Eagle Savings Bank in Cincinnati, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Eagle Savings Bank in Cincinnati, Ohio (OH)
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Eagle Savings Bank - Overview

  • General
  • FDIC Certificate #: 30439
    Status: Active
    Federal Reserve ID: 278872
    Date Established: January 01, 1882
    WWW: http://www.eaglesavings.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 5337
    FDIC's unique #: 43273
    Numeric code: 36
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: September 12, 1956
    Last Structure Change Effective Date: January 04, 2012
    Last Structure Change Process Date: January 04, 2012
    Last Data Update: January 04, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 6415 Bridgetown Road, Cincinnati, OH 45248
    County: Hamilton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Cincinnati
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $105.0 mil
    Equity capital: $8.2 mil
    Deposits held in domestic offices: $91.2 mil
    Return on assets (ROA): 0.47% ($0.5 mil)
    Quarterly return on assets: 0.44% ($0.5 mil)
    Return on Equity (ROE): 6.14% ($0.5 mil)
    Quarterly return on equity: 5.55% ($0.4 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.66% ($693.3 mil)
    Quarterly Pretax return on assets: 0.61% ($640.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $105,042Total assets
  • $23,168Cash and due from depository institutions
  • $22,847Interest-bearing balances
  • $64Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $74,113Net loans & leases
  • $1,037Loan loss allowance
  • $0Trading account assets
  • $3,017Bank premises and fixed assets
  • $817Other real estate owned
  • $7Goodwill and other intangibles
  • $105,042Life insurance assets
  • $3,856All other assets
  • $96,842Total liabilities and capital
  • $91,179Total liabilities
  • $89,610Total deposits
  • $91,179Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,272Trading liabilities
  • $0Other borrowed funds
  • $391Subordinated debt
  • $8,200All other liabilities
  • $8,200Total equity capital
  • $8,200Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $8,200Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,902Income earned, not collected on loans
  • $0Earning assets
  • $319Long-term assets (5+ years)
  • $97,024Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $103,898Volatile liabilities
  • $103,576Insider loans
  • $61,759FHLB advances
  • $105,035Loans and leases held for sale
  • $2,115Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,193Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $9,213Restructured Loans and leases
  • $70Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,349Total interest income
  • $1,299Total interest expense
  • $3,050Net interest income
  • $536Provision for loan and lease losses
  • $1,147Total noninterest income
  • $0Fiduciary activities
  • $48Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,099Additional noninterest income
  • $2,972Total noninterest expense
  • $1,549Salaries and employee benefits
  • $322Premises and equipment expense
  • $1,101Additional noninterest expense
  • $689Pre-tax net operating income
  • -$5Securities gains (losses)
  • $196Applicable income taxes
  • $488Income before extraordinary items
  • $0Extraordinary gains - net
  • $488Net income attributable to bank
  • $0Net charge-offs
  • $488Cash dividends
  • $749Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.54%Yield on earning assets
  • 1.36%Cost of funding earning assets
  • 3.18%Net interest margin
  • 1.20%Noninterest income to earning assets
  • 3.10%Noninterest expense to earning assets
  • 0.47%Net operating income to assets
  • 0.47%Return on assets (ROA)
  • 0.66%Pretax return on assets
  • 6.14%Return on equity (ROE)
  • 6.14%Retained earnings to average equity (YTD only)
  • 0.96%Net charge-offs to loans
  • 71.56%Credit loss provision to net charge-offs
  • 1.64%Efficiency ratio
  • 70,812Assets per employee
  • 5.00%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 54.52%Noncurrent assets plus other real estate owned to assets
  • 2.59%Noncurrent loans to loans
  • 2.53%Net loans and leases to deposits
  • 81.28%Net loans and leases to core deposits
  • 82.98%Equity capital to assets
  • 7.81%Core capital (leverage) ratio
  • 7.80%Tier 1 risk-based capital ratio
  • 13.27%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $103,898Average earning assets
  • $7,950Average equity
  • $95,820Average loans

List of branches

  • 2 Ohio Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    043273Eagle Savings Bank6415 Bridgetown Road, Cincinnati, OH 45248January 01, 1882Full Service Brick and Mortar
    1280418Delhi Branch5681 Rapid Run Road, Cincinnati, OH 45238January 05, 1998Full Service Brick and Mortar

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