Community First National Bank in city_name, state_name - Detailed Financial Reports, Location

Community First National Bank in Greeley, Colorado (CO)
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Community First National Bank - Overview

General
FDIC Certificate #: 20957
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Community First National Bank (#14297)
Federal Reserve ID: 182755
Date Established: Febuary 08, 1973
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Interstate: No)
OTS Docket #: 12399
FDIC's unique #: 14473
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: Febuary 08, 1973
Last Structure Change Effective Date: July 01, 1998
Last Structure Change Process Date: July 22, 1998
Last Data Update: July 22, 1998
Data Source Date: April 05, 2012
Location
Address: 1800 Greeley Mall, Greeley, CO 80631
County: Weld
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Kansas City
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Greeley, CO (#3060)
Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
Core Based Statistical Area (CBSA): Greeley, CO (#24540)
CBSA Metro Statistical Area: Greeley, CO (#24540)
Financial Summary
Total assets: $73.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
52Total employees (full-time equivalent)
$75,645Total assets
$4,487Cash and due from depository institutions
$0Interest-bearing balances
$13,147Securities
$0Federal funds sold & reverse repurchase agreements
$54,046Net loans & leases
$520Loan loss allowance
$0Trading account assets
$2,489Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,476All other assets
$75,645Total liabilities and capital
$69,195Total liabilities
$66,779Total deposits
$54,152Interest-bearing deposits
$66,779Deposits held in domestic offices
0.00%% insured (estimated)
$1,615Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$801All other liabilities
$6,450Total equity capital
$6,450Total bank equity capital
$6,450Perpetual preferred stock
$0Common stock
$200Surplus
$1,870Undivided profits
Memoranda
$4,380Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$813Earning assets
$0Long-term assets (5+ years)
$913Average Assets, year-to-date
$67,193Average Assets, quarterly
$10,958Volatile liabilities
$77,142Insider loans
$76,666FHLB advances
$12,392Loans and leases held for sale
$1,159Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,744Total risk weighted assets
$15,901Total unused commitments
$0Restructured Loans and leases
$59,479Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$6,539Total interest income
$2,530Total interest expense
$4,009Net interest income
$195Provision for loan and lease losses
$500Total noninterest income
$0Fiduciary activities
$355Service charges on deposit accounts
$0Trading account gains & fees
$145Additional noninterest income
$2,781Total noninterest expense
$1,609Salaries and employee benefits
$312Premises and equipment expense
$860Additional noninterest expense
$1,533Pre-tax net operating income
-$28Securities gains (losses)
$511Applicable income taxes
$994Income before extraordinary items
$0Extraordinary gains - net
$994Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$65Sale, conversion, retirement of capital stock, net
$160Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
9.50%Yield on earning assets
3.68%Cost of funding earning assets
5.82%Net interest margin
0.73%Noninterest income to earning assets
4.04%Noninterest expense to earning assets
1.31%Net operating income to assets
1.29%Return on assets (ROA)
1.95%Pretax return on assets
16.76%Return on equity (ROE)
14.06%Retained earnings to average equity (YTD only)
0.13%Net charge-offs to loans
300.00%Credit loss provision to net charge-offs
26.58%Efficiency ratio
61,677Assets per employee
1.45%Cash dividends to net income (YTD only)
Condition Ratios (%)
16.10%Loss allowance to loans
0.95%Loss allowance to noncurrent loans
63.96%Noncurrent assets plus other real estate owned to assets
1.07%Noncurrent loans to loans
1.49%Net loans and leases to deposits
80.93%Net loans and leases to core deposits
96.51%Equity capital to assets
8.53%Core capital (leverage) ratio
8.27%Tier 1 risk-based capital ratio
10.37%Total risk-based capital ratio
Memoranda
$11Average assets
$77,142Average earning assets
$5,930Average equity
$68,826Average loans

Community First National Bank in Greeley, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community First National Bank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

Community First National Bank in Greeley, Colorado (CO)Overview, Financial Summary, Detailed Financial Reports, Branches

Community First National Bank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

Community First National Bank in Greeley, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches