Decatur Bank and Trust Company, National Association in Decatur, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 2007

  • Decatur Bank and Trust Company, National Association in Decatur, Indiana (IN)
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Decatur Bank and Trust Company, National Association - Overview

  • General
  • FDIC Certificate #: 19668
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Merchants Bank National Association (#4365)
    Federal Reserve ID: 569945
    Date Established: January 26, 1967
    WWW: http://www.firstmerchants.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    OTS Docket #: 11532
    FDIC's unique #: 13467
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 26, 1967
    Last Structure Change Effective Date: April 01, 2007
    Last Structure Change Process Date: April 25, 2007
    Last Data Update: April 25, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 520 North 13th Street, Decatur, IN 46733
    County: Adams
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Fort Wayne, IN (#2760)
    Combined Statistical Area (CSA): Fort Wayne-Huntington-Auburn, IN (#258)
    Core Based Statistical Area (CBSA): Decatur, IN (#19540)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $166.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 32Total employees (full-time equivalent)
  • $167,373Total assets
  • $5,701Cash and due from depository institutions
  • $198Interest-bearing balances
  • $14,616Securities
  • $12,589Federal funds sold & reverse repurchase agreements
  • $109,354Net loans & leases
  • $939Loan loss allowance
  • $0Trading account assets
  • $2,029Bank premises and fixed assets
  • $15Other real estate owned
  • $16,503Goodwill and other intangibles
  • $3,588Life insurance assets
  • $6,566All other assets
  • $167,373Total liabilities and capital
  • $139,757Total liabilities
  • $119,597Total deposits
  • $104,653Interest-bearing deposits
  • $119,597Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $6,314Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $11,913Other borrowed funds
  • $0Subordinated debt
  • $1,933All other liabilities
  • $27,616Total equity capital
  • $27,616Total bank equity capital
  • $27,616Perpetual preferred stock
  • $0Common stock
  • $583Surplus
  • $32,845Undivided profits
  • Memoranda
  • $-5,812Noncurrent loans and leases
  • $13,815Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $70Earning assets
  • $0Long-term assets (5+ years)
  • $862Average Assets, year-to-date
  • $136,757Average Assets, quarterly
  • $22,844Volatile liabilities
  • $152,239Insider loans
  • $159,811FHLB advances
  • $24,549Loans and leases held for sale
  • $2,402Unused loan commitments
  • $11,913Tier 1 (core) risk-based capital
  • $332Tier 2 risk-based capital
  • $50Total risk weighted assets
  • $13,815Total unused commitments
  • $0Restructured Loans and leases
  • $939Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $8,615Total interest income
  • $3,505Total interest expense
  • $5,110Net interest income
  • $123Provision for loan and lease losses
  • $772Total noninterest income
  • $0Fiduciary activities
  • $290Service charges on deposit accounts
  • $0Trading account gains & fees
  • $482Additional noninterest income
  • $3,022Total noninterest expense
  • $1,405Salaries and employee benefits
  • $292Premises and equipment expense
  • $1,325Additional noninterest expense
  • $2,737Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,040Applicable income taxes
  • $1,697Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,697Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$27Sale, conversion, retirement of capital stock, net
  • $1,447Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.01%Yield on earning assets
  • 2.85%Cost of funding earning assets
  • 4.16%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 2.46%Noninterest expense to earning assets
  • 1.11%Net operating income to assets
  • 1.11%Return on assets (ROA)
  • 1.80%Pretax return on assets
  • 6.19%Return on equity (ROE)
  • 0.91%Retained earnings to average equity (YTD only)
  • -0.03%Net charge-offs to loans
  • -455.56%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 48,215Assets per employee
  • 5.23%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 85.27%Loss allowance to loans
  • 0.85%Loss allowance to noncurrent loans
  • 1341.43%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 91.44%Net loans and leases to core deposits
  • 106.83%Equity capital to assets
  • 16.50%Core capital (leverage) ratio
  • 7.31%Tier 1 risk-based capital ratio
  • 10.20%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $152,239Average earning assets
  • $27,406Average equity
  • $122,875Average loans

Total Fiduciary and Related Assets (December 31, 2001)

  • Dollar figures in thousands
  • $0Total fiduciary and related assets
  • YesFiduciary powers granted
  • NoFiduciary or related activity
  • $20,789Managed Assets
  • $14,818Personal trust and agency accounts
  • $12,514Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $2,304Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 75Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $5,971Other retirement accounts
  • $5,961Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

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