Dryades Savings Bank, F.S.B. in New Orleans, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 30, 2010

  • Dryades Savings Bank, F.S.B. in New Orleans, Louisiana (LA)
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Dryades Savings Bank, F.S.B. - Overview

  • General
  • FDIC Certificate #: 33933
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First NBC Bank (#58302)
    Federal Reserve ID: 2239279
    Date Established: September 09, 1994
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 11884
    FDIC's unique #: 55102
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: September 09, 1994
    Last Structure Change Effective Date: November 30, 2010
    Last Structure Change Process Date: December 01, 2010
    Last Data Update: December 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 233 Carondelet Street, Suite 200, New Orleans, LA 70130
    County: Orleans
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): New Orleans, LA (#5560)
    Combined Statistical Area (CSA): New Orleans-Metairie-Bogalusa, LA (#406)
    Core Based Statistical Area (CBSA): New Orleans-Metairie-Kenner, LA (#35380)
    CBSA Metro Statistical Area: New Orleans-Metairie-Kenner, LA (#35380)
  • Financial Summary
  • Total assets: $81.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $82,668Total assets
  • $4,495Cash and due from depository institutions
  • $227Interest-bearing balances
  • $8,173Securities
  • $1,242Federal funds sold & reverse repurchase agreements
  • $59,313Net loans & leases
  • $1,620Loan loss allowance
  • $0Trading account assets
  • $3,595Bank premises and fixed assets
  • $0Other real estate owned
  • $186Goodwill and other intangibles
  • $2,616Life insurance assets
  • $5,664All other assets
  • $82,668Total liabilities and capital
  • $75,517Total liabilities
  • $70,592Total deposits
  • $60,349Interest-bearing deposits
  • $70,592Deposits held in domestic offices
  • 84.65%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,850Other borrowed funds
  • $0Subordinated debt
  • $1,075All other liabilities
  • $7,151Total equity capital
  • $7,151Total bank equity capital
  • $7,151Perpetual preferred stock
  • $1,644Common stock
  • $4,881Surplus
  • $1,041Undivided profits
  • Memoranda
  • $-415Noncurrent loans and leases
  • $8,979Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $255Earning assets
  • $0Long-term assets (5+ years)
  • $269Average Assets, year-to-date
  • $68,955Average Assets, quarterly
  • $0Volatile liabilities
  • $78,494Insider loans
  • $84,727FHLB advances
  • $27,155Loans and leases held for sale
  • $0Unused loan commitments
  • $3,850Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,979Total unused commitments
  • $927Restructured Loans and leases
  • $777Derivatives

Income and Expense (December 31, 2009)

  • Dollar figures in thousands
  • $4,845Total interest income
  • $1,056Total interest expense
  • $3,789Net interest income
  • $0Provision for loan and lease losses
  • $1,191Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,191Additional noninterest income
  • $4,979Total noninterest expense
  • $2,116Salaries and employee benefits
  • $1,092Premises and equipment expense
  • $1,771Additional noninterest expense
  • $1Pre-tax net operating income
  • $173Securities gains (losses)
  • -$19Applicable income taxes
  • $193Income before extraordinary items
  • $0Extraordinary gains - net
  • $193Net income attributable to bank
  • $0Net charge-offs
  • $193Cash dividends
  • -$238Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2009)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.35%Yield on earning assets
  • 1.60%Cost of funding earning assets
  • 5.75%Net interest margin
  • 1.81%Noninterest income to earning assets
  • 7.55%Noninterest expense to earning assets
  • 0.03%Net operating income to assets
  • 0.25%Return on assets (ROA)
  • 0.22%Pretax return on assets
  • 2.76%Return on equity (ROE)
  • 2.76%Retained earnings to average equity (YTD only)
  • -0.44%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 99,639Assets per employee
  • 2.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.66%Loss allowance to noncurrent loans
  • 635.29%Noncurrent assets plus other real estate owned to assets
  • 0.31%Noncurrent loans to loans
  • 0.42%Net loans and leases to deposits
  • 84.02%Net loans and leases to core deposits
  • 125.43%Equity capital to assets
  • 8.65%Core capital (leverage) ratio
  • 8.39%Tier 1 risk-based capital ratio
  • 11.28%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $78,494Average earning assets
  • $7,002Average equity
  • $65,943Average loans

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