Custer County State Bank in Arapaho, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 23, 1999

  • Custer County State Bank in Arapaho, Oklahoma (OK)
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Custer County State Bank - Overview

  • General
  • FDIC Certificate #: 8981
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Oklahoma Bank and Trust Company (#4067)
    Federal Reserve ID: 43650
    Date Established: January 01, 1901
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 5737
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 23, 1999
    Last Structure Change Process Date: September 21, 1999
    Last Data Update: September 21, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Arapaho, OK 73620
    County: Custer
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Weatherford, OK (#48220)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $13.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $12,757Total assets
  • $1,740Cash and due from depository institutions
  • $1,486Interest-bearing balances
  • $5,597Securities
  • $575Federal funds sold & reverse repurchase agreements
  • $4,597Net loans & leases
  • $400Loan loss allowance
  • $0Trading account assets
  • $28Bank premises and fixed assets
  • $30Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $190All other assets
  • $12,757Total liabilities and capital
  • $11,070Total liabilities
  • $10,647Total deposits
  • $10,103Interest-bearing deposits
  • $10,647Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $423All other liabilities
  • $1,687Total equity capital
  • $1,687Total bank equity capital
  • $1,687Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $300Undivided profits
  • Memoranda
  • $1,087Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $29Earning assets
  • $0Long-term assets (5+ years)
  • $113Average Assets, year-to-date
  • $12,255Average Assets, quarterly
  • $418Volatile liabilities
  • $12,553Insider loans
  • $12,677FHLB advances
  • $1,910Loans and leases held for sale
  • $226Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $632Total unused commitments
  • $0Restructured Loans and leases
  • $5,216Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $958Total interest income
  • $412Total interest expense
  • $546Net interest income
  • $0Provision for loan and lease losses
  • $53Total noninterest income
  • $0Fiduciary activities
  • $42Service charges on deposit accounts
  • $0Trading account gains & fees
  • $11Additional noninterest income
  • $317Total noninterest expense
  • $196Salaries and employee benefits
  • $23Premises and equipment expense
  • $98Additional noninterest expense
  • $282Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $282Income before extraordinary items
  • $0Extraordinary gains - net
  • $282Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $16Sale, conversion, retirement of capital stock, net
  • $300Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.93%Yield on earning assets
  • 3.41%Cost of funding earning assets
  • 4.52%Net interest margin
  • 0.44%Noninterest income to earning assets
  • 2.62%Noninterest expense to earning assets
  • 2.25%Net operating income to assets
  • 2.25%Return on assets (ROA)
  • 2.25%Pretax return on assets
  • 15.77%Return on equity (ROE)
  • -1.01%Retained earnings to average equity (YTD only)
  • 0.34%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 17.63%Efficiency ratio
  • 52,922Assets per employee
  • 2.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 106.38%Loss allowance to loans
  • 8.00%Loss allowance to noncurrent loans
  • 1379.31%Noncurrent assets plus other real estate owned to assets
  • 0.46%Noncurrent loans to loans
  • 0.58%Net loans and leases to deposits
  • 43.18%Net loans and leases to core deposits
  • 52.62%Equity capital to assets
  • 13.22%Core capital (leverage) ratio
  • 13.29%Tier 1 risk-based capital ratio
  • 32.35%Total risk-based capital ratio
  • Memoranda
  • $34Average assets
  • $12,553Average earning assets
  • $1,789Average equity
  • $12,083Average loans

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