Eagle Savings Bank in Cincinnati, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Eagle Savings Bank in Cincinnati, Ohio (OH)
  • Show street view No street view available for this location

Eagle Savings Bank - Overview

  • General
  • FDIC Certificate #: 30439
    Status: Active
    Federal Reserve ID: 278872
    Date Established: January 01, 1882
    WWW: http://www.eaglesavings.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 5337
    FDIC's unique #: 43273
    Numeric code: 36
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: September 12, 1956
    Last Structure Change Effective Date: January 04, 2012
    Last Structure Change Process Date: January 04, 2012
    Last Data Update: January 04, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 6415 Bridgetown Road, Cincinnati, OH 45248
    County: Hamilton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Cincinnati
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $105.0 mil
    Equity capital: $8.2 mil
    Deposits held in domestic offices: $91.2 mil
    Return on assets (ROA): 0.47% ($0.5 mil)
    Quarterly return on assets: 0.44% ($0.5 mil)
    Return on Equity (ROE): 6.14% ($0.5 mil)
    Quarterly return on equity: 5.55% ($0.4 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.66% ($693.3 mil)
    Quarterly Pretax return on assets: 0.61% ($640.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $105,042Total assets
  • $23,168Cash and due from depository institutions
  • $22,847Interest-bearing balances
  • $64Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $74,113Net loans & leases
  • $1,037Loan loss allowance
  • $0Trading account assets
  • $3,017Bank premises and fixed assets
  • $817Other real estate owned
  • $7Goodwill and other intangibles
  • $105,042Life insurance assets
  • $3,856All other assets
  • $96,842Total liabilities and capital
  • $91,179Total liabilities
  • $89,610Total deposits
  • $91,179Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,272Trading liabilities
  • $0Other borrowed funds
  • $391Subordinated debt
  • $8,200All other liabilities
  • $8,200Total equity capital
  • $8,200Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $8,200Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,902Income earned, not collected on loans
  • $0Earning assets
  • $319Long-term assets (5+ years)
  • $97,024Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $103,898Volatile liabilities
  • $103,576Insider loans
  • $61,759FHLB advances
  • $105,035Loans and leases held for sale
  • $2,115Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,193Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $9,213Restructured Loans and leases
  • $70Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,349Total interest income
  • $1,299Total interest expense
  • $3,050Net interest income
  • $536Provision for loan and lease losses
  • $1,147Total noninterest income
  • $0Fiduciary activities
  • $48Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,099Additional noninterest income
  • $2,972Total noninterest expense
  • $1,549Salaries and employee benefits
  • $322Premises and equipment expense
  • $1,101Additional noninterest expense
  • $689Pre-tax net operating income
  • -$5Securities gains (losses)
  • $196Applicable income taxes
  • $488Income before extraordinary items
  • $0Extraordinary gains - net
  • $488Net income attributable to bank
  • $0Net charge-offs
  • $488Cash dividends
  • $749Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.54%Yield on earning assets
  • 1.36%Cost of funding earning assets
  • 3.18%Net interest margin
  • 1.20%Noninterest income to earning assets
  • 3.10%Noninterest expense to earning assets
  • 0.47%Net operating income to assets
  • 0.47%Return on assets (ROA)
  • 0.66%Pretax return on assets
  • 6.14%Return on equity (ROE)
  • 6.14%Retained earnings to average equity (YTD only)
  • 0.96%Net charge-offs to loans
  • 71.56%Credit loss provision to net charge-offs
  • 1.64%Efficiency ratio
  • 70,812Assets per employee
  • 5.00%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 54.52%Noncurrent assets plus other real estate owned to assets
  • 2.59%Noncurrent loans to loans
  • 2.53%Net loans and leases to deposits
  • 81.28%Net loans and leases to core deposits
  • 82.98%Equity capital to assets
  • 7.81%Core capital (leverage) ratio
  • 7.80%Tier 1 risk-based capital ratio
  • 13.27%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $103,898Average earning assets
  • $7,950Average equity
  • $95,820Average loans

List of branches

  • 2 Ohio Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    043273Eagle Savings Bank6415 Bridgetown Road, Cincinnati, OH 45248January 01, 1882Full Service Brick and Mortar
    1280418Delhi Branch5681 Rapid Run Road, Cincinnati, OH 45238January 05, 1998Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Eagle Savings Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents