Community First National Bank in Las Cruces, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 29, 2000

  • Community First National Bank in Las Cruces, New Mexico (NM)
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Community First National Bank - Overview

  • General
  • FDIC Certificate #: 11489
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community First National Bank (#3924)
    Federal Reserve ID: 959050
    Date Established: January 01, 1914
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Interstate: No)
    OTS Docket #: 9482
    FDIC's unique #: 7344
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 29, 2000
    Last Structure Change Process Date: September 28, 2000
    Last Data Update: September 28, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 North Church Street, Las Cruces, NM 88001
    County: Dona Ana
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Las Cruces, NM (#4100)
    Core Based Statistical Area (CBSA): Las Cruces, NM (#29740)
    CBSA Metro Statistical Area: Las Cruces, NM (#29740)
  • Financial Summary
  • Total assets: $159.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 64Total employees (full-time equivalent)
  • $156,751Total assets
  • $4,682Cash and due from depository institutions
  • $13Interest-bearing balances
  • $47,509Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $97,023Net loans & leases
  • $1,811Loan loss allowance
  • $0Trading account assets
  • $3,132Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $4,405All other assets
  • $156,751Total liabilities and capital
  • $143,854Total liabilities
  • $111,835Total deposits
  • $90,365Interest-bearing deposits
  • $111,835Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $12,095Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $18,146Other borrowed funds
  • $0Subordinated debt
  • $1,778All other liabilities
  • $12,897Total equity capital
  • $12,897Total bank equity capital
  • $12,897Perpetual preferred stock
  • $0Common stock
  • $5,000Surplus
  • $2,750Undivided profits
  • Memoranda
  • $5,147Noncurrent loans and leases
  • $15,682Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $824Earning assets
  • $0Long-term assets (5+ years)
  • $1,158Average Assets, year-to-date
  • $144,545Average Assets, quarterly
  • $41,743Volatile liabilities
  • $153,808Insider loans
  • $154,743FHLB advances
  • $58,782Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $15,682Total unused commitments
  • $0Restructured Loans and leases
  • $1,515Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $13,486Total interest income
  • $4,601Total interest expense
  • $8,885Net interest income
  • -$814Provision for loan and lease losses
  • $1,543Total noninterest income
  • $178Fiduciary activities
  • $887Service charges on deposit accounts
  • $0Trading account gains & fees
  • $478Additional noninterest income
  • $4,502Total noninterest expense
  • $2,294Salaries and employee benefits
  • $548Premises and equipment expense
  • $1,660Additional noninterest expense
  • $6,740Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,349Applicable income taxes
  • $4,391Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,391Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $43Sale, conversion, retirement of capital stock, net
  • $3,600Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.57%Yield on earning assets
  • 3.26%Cost of funding earning assets
  • 6.30%Net interest margin
  • 1.09%Noninterest income to earning assets
  • 3.19%Noninterest expense to earning assets
  • 2.85%Net operating income to assets
  • 2.85%Return on assets (ROA)
  • 4.38%Pretax return on assets
  • 32.19%Return on equity (ROE)
  • 5.80%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • -1893.02%Credit loss provision to net charge-offs
  • 137.81%Efficiency ratio
  • 43,172Assets per employee
  • 2.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 81.99%Loss allowance to loans
  • 1.83%Loss allowance to noncurrent loans
  • 219.78%Noncurrent assets plus other real estate owned to assets
  • 0.53%Noncurrent loans to loans
  • 0.83%Net loans and leases to deposits
  • 86.76%Net loans and leases to core deposits
  • 124.15%Equity capital to assets
  • 8.23%Core capital (leverage) ratio
  • 9.12%Tier 1 risk-based capital ratio
  • 11.72%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $153,808Average earning assets
  • $13,641Average equity
  • $140,978Average loans

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