First American Bank in city_name, state_name - Detailed Financial Reports, Location

First American Bank in Purcell, Oklahoma (OK)
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First American Bank routing number info

First American Bank - Overview

General
FDIC Certificate #: 15296
Status: Active
Federal Reserve ID: 462756
Bank Holding Company (Regulatory Top Holder): Consolidated Equity Corporation (RSSDID: 2168922, Location: Norman, OK)
Date Established: October 28, 1935
WWW: http://www.bankfab.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 9 (Domestic: 9, Interstate: No)
OTS Docket #: 13005
FDIC's unique #: 9638
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: October 28, 1935
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 324 West Main Street, Purcell, OK 73080
County: Mcclain
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $310.3 mil
Equity capital: $25.6 mil
Deposits held in domestic offices: $283.6 mil
Return on assets (ROA): 0.61% ($1.9 mil)
Quarterly return on assets: 0.32% ($1.0 mil)
Return on Equity (ROE): 7.41% ($1.9 mil)
Quarterly return on equity: 3.92% ($1.0 mil)
Net income: $1.9 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 0.61% ($1,892.9 mil)
Quarterly Pretax return on assets: 0.32% ($993.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
139Total employees (full-time equivalent)
$310,316Total assets
$17,959Cash and due from depository institutions
$6,036Interest-bearing balances
$35,923Securities
$40,661Federal funds sold & reverse repurchase agreements
$195,057Net loans & leases
$2,954Loan loss allowance
$0Trading account assets
$16,192Bank premises and fixed assets
$600Other real estate owned
$545Goodwill and other intangibles
$310,316Life insurance assets
$3,379All other assets
$284,709Total liabilities and capital
$283,610Total liabilities
$195,356Total deposits
$283,610Interest-bearing deposits
$95Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,099Subordinated debt
$25,607All other liabilities
$25,607Total equity capital
$25,607Total bank equity capital
$0Perpetual preferred stock
$2,004Common stock
$13,996Surplus
$9,607Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$5,288Income earned, not collected on loans
$0Earning assets
$1,049Long-term assets (5+ years)
$277,677Average Assets, year-to-date
$27,330Average Assets, quarterly
$305,208Volatile liabilities
$309,131Insider loans
$210,397FHLB advances
$306,110Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$24,954Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$25,065Restructured Loans and leases
$547Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$13,550Total interest income
$1,609Total interest expense
$11,941Net interest income
$698Provision for loan and lease losses
$3,720Total noninterest income
$0Fiduciary activities
$1,839Service charges on deposit accounts
$0Trading account gains & fees
$1,881Additional noninterest income
$13,099Total noninterest expense
$7,462Salaries and employee benefits
$1,806Premises and equipment expense
$3,831Additional noninterest expense
$1,864Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$1,864Income before extraordinary items
$0Extraordinary gains - net
$1,864Net income attributable to bank
$0Net charge-offs
$1,864Cash dividends
$216Sale, conversion, retirement of capital stock, net
$1,013Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.97%Yield on earning assets
0.59%Cost of funding earning assets
4.38%Net interest margin
1.36%Noninterest income to earning assets
4.80%Noninterest expense to earning assets
0.61%Net operating income to assets
0.61%Return on assets (ROA)
0.61%Pretax return on assets
7.41%Return on equity (ROE)
3.38%Retained earnings to average equity (YTD only)
0.11%Net charge-offs to loans
323.15%Credit loss provision to net charge-offs
11.86%Efficiency ratio
83,641Assets per employee
2.23%Cash dividends to net income (YTD only)
Condition Ratios (%)
54.35%Loss allowance to loans
1.49%Loss allowance to noncurrent loans
55.86%Noncurrent assets plus other real estate owned to assets
1.90%Noncurrent loans to loans
2.67%Net loans and leases to deposits
68.78%Net loans and leases to core deposits
71.67%Equity capital to assets
8.25%Core capital (leverage) ratio
8.15%Tier 1 risk-based capital ratio
11.86%Total risk-based capital ratio
Memoranda
$13Average assets
$305,208Average earning assets
$25,172Average equity
$272,869Average loans

List of branches

9 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	9638	First American Bank	324 West Main Street, Purcell, OK 73080	October 28, 1935	Full Service Brick and Mortar
2	233634	Norman Highway 9 West Banking Center	4925 Se 44th St, Newcastle, OK 73065	October 14, 1997	Full Service Brick and Mortar
3	233635	Norman East Banking Center	801 12th Avenue Northeast, Norman, OK 73069	November 23, 1998	Full Service Brick and Mortar
4	6317	Taloga Banking Center	Broadway And Main, Taloga, OK 73667	January 01, 1929	Full Service Brick and Mortar
5	357058	Maysville Banking Center	317 6th Street, Maysville, OK 73057	November 01, 1999	Full Service Brick and Mortar
6	16065	Woodward Banking Center	2220 Oklahoma Avenue, Woodward, OK 73801	September 29, 1979	Full Service Brick and Mortar
7	365284	Moore Riverwalk Banking Center Branc	2101 S I-35 Frontage Road, Moore, OK 73160	October 20, 2001	Full Service Brick and Mortar
8	418623	Norman Nw 24th Banking Center	570 Northwest 24th Avenue, Norman, OK 73070	March 03, 2003	Full Service Brick and Mortar
10	473035	Oklahoma City South Western Banking	10731 South Western Avenue, Oklahoma City, OK 73170	March 10, 2008	Full Service Brick and Mortar

First American Bank in Purcell, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First American Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First American Bank in Purcell, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

First American Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First American Bank in Purcell, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches