Dothan Federal Savings Bank in Dothan, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 08, 1996

  • Dothan Federal Savings Bank in Dothan, Alabama (AL)
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Dothan Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 32593
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Colonial Bank (#9609)
    Federal Reserve ID: 1212613
    Date Established: July 15, 1988
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8502
    FDIC's unique #: 45427
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: July 15, 1988
    Last Structure Change Effective Date: July 08, 1996
    Last Structure Change Process Date: August 28, 1996
    Last Data Update: August 28, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 1962 West Main Street, Dothan, AL 36303
    County: Houston
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Montgomery
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Dothan, AL (#2180)
    Combined Statistical Area (CSA): Dothan-Enterprise-Ozark, AL (#222)
    Core Based Statistical Area (CBSA): Dothan, AL (#20020)
    CBSA Metro Statistical Area: Dothan, AL (#20020)
  • Financial Summary
  • Total assets: $46.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $14Total assets
  • $48,622Cash and due from depository institutions
  • $100Interest-bearing balances
  • $0Securities
  • $7,494Federal funds sold & reverse repurchase agreements
  • $3,635Net loans & leases
  • $35,537Loan loss allowance
  • $286Trading account assets
  • $0Bank premises and fixed assets
  • $1,037Other real estate owned
  • $0Goodwill and other intangibles
  • $793Life insurance assets
  • $26All other assets
  • $0Total liabilities and capital
  • $48,622Total liabilities
  • $44,609Total deposits
  • $42,012Interest-bearing deposits
  • $40,613Deposits held in domestic offices
  • 42012.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,292Subordinated debt
  • $0All other liabilities
  • $305Total equity capital
  • $305Total bank equity capital
  • $4,013Perpetual preferred stock
  • $0Common stock
  • $4Surplus
  • $3,329Undivided profits
  • Memoranda
  • $680Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $322Income earned, not collected on loans
  • $259Earning assets
  • $46,666Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $46,358Average Assets, quarterly
  • $48,392Volatile liabilities
  • $7,137Insider loans
  • $1,370FHLB advances
  • $2,292Loans and leases held for sale
  • $0Unused loan commitments
  • $1,698Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,984Total risk weighted assets
  • $23,008Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,491Total interest expense
  • $2,238Net interest income
  • $1,253Provision for loan and lease losses
  • $60Total noninterest income
  • $130Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $130Total noninterest expense
  • $1,065Salaries and employee benefits
  • $500Premises and equipment expense
  • $275Additional noninterest expense
  • $290Pre-tax net operating income
  • $258Securities gains (losses)
  • $7Applicable income taxes
  • $112Income before extraordinary items
  • $153Extraordinary gains - net
  • $0Net income attributable to bank
  • $153Net charge-offs
  • $1Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.88%Cost of funding earning assets
  • 5.05%Net interest margin
  • 2.83%Noninterest income to earning assets
  • 0.29%Noninterest expense to earning assets
  • 2.40%Net operating income to assets
  • 0.32%Return on assets (ROA)
  • 0.33%Pretax return on assets
  • 0.57%Return on equity (ROE)
  • 3.97%Retained earnings to average equity (YTD only)
  • 3.97%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 6000.00%Efficiency ratio
  • 75,777Assets per employee
  • 3.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.80%Loss allowance to noncurrent loans
  • 88.82%Noncurrent assets plus other real estate owned to assets
  • 0.66%Noncurrent loans to loans
  • 0.90%Net loans and leases to deposits
  • 84.59%Net loans and leases to core deposits
  • 95.61%Equity capital to assets
  • 8.25%Core capital (leverage) ratio
  • 8.20%Tier 1 risk-based capital ratio
  • 17.32%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $46,358Average earning assets
  • $3,856Average equity
  • $44,305Average loans

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