Dacotah Bank in Clark, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 24, 1997

  • Dacotah Bank in Clark, South Dakota (SD)
  • Show street view No street view available for this location

Dacotah Bank - Overview

  • General
  • FDIC Certificate #: 11134
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Dacotah Bank (#17437)
    Federal Reserve ID: 523853
    Date Established: January 01, 1922
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 7106
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 24, 1997
    Last Structure Change Process Date: June 05, 1997
    Last Data Update: June 05, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 113 North Commercial Street, Clark, SD 57225
    County: Clark
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux Falls
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $68.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $32Total assets
  • $66,060Cash and due from depository institutions
  • $3,877Interest-bearing balances
  • $848Securities
  • $17,188Federal funds sold & reverse repurchase agreements
  • $2,200Net loans & leases
  • $38,839Loan loss allowance
  • $1,325Trading account assets
  • $0Bank premises and fixed assets
  • $1,662Other real estate owned
  • $286Goodwill and other intangibles
  • $2,008Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $66,060Total liabilities
  • $60,161Total deposits
  • $59,163Interest-bearing deposits
  • $52,346Deposits held in domestic offices
  • 59163.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $114Subordinated debt
  • $0All other liabilities
  • $884Total equity capital
  • $884Total bank equity capital
  • $5,899Perpetual preferred stock
  • $0Common stock
  • $1,400Surplus
  • $2,930Undivided profits
  • Memoranda
  • $1,569Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $722Income earned, not collected on loans
  • $1,214Earning assets
  • $59,075Long-term assets (5+ years)
  • $5,566Average Assets, year-to-date
  • $61,037Average Assets, quarterly
  • $63,189Volatile liabilities
  • $3,505Insider loans
  • $8FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $6,927Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,889Total risk weighted assets
  • $44,578Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,740Total interest expense
  • $2,345Net interest income
  • $2,395Provision for loan and lease losses
  • $188Total noninterest income
  • $568Fiduciary activities
  • $0Service charges on deposit accounts
  • $337Trading account gains & fees
  • $0Additional noninterest income
  • $231Total noninterest expense
  • $1,928Salaries and employee benefits
  • $915Premises and equipment expense
  • $283Additional noninterest expense
  • $730Pre-tax net operating income
  • $847Securities gains (losses)
  • $0Applicable income taxes
  • $312Income before extraordinary items
  • $535Extraordinary gains - net
  • $0Net income attributable to bank
  • $535Net charge-offs
  • $30Cash dividends
  • $120Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.65%Cost of funding earning assets
  • 4.28%Net interest margin
  • 4.37%Noninterest income to earning assets
  • 1.04%Noninterest expense to earning assets
  • 3.52%Net operating income to assets
  • 0.88%Return on assets (ROA)
  • 0.88%Pretax return on assets
  • 1.39%Return on equity (ROE)
  • 9.47%Retained earnings to average equity (YTD only)
  • 7.35%Net charge-offs to loans
  • 0.08%Credit loss provision to net charge-offs
  • 626.67%Efficiency ratio
  • 65,069Assets per employee
  • 2.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 22.43%Loss allowance to loans
  • 3.30%Loss allowance to noncurrent loans
  • 183.52%Noncurrent assets plus other real estate owned to assets
  • 1.53%Noncurrent loans to loans
  • 1.80%Net loans and leases to deposits
  • 65.65%Net loans and leases to core deposits
  • 69.64%Equity capital to assets
  • 8.93%Core capital (leverage) ratio
  • 9.47%Tier 1 risk-based capital ratio
  • 13.21%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $61,037Average earning assets
  • $5,649Average equity
  • $54,805Average loans

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