Dacotah Bank in Mobridge, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 24, 1997

  • Dacotah Bank in Mobridge, South Dakota (SD)
  • Show street view No street view available for this location

Dacotah Bank - Overview

  • General
  • FDIC Certificate #: 1677
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Dacotah Bank (#17437)
    Federal Reserve ID: 306458
    Date Established: October 01, 1910
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 1102
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 24, 1997
    Last Structure Change Process Date: June 05, 1997
    Last Data Update: June 05, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 320 Main Street, Mobridge, SD 57601
    County: Walworth
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux Falls
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $54.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $19Total assets
  • $54,392Cash and due from depository institutions
  • $2,177Interest-bearing balances
  • $798Securities
  • $26,287Federal funds sold & reverse repurchase agreements
  • $1,925Net loans & leases
  • $21,883Loan loss allowance
  • $605Trading account assets
  • $0Bank premises and fixed assets
  • $608Other real estate owned
  • $0Goodwill and other intangibles
  • $1,512Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $54,392Total liabilities
  • $48,733Total deposits
  • $47,851Interest-bearing deposits
  • $43,699Deposits held in domestic offices
  • 47851.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $80Subordinated debt
  • $0All other liabilities
  • $802Total equity capital
  • $802Total bank equity capital
  • $5,659Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $800Undivided profits
  • Memoranda
  • $4,109Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $383Income earned, not collected on loans
  • $625Earning assets
  • $50,893Long-term assets (5+ years)
  • $9,812Average Assets, year-to-date
  • $52,503Average Assets, quarterly
  • $52,963Volatile liabilities
  • $1,985Insider loans
  • $367FHLB advances
  • $0Loans and leases held for sale
  • $274Unused loan commitments
  • $4,488Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,703Total risk weighted assets
  • $29,381Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,620Total interest expense
  • $1,969Net interest income
  • $1,651Provision for loan and lease losses
  • $195Total noninterest income
  • $349Fiduciary activities
  • $0Service charges on deposit accounts
  • $164Trading account gains & fees
  • $0Additional noninterest income
  • $185Total noninterest expense
  • $1,215Salaries and employee benefits
  • $647Premises and equipment expense
  • $151Additional noninterest expense
  • $417Pre-tax net operating income
  • $590Securities gains (losses)
  • $0Applicable income taxes
  • $206Income before extraordinary items
  • $384Extraordinary gains - net
  • $0Net income attributable to bank
  • $384Net charge-offs
  • $193Cash dividends
  • $200Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.39%Cost of funding earning assets
  • 4.02%Net interest margin
  • 3.37%Noninterest income to earning assets
  • 0.71%Noninterest expense to earning assets
  • 2.48%Net operating income to assets
  • 0.73%Return on assets (ROA)
  • 0.73%Pretax return on assets
  • 1.12%Return on equity (ROE)
  • 6.97%Retained earnings to average equity (YTD only)
  • 3.34%Net charge-offs to loans
  • 0.90%Credit loss provision to net charge-offs
  • 101.04%Efficiency ratio
  • 60,750Assets per employee
  • 2.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.08%Loss allowance to loans
  • 2.69%Loss allowance to noncurrent loans
  • 157.96%Noncurrent assets plus other real estate owned to assets
  • 0.70%Noncurrent loans to loans
  • 1.70%Net loans and leases to deposits
  • 45.73%Net loans and leases to core deposits
  • 47.63%Equity capital to assets
  • 10.40%Core capital (leverage) ratio
  • 10.70%Tier 1 risk-based capital ratio
  • 19.41%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $52,503Average earning assets
  • $5,507Average equity
  • $49,015Average loans

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