First National Bank in Okeene in Okeene, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Okeene - Overview

  • General
  • FDIC Certificate #: 4161
    Status: Active
    Federal Reserve ID: 310950
    Bank Holding Company (Regulatory Top Holder): Grace Investment Company, Inc. Esop, The (RSSDID: 3822687, Location: Alva, OK)
    Date Established: October 27, 1916
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 9550
    FDIC's unique #: 2721
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 124 North Main, Okeene, OK 73763
    County: Blaine
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $61.2 mil
    Equity capital: $19.4 mil
    Deposits held in domestic offices: $40.5 mil
    Return on assets (ROA): 2.30% ($1.4 mil)
    Quarterly return on assets: 2.02% ($1.2 mil)
    Return on Equity (ROE): 7.38% ($1.4 mil)
    Quarterly return on equity: 6.36% ($1.2 mil)
    Net income: $1.4 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 2.30% ($1,406.7 mil)
    Quarterly Pretax return on assets: 2.02% ($1,235.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $61,162Total assets
  • $1,526Cash and due from depository institutions
  • $0Interest-bearing balances
  • $33,096Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $25,026Net loans & leases
  • $677Loan loss allowance
  • $0Trading account assets
  • $7Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $61,162Life insurance assets
  • $1,507All other assets
  • $41,775Total liabilities and capital
  • $40,503Total liabilities
  • $36,888Total deposits
  • $40,503Interest-bearing deposits
  • $72Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,235Trading liabilities
  • $0Other borrowed funds
  • $37Subordinated debt
  • $19,387All other liabilities
  • $19,387Total equity capital
  • $19,387Total bank equity capital
  • $0Perpetual preferred stock
  • $101Common stock
  • $3,375Surplus
  • $15,911Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8Income earned, not collected on loans
  • $0Earning assets
  • $471Long-term assets (5+ years)
  • $58,122Average Assets, year-to-date
  • $31,942Average Assets, quarterly
  • $59,637Volatile liabilities
  • $60,697Insider loans
  • $30,005FHLB advances
  • $60,157Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $18,277Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,058Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,838Total interest income
  • $438Total interest expense
  • $2,400Net interest income
  • $0Provision for loan and lease losses
  • $63Total noninterest income
  • $0Fiduciary activities
  • $48Service charges on deposit accounts
  • $0Trading account gains & fees
  • $15Additional noninterest income
  • $1,123Total noninterest expense
  • $751Salaries and employee benefits
  • $164Premises and equipment expense
  • $208Additional noninterest expense
  • $1,340Pre-tax net operating income
  • $30Securities gains (losses)
  • $0Applicable income taxes
  • $1,370Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,370Net income attributable to bank
  • $0Net charge-offs
  • $1,370Cash dividends
  • -$18Sale, conversion, retirement of capital stock, net
  • $375Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.02%Yield on earning assets
  • 0.77%Cost of funding earning assets
  • 4.24%Net interest margin
  • 0.11%Noninterest income to earning assets
  • 1.99%Noninterest expense to earning assets
  • 2.25%Net operating income to assets
  • 2.30%Return on assets (ROA)
  • 2.30%Pretax return on assets
  • 7.38%Return on equity (ROE)
  • 5.36%Retained earnings to average equity (YTD only)
  • -0.07%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 45,595Assets per employee
  • 5.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 27.37%Loss allowance to loans
  • 2.63%Loss allowance to noncurrent loans
  • 8462.50%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.03%Net loans and leases to deposits
  • 61.79%Net loans and leases to core deposits
  • 66.59%Equity capital to assets
  • 31.70%Core capital (leverage) ratio
  • 30.38%Tier 1 risk-based capital ratio
  • 60.91%Total risk-based capital ratio
  • Memoranda
  • $62Average assets
  • $59,637Average earning assets
  • $18,572Average equity
  • $56,544Average loans

List of branches

  • 1 Oklahoma Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02721First National Bank In Okeene124 North Main, Okeene, OK 73763October 27, 1916Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First National Bank in Okeene.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents