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- Banks in California (CA)
- Coronado First Bank
Coronado First Bank in Coronado, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of November 17, 2011
- Coronado First Bank in Coronado, California (CA)
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Coronado First Bank - Overview
- General
- FDIC Certificate #: 58019
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Coronado First Bank (#58291)
Federal Reserve ID: 3384934
Date Established: October 03, 2005
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 433906
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: October 03, 2005
Last Structure Change Effective Date: November 17, 2011
Last Structure Change Process Date: December 05, 2011
Last Data Update: December 05, 2011
Data Source Date: April 05, 2012 - Location
- Address: 801 Orange Avenue # 101, Coronado, CA 92118
County: San Diego
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Orange
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): San Diego, CA (#7320)
Core Based Statistical Area (CBSA): San Diego-Carlsbad-San Marcos, CA (#41740)
CBSA Metro Statistical Area: San Diego-Carlsbad-San Marcos, CA (#41740) - Financial Summary
- Total assets: $79.9 mil
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2010)
- Dollar figures in thousands
- 20Total employees (full-time equivalent)
- $83,239Total assets
- $10,488Cash and due from depository institutions
- $9,609Interest-bearing balances
- $6,746Securities
- $0Federal funds sold & reverse repurchase agreements
- $62,284Net loans & leases
- $1,240Loan loss allowance
- $0Trading account assets
- $880Bank premises and fixed assets
- $1,718Other real estate owned
- $0Goodwill and other intangibles
- $0Life insurance assets
- $1,123All other assets
- $83,239Total liabilities and capital
- $73,911Total liabilities
- $73,745Total deposits
- $58,512Interest-bearing deposits
- $73,745Deposits held in domestic offices
- 90.02%% insured (estimated)
- $0Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $0Other borrowed funds
- $0Subordinated debt
- $166All other liabilities
- $9,328Total equity capital
- $9,328Total bank equity capital
- $9,328Perpetual preferred stock
- $0Common stock
- $13,750Surplus
- $779Undivided profits
- Memoranda
- $-5,201Noncurrent loans and leases
- $9,567Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $4,483Earning assets
- $0Long-term assets (5+ years)
- $305Average Assets, year-to-date
- $78,639Average Assets, quarterly
- $30,527Volatile liabilities
- $91,340Insider loans
- $86,464FHLB advances
- $15,410Loans and leases held for sale
- $2,670Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $9,567Total unused commitments
- $0Restructured Loans and leases
- $877Derivatives
Income and Expense (December 31, 2010)
- Dollar figures in thousands
- $4,794Total interest income
- $917Total interest expense
- $3,877Net interest income
- $263Provision for loan and lease losses
- -$97Total noninterest income
- $0Fiduciary activities
- $48Service charges on deposit accounts
- $0Trading account gains & fees
- -$145Additional noninterest income
- $3,627Total noninterest expense
- $1,971Salaries and employee benefits
- $599Premises and equipment expense
- $1,057Additional noninterest expense
- -$110Pre-tax net operating income
- $0Securities gains (losses)
- $1Applicable income taxes
- -$111Income before extraordinary items
- $0Extraordinary gains - net
- -$111Net income attributable to bank
- $0Net charge-offs
- -$111Cash dividends
- $746Sale, conversion, retirement of capital stock, net
- $0Net operating income
Performance and Condition Ratios (December 31, 2010)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 5.55%Yield on earning assets
- 1.06%Cost of funding earning assets
- 4.49%Net interest margin
- -0.11%Noninterest income to earning assets
- 4.20%Noninterest expense to earning assets
- -0.12%Net operating income to assets
- -0.12%Return on assets (ROA)
- -0.12%Pretax return on assets
- -1.18%Return on equity (ROE)
- -1.18%Retained earnings to average equity (YTD only)
- 1.07%Net charge-offs to loans
- 35.25%Credit loss provision to net charge-offs
- 0.21%Efficiency ratio
- 95,952Assets per employee
- 4.16%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 0.00%Loss allowance to loans
- 1.95%Loss allowance to noncurrent loans
- 27.66%Noncurrent assets plus other real estate owned to assets
- 7.45%Noncurrent loans to loans
- 7.06%Net loans and leases to deposits
- 84.46%Net loans and leases to core deposits
- 106.77%Equity capital to assets
- 11.21%Core capital (leverage) ratio
- 10.50%Tier 1 risk-based capital ratio
- 13.45%Total risk-based capital ratio
- Memoranda
- $15Average assets
- $91,340Average earning assets
- $9,380Average equity
- $86,443Average loans
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- Banks in California (CA)
- Coronado First Bank
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