Deposit Guaranty National Bank of Louisiana in Hammond, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 09, 1997

  • Deposit Guaranty National Bank of Louisiana in Hammond, Louisiana (LA)
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Deposit Guaranty National Bank of Louisiana - Overview

  • General
  • FDIC Certificate #: 14189
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Deposit Guaranty National Bank (#9784)
    Federal Reserve ID: 553337
    Date Established: March 31, 1934
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 29 (Interstate: No)
    FDIC's unique #: 8859
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: March 31, 1934
    Last Structure Change Effective Date: June 09, 1997
    Last Structure Change Process Date: June 23, 1997
    Last Data Update: June 23, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 N.W. Railroad Avenue, Hammond, LA 70401
    County: Tangipahoa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Hammond, LA (#25220)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $898.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $200Total assets
  • $423,177Cash and due from depository institutions
  • $19,949Interest-bearing balances
  • $0Securities
  • $155,893Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $210,943Loan loss allowance
  • $3,358Trading account assets
  • $0Bank premises and fixed assets
  • $7,907Other real estate owned
  • $333Goodwill and other intangibles
  • $4,646Life insurance assets
  • $23,506All other assets
  • $0Total liabilities and capital
  • $423,177Total liabilities
  • $367,128Total deposits
  • $309,071Interest-bearing deposits
  • $255,851Deposits held in domestic offices
  • 309071.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $51,300Trading liabilities
  • $0Other borrowed funds
  • $4,066Subordinated debt
  • $0All other liabilities
  • $2,691Total equity capital
  • $2,691Total bank equity capital
  • $56,049Perpetual preferred stock
  • $0Common stock
  • $2,341Surplus
  • $40,990Undivided profits
  • Memoranda
  • $12,718Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,201Income earned, not collected on loans
  • $1,785Earning assets
  • $366,836Long-term assets (5+ years)
  • $83,275Average Assets, year-to-date
  • $301,125Average Assets, quarterly
  • $386,789Volatile liabilities
  • $75,311Insider loans
  • $3,830FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $12,597Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $33,285Total risk weighted assets
  • $210,066Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $19,406Total interest expense
  • $8,144Net interest income
  • $11,262Provision for loan and lease losses
  • $100Total noninterest income
  • $3,408Fiduciary activities
  • $0Service charges on deposit accounts
  • $2,550Trading account gains & fees
  • $0Additional noninterest income
  • $858Total noninterest expense
  • $9,057Salaries and employee benefits
  • $3,855Premises and equipment expense
  • $1,573Additional noninterest expense
  • $3,629Pre-tax net operating income
  • $5,513Securities gains (losses)
  • -$30Applicable income taxes
  • $1,830Income before extraordinary items
  • $3,653Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,653Net charge-offs
  • $360Cash dividends
  • $4,373Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.26%Cost of funding earning assets
  • 3.05%Net interest margin
  • 4.21%Noninterest income to earning assets
  • 1.27%Noninterest expense to earning assets
  • 3.39%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.21%Pretax return on assets
  • 1.82%Return on equity (ROE)
  • 9.47%Retained earnings to average equity (YTD only)
  • -1.87%Net charge-offs to loans
  • 0.25%Credit loss provision to net charge-offs
  • 27.78%Efficiency ratio
  • 56,864Assets per employee
  • 2.12%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 119.71%Loss allowance to loans
  • 1.57%Loss allowance to noncurrent loans
  • 104.90%Noncurrent assets plus other real estate owned to assets
  • 0.84%Noncurrent loans to loans
  • 1.49%Net loans and leases to deposits
  • 68.25%Net loans and leases to core deposits
  • 74.00%Equity capital to assets
  • 13.24%Core capital (leverage) ratio
  • 9.39%Tier 1 risk-based capital ratio
  • 15.85%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $301,125Average earning assets
  • $38,589Average equity
  • $267,437Average loans

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