Dewey County State Bank in Taloga, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 27, 1999

  • Dewey County State Bank in Taloga, Oklahoma (OK)
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Dewey County State Bank - Overview

  • General
  • FDIC Certificate #: 9876
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First American Bank (#15296)
    Federal Reserve ID: 399955
    Date Established: January 01, 1929
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 6317
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 27, 1999
    Last Structure Change Process Date: August 11, 1999
    Last Data Update: August 11, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: Broadway And Main, Taloga, OK 73667
    County: Dewey
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $16.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $17,056Total assets
  • $804Cash and due from depository institutions
  • $0Interest-bearing balances
  • $4,005Securities
  • $900Federal funds sold & reverse repurchase agreements
  • $10,509Net loans & leases
  • $88Loan loss allowance
  • $0Trading account assets
  • $528Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $310All other assets
  • $17,056Total liabilities and capital
  • $15,630Total liabilities
  • $15,466Total deposits
  • $14,032Interest-bearing deposits
  • $15,466Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $164All other liabilities
  • $1,426Total equity capital
  • $1,426Total bank equity capital
  • $1,426Perpetual preferred stock
  • $0Common stock
  • $250Surplus
  • $1,602Undivided profits
  • Memoranda
  • $-426Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $43Earning assets
  • $0Long-term assets (5+ years)
  • $270Average Assets, year-to-date
  • $15,414Average Assets, quarterly
  • $1,918Volatile liabilities
  • $16,148Insider loans
  • $16,479FHLB advances
  • $1,897Loans and leases held for sale
  • $162Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $693Total unused commitments
  • $0Restructured Loans and leases
  • $11,488Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $1,329Total interest income
  • $559Total interest expense
  • $770Net interest income
  • $272Provision for loan and lease losses
  • $95Total noninterest income
  • $0Fiduciary activities
  • $15Service charges on deposit accounts
  • $0Trading account gains & fees
  • $80Additional noninterest income
  • $465Total noninterest expense
  • $231Salaries and employee benefits
  • $77Premises and equipment expense
  • $157Additional noninterest expense
  • $128Pre-tax net operating income
  • -$1Securities gains (losses)
  • $72Applicable income taxes
  • $55Income before extraordinary items
  • $0Extraordinary gains - net
  • $55Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $318Sale, conversion, retirement of capital stock, net
  • $196Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.14%Yield on earning assets
  • 3.84%Cost of funding earning assets
  • 5.30%Net interest margin
  • 0.65%Noninterest income to earning assets
  • 3.20%Noninterest expense to earning assets
  • 0.34%Net operating income to assets
  • 0.34%Return on assets (ROA)
  • 0.79%Pretax return on assets
  • 3.54%Return on equity (ROE)
  • -9.08%Retained earnings to average equity (YTD only)
  • 3.05%Net charge-offs to loans
  • 85.53%Credit loss provision to net charge-offs
  • 1.26%Efficiency ratio
  • 53,757Assets per employee
  • 2.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 356.36%Loss allowance to loans
  • 0.83%Loss allowance to noncurrent loans
  • 204.65%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.41%Net loans and leases to deposits
  • 67.95%Net loans and leases to core deposits
  • 77.45%Equity capital to assets
  • 8.36%Core capital (leverage) ratio
  • 8.63%Tier 1 risk-based capital ratio
  • 12.27%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $16,148Average earning assets
  • $1,552Average equity
  • $14,541Average loans

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