Community State Bank of Canton in Canton, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community State Bank of Canton - Overview

  • General
  • FDIC Certificate #: 26416
    Status: Active
    Federal Reserve ID: 147651
    Bank Holding Company (Regulatory Top Holder): Canton Bancshares, Inc. (RSSDID: 1137293, Location: Canton, OK)
    Date Established: October 10, 1985
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 33032
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: October 10, 1985
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 W Main St, Canton, OK 73724
    County: Blaine
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $36.8 mil
    Equity capital: $3.9 mil
    Deposits held in domestic offices: $32.9 mil
    Return on assets (ROA): 0.64% ($0.2 mil)
    Quarterly return on assets: 0.17% ($0.1 mil)
    Return on Equity (ROE): 5.89% ($0.2 mil)
    Quarterly return on equity: 1.60% ($0.1 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 1.05% ($386.8 mil)
    Quarterly Pretax return on assets: 0.33% ($121.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $36,835Total assets
  • $2,928Cash and due from depository institutions
  • $0Interest-bearing balances
  • $7,798Securities
  • $2,032Federal funds sold & reverse repurchase agreements
  • $23,066Net loans & leases
  • $955Loan loss allowance
  • $0Trading account assets
  • $141Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $36,835Life insurance assets
  • $870All other assets
  • $32,934Total liabilities and capital
  • $32,867Total liabilities
  • $25,674Total deposits
  • $32,867Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $67Subordinated debt
  • $3,901All other liabilities
  • $3,901Total equity capital
  • $3,901Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $500Surplus
  • $2,901Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $778Income earned, not collected on loans
  • $0Earning assets
  • $407Long-term assets (5+ years)
  • $32,896Average Assets, year-to-date
  • $7,075Average Assets, quarterly
  • $36,295Volatile liabilities
  • $37,907Insider loans
  • $28,955FHLB advances
  • $39,038Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,872Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,290Restructured Loans and leases
  • $179Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,857Total interest income
  • $258Total interest expense
  • $1,599Net interest income
  • $330Provision for loan and lease losses
  • $386Total noninterest income
  • $0Fiduciary activities
  • $248Service charges on deposit accounts
  • $0Trading account gains & fees
  • $138Additional noninterest income
  • $1,274Total noninterest expense
  • $769Salaries and employee benefits
  • $176Premises and equipment expense
  • $329Additional noninterest expense
  • $381Pre-tax net operating income
  • $0Securities gains (losses)
  • $150Applicable income taxes
  • $231Income before extraordinary items
  • $0Extraordinary gains - net
  • $231Net income attributable to bank
  • $0Net charge-offs
  • $231Cash dividends
  • $510Sale, conversion, retirement of capital stock, net
  • $180Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.77%Yield on earning assets
  • 0.80%Cost of funding earning assets
  • 4.97%Net interest margin
  • 1.20%Noninterest income to earning assets
  • 3.96%Noninterest expense to earning assets
  • 0.64%Net operating income to assets
  • 0.64%Return on assets (ROA)
  • 1.05%Pretax return on assets
  • 5.89%Return on equity (ROE)
  • 1.30%Retained earnings to average equity (YTD only)
  • 2.21%Net charge-offs to loans
  • 64.71%Credit loss provision to net charge-offs
  • 1.39%Efficiency ratio
  • 64,181Assets per employee
  • 2.46%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 77.92%Loss allowance to loans
  • 3.98%Loss allowance to noncurrent loans
  • 122.75%Noncurrent assets plus other real estate owned to assets
  • 2.11%Noncurrent loans to loans
  • 3.24%Net loans and leases to deposits
  • 70.18%Net loans and leases to core deposits
  • 72.43%Equity capital to assets
  • 10.59%Core capital (leverage) ratio
  • 9.92%Tier 1 risk-based capital ratio
  • 13.37%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $36,295Average earning assets
  • $3,924Average equity
  • $32,200Average loans

List of branches

  • 2 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    033032Community State Bank Of Canton101 W Main St, Canton, OK 73724October 10, 1985Full Service Brick and Mortar
    3235204Longdale BranchBroadway And Elm, Longdale, OK 73755January 30, 1984Full Service Brick and Mortar

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