,835Total deposits
$90,365Interest-bearing deposits
$111,835Deposits held in domestic offices
0.00%% insured (estimated)
$12,095Federal funds purchased & repurchase agreements
$0Trading liabilities
$18,146Other borrowed funds
$0Subordinated debt
$1,778All other liabilities
$12,897Total equity capital
$12,897Total bank equity capital
$12,897Perpetual preferred stock
$0Common stock
$5,000Surplus
$2,750Undivided profits
Memoranda
$5,147Noncurrent loans and leases
$15,682Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$824Earning assets
$0Long-term assets (5+ years)
$1,158Average Assets, year-to-date
$144,545Average Assets, quarterly
$41,743Volatile liabilities
$153,808Insider loans
$154,743FHLB advances
$58,782Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$15,682Total unused commitments
$0Restructured Loans and leases
$1,515Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$13,486Total interest income
$4,601Total interest expense
$8,885Net interest income
-$814Provision for loan and lease losses
$1,543Total noninterest income
$178Fiduciary activities
$887Service charges on deposit accounts
$0Trading account gains & fees
$478Additional noninterest income
$4,502Total noninterest expense
$2,294Salaries and employee benefits
$548Premises and equipment expense
$1,660Additional noninterest expense
$6,740Pre-tax net operating income
$0Securities gains (losses)
$2,349Applicable income taxes
$4,391Income before extraordinary items
$0Extraordinary gains - net
$4,391Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$43Sale, conversion, retirement of capital stock, net
$3,600Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
9.57%Yield on earning assets
3.26%Cost of funding earning assets
6.30%Net interest margin
1.09%Noninterest income to earning assets
3.19%Noninterest expense to earning assets
2.85%Net operating income to assets
2.85%Return on assets (ROA)
4.38%Pretax return on assets
32.19%Return on equity (ROE)
5.80%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
-1893.02%Credit loss provision to net charge-offs
137.81%Efficiency ratio
43,172Assets per employee
2.45%Cash dividends to net income (YTD only)
Condition Ratios (%)
81.99%Loss allowance to loans
1.83%Loss allowance to noncurrent loans
219.78%Noncurrent assets plus other real estate owned to assets
0.53%Noncurrent loans to loans
0.83%Net loans and leases to deposits
86.76%Net loans and leases to core deposits
124.15%Equity capital to assets
8.23%Core capital (leverage) ratio
9.12%Tier 1 risk-based capital ratio
11.72%Total risk-based capital ratio
Memoranda
$13Average assets
$153,808Average earning assets
$13,641Average equity
$140,978Average loans

Community First National Bank in Las Cruces, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community First National Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Community First National Bank in Las Cruces, New Mexico (NM)Overview, Financial Summary, Detailed Financial Reports, Branches

Community First National Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Community First National Bank in Las Cruces, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches