East County Bank in Antioch, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 01, 2000

  • East County Bank in Antioch, California (CA)
  • Show street view No street view available for this location

East County Bank - Overview

  • General
  • FDIC Certificate #: 26782
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: CivicBank of Commerce (#25797)
    Federal Reserve ID: 54469
    Date Established: September 15, 1986
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 35930
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 15, 1986
    Last Structure Change Effective Date: March 01, 2000
    Last Structure Change Process Date: May 12, 2000
    Last Data Update: May 12, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1411 A Street, Antioch, CA 94509
    County: Contra Costa
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Oakland, CA (#5775)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: Oakland-Fremont-Hayward, CA (#36084)
  • Financial Summary
  • Total assets: $78.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 45Total employees (full-time equivalent)
  • $78,345Total assets
  • $4,546Cash and due from depository institutions
  • $0Interest-bearing balances
  • $15,669Securities
  • $7,860Federal funds sold & reverse repurchase agreements
  • $48,230Net loans & leases
  • $1,078Loan loss allowance
  • $0Trading account assets
  • $511Bank premises and fixed assets
  • $200Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,329All other assets
  • $78,345Total liabilities and capital
  • $72,118Total liabilities
  • $71,871Total deposits
  • $52,770Interest-bearing deposits
  • $71,871Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $247All other liabilities
  • $6,227Total equity capital
  • $6,227Total bank equity capital
  • $6,227Perpetual preferred stock
  • $0Common stock
  • $2,817Surplus
  • $3,145Undivided profits
  • Memoranda
  • $265Noncurrent loans and leases
  • $8,592Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $243Earning assets
  • $0Long-term assets (5+ years)
  • $452Average Assets, year-to-date
  • $71,759Average Assets, quarterly
  • $6,954Volatile liabilities
  • $75,379Insider loans
  • $78,644FHLB advances
  • $10,849Loans and leases held for sale
  • $57Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,592Total unused commitments
  • $111Restructured Loans and leases
  • $720Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $6,461Total interest income
  • $1,829Total interest expense
  • $4,632Net interest income
  • $714Provision for loan and lease losses
  • $810Total noninterest income
  • $0Fiduciary activities
  • $418Service charges on deposit accounts
  • $0Trading account gains & fees
  • $392Additional noninterest income
  • $3,896Total noninterest expense
  • $2,232Salaries and employee benefits
  • $597Premises and equipment expense
  • $1,067Additional noninterest expense
  • $832Pre-tax net operating income
  • $0Securities gains (losses)
  • $337Applicable income taxes
  • $495Income before extraordinary items
  • $0Extraordinary gains - net
  • $495Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $610Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.30%Yield on earning assets
  • 2.63%Cost of funding earning assets
  • 6.67%Net interest margin
  • 1.17%Noninterest income to earning assets
  • 5.61%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.66%Return on assets (ROA)
  • 1.10%Pretax return on assets
  • 8.20%Return on equity (ROE)
  • 8.20%Retained earnings to average equity (YTD only)
  • 1.23%Net charge-offs to loans
  • 117.05%Credit loss provision to net charge-offs
  • 2.53%Efficiency ratio
  • 71,591Assets per employee
  • 1.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.19%Loss allowance to noncurrent loans
  • 443.62%Noncurrent assets plus other real estate owned to assets
  • 0.57%Noncurrent loans to loans
  • 0.49%Net loans and leases to deposits
  • 67.11%Net loans and leases to core deposits
  • 79.04%Equity capital to assets
  • 7.95%Core capital (leverage) ratio
  • 7.91%Tier 1 risk-based capital ratio
  • 11.29%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $75,379Average earning assets
  • $6,035Average equity
  • $69,448Average loans

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