Oklahoma Bank and Trust Company in city_name, state_name - Detailed Financial Reports, Location

Oklahoma Bank and Trust Company in Clinton, Oklahoma (OK)
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Oklahoma Bank and Trust Company routing number info

Oklahoma Bank and Trust Company - Overview

General
FDIC Certificate #: 4067
Status: Active
Federal Reserve ID: 159953
Bank Holding Company (Regulatory Top Holder): Oklahoma Bancorporation, Inc. (RSSDID: 1065613, Location: Clinton, OK)
Date Established: March 02, 1908
WWW: http://www.oklahomabankandtrust.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 14509
FDIC's unique #: 2641
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 600 Gary Boulevard, Clinton, OK 73601
County: Custer
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Weatherford, OK (#48220)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $161.8 mil
Equity capital: $19.9 mil
Deposits held in domestic offices: $137.6 mil
Return on assets (ROA): 1.28% ($2.1 mil)
Quarterly return on assets: 1.13% ($1.8 mil)
Return on Equity (ROE): 9.60% ($1.9 mil)
Quarterly return on equity: 8.65% ($1.7 mil)
Net income: $1.9 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.28% ($2,071.5 mil)
Quarterly Pretax return on assets: 1.13% ($1,828.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
33Total employees (full-time equivalent)
$161,833Total assets
$18,344Cash and due from depository institutions
$14,904Interest-bearing balances
$100,661Securities
$0Federal funds sold & reverse repurchase agreements
$40,283Net loans & leases
$927Loan loss allowance
$0Trading account assets
$1,033Bank premises and fixed assets
$50Other real estate owned
$0Goodwill and other intangibles
$161,833Life insurance assets
$1,462All other assets
$141,903Total liabilities and capital
$137,602Total liabilities
$110,666Total deposits
$137,602Interest-bearing deposits
$74Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$3,613Trading liabilities
$0Other borrowed funds
$688Subordinated debt
$19,930All other liabilities
$19,930Total equity capital
$19,930Total bank equity capital
$0Perpetual preferred stock
$1,200Common stock
$1,800Surplus
$16,930Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$346Income earned, not collected on loans
$0Earning assets
$698Long-term assets (5+ years)
$155,848Average Assets, year-to-date
$45,119Average Assets, quarterly
$149,068Volatile liabilities
$154,434Insider loans
$57,915FHLB advances
$152,892Loans and leases held for sale
$185Unused loan commitments
$185Tier 1 (core) risk-based capital
$18,819Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$7,551Restructured Loans and leases
$2,625Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,901Total interest income
$999Total interest expense
$3,902Net interest income
$0Provision for loan and lease losses
$625Total noninterest income
$24Fiduciary activities
$408Service charges on deposit accounts
$0Trading account gains & fees
$193Additional noninterest income
$2,614Total noninterest expense
$1,639Salaries and employee benefits
$236Premises and equipment expense
$739Additional noninterest expense
$1,913Pre-tax net operating income
$1Securities gains (losses)
$0Applicable income taxes
$1,914Income before extraordinary items
$0Extraordinary gains - net
$1,914Net income attributable to bank
$0Net charge-offs
$1,914Cash dividends
-$2Sale, conversion, retirement of capital stock, net
$1,650Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.41%Yield on earning assets
0.69%Cost of funding earning assets
2.71%Net interest margin
0.43%Noninterest income to earning assets
1.82%Noninterest expense to earning assets
1.28%Net operating income to assets
1.28%Return on assets (ROA)
1.28%Pretax return on assets
9.60%Return on equity (ROE)
1.32%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
57,742Assets per employee
4.90%Cash dividends to net income (YTD only)
Condition Ratios (%)
86.21%Loss allowance to loans
2.25%Loss allowance to noncurrent loans
267.92%Noncurrent assets plus other real estate owned to assets
0.24%Noncurrent loans to loans
0.84%Net loans and leases to deposits
29.28%Net loans and leases to core deposits
34.39%Equity capital to assets
12.32%Core capital (leverage) ratio
12.31%Tier 1 risk-based capital ratio
32.49%Total risk-based capital ratio
Memoranda
$34Average assets
$149,068Average earning assets
$19,941Average equity
$143,763Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$11,507Managed Assets
1Number of Accounts
$2,889Personal trust and agency accounts
$2,854Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$35Fiduciary accounts held in foreign offices
$0Non-managed Assets
14Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$8,618Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

4 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2641	Oklahoma Bank And Trust Company	600 Gary Boulevard, Clinton, OK 73601	March 02, 1908	Full Service Brick and Mortar
1	202272	Detached Drive-In Facility	603 Gary Boulevard, Clinton, OK 73601	May 24, 1982	Limited Service Facility
2	5737	Arapaho Branch	115 S 10th, Arapaho, OK 73620	January 01, 1901	Full Service Brick and Mortar
3	364768	Operations Center Branch	605 Frisco, Clinton, OK 73601	July 01, 2001	Limited Service Administrative

Oklahoma Bank and Trust Company in Clinton, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

Oklahoma Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Oklahoma Bank and Trust Company in Clinton, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

Oklahoma Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Oklahoma Bank and Trust Company in Clinton, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches