Conservative Savings Bank, F.S.B. in Omaha, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 01, 1996

  • Conservative Savings Bank, F.S.B. in Omaha, Nebraska (NE)
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Conservative Savings Bank, F.S.B. - Overview

  • General
  • FDIC Certificate #: 31740
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commercial Federal Bank, a Federal Savings Bank (#30341)
    Federal Reserve ID: 517272
    Date Established: January 01, 1892
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7404
    FDIC's unique #: 44574
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: January 22, 1975
    Last Structure Change Effective Date: Febuary 01, 1996
    Last Structure Change Process Date: March 15, 1996
    Last Data Update: March 15, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 11207 West Dodge Road, Omaha, NE 68154
    County: Douglas
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • Financial Summary
  • Total assets: $358.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $100Total assets
  • $358,405Cash and due from depository institutions
  • $33,646Interest-bearing balances
  • $32,987Securities
  • $141,378Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $161,600Loan loss allowance
  • $790Trading account assets
  • $0Bank premises and fixed assets
  • $5,218Other real estate owned
  • $3Goodwill and other intangibles
  • $13,084Life insurance assets
  • $3,476All other assets
  • $0Total liabilities and capital
  • $358,405Total liabilities
  • $322,474Total deposits
  • $200,858Interest-bearing deposits
  • $195,994Deposits held in domestic offices
  • 200858.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $120,100Subordinated debt
  • $0All other liabilities
  • $1,516Total equity capital
  • $1,516Total bank equity capital
  • $35,931Perpetual preferred stock
  • $0Common stock
  • $6Surplus
  • $21,175Undivided profits
  • Memoranda
  • $14,750Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $359Income earned, not collected on loans
  • $1,049Earning assets
  • $335,965Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $384,004Average Assets, quarterly
  • $372,194Volatile liabilities
  • $140,300Insider loans
  • $394FHLB advances
  • $120,100Loans and leases held for sale
  • $0Unused loan commitments
  • $4,668Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $33,907Total risk weighted assets
  • $154,934Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $27,572Total interest expense
  • $18,847Net interest income
  • $8,725Provision for loan and lease losses
  • $31Total noninterest income
  • $1,711Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,711Total noninterest expense
  • $9,427Salaries and employee benefits
  • $4,730Premises and equipment expense
  • $1,517Additional noninterest expense
  • $3,180Pre-tax net operating income
  • $978Securities gains (losses)
  • -$1,271Applicable income taxes
  • -$323Income before extraordinary items
  • $30Extraordinary gains - net
  • $0Net income attributable to bank
  • $30Net charge-offs
  • $44Cash dividends
  • $920Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.67%Cost of funding earning assets
  • 5.25%Net interest margin
  • 2.43%Noninterest income to earning assets
  • 0.48%Noninterest expense to earning assets
  • 2.62%Net operating income to assets
  • 0.22%Return on assets (ROA)
  • 0.01%Pretax return on assets
  • -0.08%Return on equity (ROE)
  • 0.09%Retained earnings to average equity (YTD only)
  • -2.60%Net charge-offs to loans
  • 0.03%Credit loss provision to net charge-offs
  • 70.45%Efficiency ratio
  • 85,722Assets per employee
  • 3.58%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 3066.67%Loss allowance to loans
  • 0.49%Loss allowance to noncurrent loans
  • 220.06%Noncurrent assets plus other real estate owned to assets
  • 0.10%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 80.45%Net loans and leases to core deposits
  • 89.45%Equity capital to assets
  • 10.03%Core capital (leverage) ratio
  • 9.51%Tier 1 risk-based capital ratio
  • 21.88%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $384,004Average earning assets
  • $34,200Average equity
  • $359,251Average loans

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