Diablo Valley Bank in Danville, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 21, 2007

  • Diablo Valley Bank in Danville, California (CA)
  • Show street view No street view available for this location

Diablo Valley Bank - Overview

  • General
  • FDIC Certificate #: 57551
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Heritage Bank of Commerce (#33905)
    Federal Reserve ID: 3217519
    Date Established: October 20, 2003
    WWW: http://www.diablovalleybank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 365470
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 20, 2003
    Last Structure Change Effective Date: June 21, 2007
    Last Structure Change Process Date: July 02, 2007
    Last Data Update: July 02, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 387 Diablo Road, Danville, CA 94526
    County: Contra Costa
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Oakland, CA (#5775)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: Oakland-Fremont-Hayward, CA (#36084)
  • Financial Summary
  • Total assets: $254.6 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 43Total employees (full-time equivalent)
  • $249,319Total assets
  • $5,798Cash and due from depository institutions
  • $0Interest-bearing balances
  • $8,735Securities
  • $27,715Federal funds sold & reverse repurchase agreements
  • $197,023Net loans & leases
  • $2,389Loan loss allowance
  • $0Trading account assets
  • $5,760Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $1,007Life insurance assets
  • $4,288All other assets
  • $249,319Total liabilities and capital
  • $225,255Total liabilities
  • $224,215Total deposits
  • $178,650Interest-bearing deposits
  • $224,215Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,040All other liabilities
  • $24,064Total equity capital
  • $24,064Total bank equity capital
  • $24,064Perpetual preferred stock
  • $6,513Common stock
  • $17,155Surplus
  • $0Undivided profits
  • Memoranda
  • $396Noncurrent loans and leases
  • $89,619Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $157Earning assets
  • $0Long-term assets (5+ years)
  • $1,015Average Assets, year-to-date
  • $233,473Average Assets, quarterly
  • $12,940Volatile liabilities
  • $221,285Insider loans
  • $238,886FHLB advances
  • $57,941Loans and leases held for sale
  • $4,428Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $89,619Total unused commitments
  • $0Restructured Loans and leases
  • $2,429Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $15,559Total interest income
  • $5,222Total interest expense
  • $10,337Net interest income
  • $464Provision for loan and lease losses
  • $220Total noninterest income
  • $0Fiduciary activities
  • $173Service charges on deposit accounts
  • $0Trading account gains & fees
  • $47Additional noninterest income
  • $6,446Total noninterest expense
  • $4,130Salaries and employee benefits
  • $779Premises and equipment expense
  • $1,537Additional noninterest expense
  • $3,647Pre-tax net operating income
  • -$20Securities gains (losses)
  • $1,620Applicable income taxes
  • $2,007Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,007Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $331Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.46%Yield on earning assets
  • 2.50%Cost of funding earning assets
  • 4.96%Net interest margin
  • 0.11%Noninterest income to earning assets
  • 3.09%Noninterest expense to earning assets
  • 0.91%Net operating income to assets
  • 0.91%Return on assets (ROA)
  • 1.64%Pretax return on assets
  • 8.77%Return on equity (ROE)
  • 7.33%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 61,059Assets per employee
  • 5.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 16.49%Loss allowance to loans
  • 1.20%Loss allowance to noncurrent loans
  • 1521.66%Noncurrent assets plus other real estate owned to assets
  • 0.06%Noncurrent loans to loans
  • 0.08%Net loans and leases to deposits
  • 87.87%Net loans and leases to core deposits
  • 118.49%Equity capital to assets
  • 9.65%Core capital (leverage) ratio
  • 9.74%Tier 1 risk-based capital ratio
  • 10.55%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $221,285Average earning assets
  • $22,877Average equity
  • $208,503Average loans

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