Coronado First Bank in Coronado, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 17, 2011

  • Coronado First Bank in Coronado, California (CA)
  • Show street view No street view available for this location
Coronado First Bank routing number info

Coronado First Bank - Overview

  • General
  • FDIC Certificate #: 58019
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Coronado First Bank (#58291)
    Federal Reserve ID: 3384934
    Date Established: October 03, 2005
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 433906
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 03, 2005
    Last Structure Change Effective Date: November 17, 2011
    Last Structure Change Process Date: December 05, 2011
    Last Data Update: December 05, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 801 Orange Avenue # 101, Coronado, CA 92118
    County: San Diego
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Diego, CA (#7320)
    Core Based Statistical Area (CBSA): San Diego-Carlsbad-San Marcos, CA (#41740)
    CBSA Metro Statistical Area: San Diego-Carlsbad-San Marcos, CA (#41740)
  • Financial Summary
  • Total assets: $79.9 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $83,239Total assets
  • $10,488Cash and due from depository institutions
  • $9,609Interest-bearing balances
  • $6,746Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $62,284Net loans & leases
  • $1,240Loan loss allowance
  • $0Trading account assets
  • $880Bank premises and fixed assets
  • $1,718Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,123All other assets
  • $83,239Total liabilities and capital
  • $73,911Total liabilities
  • $73,745Total deposits
  • $58,512Interest-bearing deposits
  • $73,745Deposits held in domestic offices
  • 90.02%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $166All other liabilities
  • $9,328Total equity capital
  • $9,328Total bank equity capital
  • $9,328Perpetual preferred stock
  • $0Common stock
  • $13,750Surplus
  • $779Undivided profits
  • Memoranda
  • $-5,201Noncurrent loans and leases
  • $9,567Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,483Earning assets
  • $0Long-term assets (5+ years)
  • $305Average Assets, year-to-date
  • $78,639Average Assets, quarterly
  • $30,527Volatile liabilities
  • $91,340Insider loans
  • $86,464FHLB advances
  • $15,410Loans and leases held for sale
  • $2,670Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $9,567Total unused commitments
  • $0Restructured Loans and leases
  • $877Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $4,794Total interest income
  • $917Total interest expense
  • $3,877Net interest income
  • $263Provision for loan and lease losses
  • -$97Total noninterest income
  • $0Fiduciary activities
  • $48Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$145Additional noninterest income
  • $3,627Total noninterest expense
  • $1,971Salaries and employee benefits
  • $599Premises and equipment expense
  • $1,057Additional noninterest expense
  • -$110Pre-tax net operating income
  • $0Securities gains (losses)
  • $1Applicable income taxes
  • -$111Income before extraordinary items
  • $0Extraordinary gains - net
  • -$111Net income attributable to bank
  • $0Net charge-offs
  • -$111Cash dividends
  • $746Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.55%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 4.49%Net interest margin
  • -0.11%Noninterest income to earning assets
  • 4.20%Noninterest expense to earning assets
  • -0.12%Net operating income to assets
  • -0.12%Return on assets (ROA)
  • -0.12%Pretax return on assets
  • -1.18%Return on equity (ROE)
  • -1.18%Retained earnings to average equity (YTD only)
  • 1.07%Net charge-offs to loans
  • 35.25%Credit loss provision to net charge-offs
  • 0.21%Efficiency ratio
  • 95,952Assets per employee
  • 4.16%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.95%Loss allowance to noncurrent loans
  • 27.66%Noncurrent assets plus other real estate owned to assets
  • 7.45%Noncurrent loans to loans
  • 7.06%Net loans and leases to deposits
  • 84.46%Net loans and leases to core deposits
  • 106.77%Equity capital to assets
  • 11.21%Core capital (leverage) ratio
  • 10.50%Tier 1 risk-based capital ratio
  • 13.45%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $91,340Average earning assets
  • $9,380Average equity
  • $86,443Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Coronado First Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents