FDIC Certificate #: 30242 Status: Inactive Federal Reserve ID: 252171 Date Established: January 01, 1943 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 5030 FDIC's unique #: 43076 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: June 16, 1944 Last Structure Change Effective Date: June 27, 2001 Last Structure Change Process Date: July 31, 2003 Last Data Update: July 31, 2003 Data Source Date: April 05, 2012
Location
Address: 6526 Castor Avenue, Philadelphia, PA 19149 County: Philadelphia Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: Philadelphia Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160) Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77) Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428) Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980) CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980) Core Based Statistical Division: Philadelphia, PA (#37964)
History of Changes
Other Liquidations and Closings
Financial Summary
Total assets: $381.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
52Total employees (full-time equivalent)
$403,275Total assets
$42,127Cash and due from depository institutions
$39,605Interest-bearing balances
$31,710Securities
$0Federal funds sold & reverse repurchase agreements
$312,185Net loans & leases
$4,248Loan loss allowance
$0Trading account assets
$711Bank premises and fixed assets
$633Other real estate owned
$1,007Goodwill and other intangibles
$0Life insurance assets
$14,902All other assets
$403,275Total liabilities and capital
$363,892Total liabilities
$262,380Total deposits
$257,422Interest-bearing deposits
$262,380Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$90,500Other borrowed funds
$0Subordinated debt
$11,012All other liabilities
$39,383Total equity capital
$39,383Total bank equity capital
$39,383Perpetual preferred stock
$0Common stock
$120Surplus
$18,216Undivided profits
Memoranda
$21,047Noncurrent loans and leases
$7,531Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$12,571Earning assets
$0Long-term assets (5+ years)
$2,313Average Assets, year-to-date
$383,500Average Assets, quarterly
$0Volatile liabilities
$386,403Insider loans
$401,186FHLB advances
$290,343Loans and leases held for sale
$536Unused loan commitments
$90,500Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$7,531Total unused commitments
$363Restructured Loans and leases
$3,476Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$38,641Total interest income
$20,048Total interest expense
$18,593Net interest income
$3,816Provision for loan and lease losses
$1,382Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$1,382Additional noninterest income
$5,815Total noninterest expense
$1,485Salaries and employee benefits
$410Premises and equipment expense
$3,920Additional noninterest expense
$10,344Pre-tax net operating income
$1,435Securities gains (losses)
$3,394Applicable income taxes
$8,385Income before extraordinary items
$0Extraordinary gains - net
$8,385Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$2,208Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
10.52%Yield on earning assets
5.46%Cost of funding earning assets
5.06%Net interest margin
0.38%Noninterest income to earning assets
1.58%Noninterest expense to earning assets
1.91%Net operating income to assets
2.17%Return on assets (ROA)
3.05%Pretax return on assets
24.31%Return on equity (ROE)
24.31%Retained earnings to average equity (YTD only)
0.69%Net charge-offs to loans
172.83%Credit loss provision to net charge-offs
6.41%Efficiency ratio
28,686Assets per employee
7.76%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.34%Loss allowance to noncurrent loans
33.79%Noncurrent assets plus other real estate owned to assets
3.27%Noncurrent loans to loans
3.97%Net loans and leases to deposits
118.98%Net loans and leases to core deposits
499.20%Equity capital to assets
9.77%Core capital (leverage) ratio
9.74%Tier 1 risk-based capital ratio
14.09%Total risk-based capital ratio
Memoranda
$15Average assets
$386,403Average earning assets
$34,499Average equity
$367,290Average loans
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