Dothan Federal Savings Bank in Dothan, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 08, 1996

Dothan Federal Savings Bank in Dothan, Alabama (AL)
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Dothan Federal Savings Bank - Overview

General
FDIC Certificate #: 32593
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Colonial Bank (#9609)
Federal Reserve ID: 1212613
Date Established: July 15, 1988
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 8502
FDIC's unique #: 45427
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: July 15, 1988
Last Structure Change Effective Date: July 08, 1996
Last Structure Change Process Date: August 28, 1996
Last Data Update: August 28, 1996
Data Source Date: April 05, 2012
Location
Address: 1962 West Main Street, Dothan, AL 36303
County: Houston
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Montgomery
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Dothan, AL (#2180)
Combined Statistical Area (CSA): Dothan-Enterprise-Ozark, AL (#222)
Core Based Statistical Area (CBSA): Dothan, AL (#20020)
CBSA Metro Statistical Area: Dothan, AL (#20020)
Financial Summary
Total assets: $46.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$14Total assets
$48,622Cash and due from depository institutions
$100Interest-bearing balances
$0Securities
$7,494Federal funds sold & reverse repurchase agreements
$3,635Net loans & leases
$35,537Loan loss allowance
$286Trading account assets
$0Bank premises and fixed assets
$1,037Other real estate owned
$0Goodwill and other intangibles
$793Life insurance assets
$26All other assets
$0Total liabilities and capital
$48,622Total liabilities
$44,609Total deposits
$42,012Interest-bearing deposits
$40,613Deposits held in domestic offices
42012.00%% insured (estimated)
$96Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,292Subordinated debt
$0All other liabilities
$305Total equity capital
$305Total bank equity capital
$4,013Perpetual preferred stock
$0Common stock
$4Surplus
$3,329Undivided profits
Memoranda
$680Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$322Income earned, not collected on loans
$259Earning assets
$46,666Long-term assets (5+ years)
$0Average Assets, year-to-date
$46,358Average Assets, quarterly
$48,392Volatile liabilities
$7,137Insider loans
$1,370FHLB advances
$2,292Loans and leases held for sale
$0Unused loan commitments
$1,698Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,984Total risk weighted assets
$23,008Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$3,491Total interest expense
$2,238Net interest income
$1,253Provision for loan and lease losses
$60Total noninterest income
$130Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$130Total noninterest expense
$1,065Salaries and employee benefits
$500Premises and equipment expense
$275Additional noninterest expense
$290Pre-tax net operating income
$258Securities gains (losses)
$7Applicable income taxes
$112Income before extraordinary items
$153Extraordinary gains - net
$0Net income attributable to bank
$153Net charge-offs
$1Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.88%Cost of funding earning assets
5.05%Net interest margin
2.83%Noninterest income to earning assets
0.29%Noninterest expense to earning assets
2.40%Net operating income to assets
0.32%Return on assets (ROA)
0.33%Pretax return on assets
0.57%Return on equity (ROE)
3.97%Retained earnings to average equity (YTD only)
3.97%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
6000.00%Efficiency ratio
75,777Assets per employee
3.47%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.80%Loss allowance to noncurrent loans
88.82%Noncurrent assets plus other real estate owned to assets
0.66%Noncurrent loans to loans
0.90%Net loans and leases to deposits
84.59%Net loans and leases to core deposits
95.61%Equity capital to assets
8.25%Core capital (leverage) ratio
8.20%Tier 1 risk-based capital ratio
17.32%Total risk-based capital ratio
Memoranda
$18Average assets
$46,358Average earning assets
$3,856Average equity
$44,305Average loans

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