FDIC Certificate #: 3769 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Illinois One Bank, National Association (#14743) Federal Reserve ID: 811943 Date Established: April 07, 1903 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) OTS Docket #: 13080 FDIC's unique #: 2433 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: October 31, 1998 Last Structure Change Process Date: November 19, 1998 Last Data Update: November 19, 1998 Data Source Date: April 05, 2012
Location
Address: Third And Ohio Streets, Brookport, IL 62910 County: Massac Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Mount Vernon Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Combined Statistical Area (CSA): Paducah-Mayfield, KY-IL (#424) Core Based Statistical Area (CBSA): Paducah, KY-IL (#37140) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $21.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
13Total employees (full-time equivalent)
$22,976Total assets
$1,019Cash and due from depository institutions
$0Interest-bearing balances
$6,672Securities
$1,750Federal funds sold & reverse repurchase agreements
$12,935Net loans & leases
$186Loan loss allowance
$0Trading account assets
$170Bank premises and fixed assets
$42Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$388All other assets
$22,976Total liabilities and capital
$20,962Total liabilities
$20,785Total deposits
$18,286Interest-bearing deposits
$20,785Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$177All other liabilities
$2,014Total equity capital
$2,014Total bank equity capital
$2,014Perpetual preferred stock
$0Common stock
$131Surplus
$806Undivided profits
Memoranda
$1,077Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$131Earning assets
$0Long-term assets (5+ years)
$184Average Assets, year-to-date
$21,357Average Assets, quarterly
$958Volatile liabilities
$22,589Insider loans
$22,711FHLB advances
$3,204Loans and leases held for sale
$591Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$466Total unused commitments
$0Restructured Loans and leases
$14,099Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$1,726Total interest income
$812Total interest expense
$914Net interest income
$0Provision for loan and lease losses
$115Total noninterest income
$0Fiduciary activities
$21Service charges on deposit accounts
$0Trading account gains & fees
$94Additional noninterest income
$632Total noninterest expense
$332Salaries and employee benefits
$58Premises and equipment expense
$242Additional noninterest expense
$397Pre-tax net operating income
-$3Securities gains (losses)
$124Applicable income taxes
$270Income before extraordinary items
$0Extraordinary gains - net
$270Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$1Sale, conversion, retirement of capital stock, net
$160Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.27%Yield on earning assets
3.89%Cost of funding earning assets
4.38%Net interest margin
0.55%Noninterest income to earning assets
3.03%Noninterest expense to earning assets
1.20%Net operating income to assets
1.20%Return on assets (ROA)
1.74%Pretax return on assets
13.79%Return on equity (ROE)
5.62%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
61,419Assets per employee
1.77%Cash dividends to net income (YTD only)
Condition Ratios (%)
59.26%Loss allowance to loans
1.42%Loss allowance to noncurrent loans
141.98%Noncurrent assets plus other real estate owned to assets
0.75%Noncurrent loans to loans
1.00%Net loans and leases to deposits
62.23%Net loans and leases to core deposits
73.57%Equity capital to assets
8.77%Core capital (leverage) ratio
8.83%Tier 1 risk-based capital ratio
14.19%Total risk-based capital ratio
Memoranda
$15Average assets
$22,589Average earning assets
$1,959Average equity
$20,880Average loans
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