Encino Savings Bank, FSB in Encino, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 03, 1994

  • Encino Savings Bank, FSB in Encino, California (CA)
  • Show street view No street view available for this location

Encino Savings Bank, FSB - Overview

  • General
  • FDIC Certificate #: 31484
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Washington Mutual Bank (#32633)
    Federal Reserve ID: 484075
    Date Established: January 01, 1979
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7055
    FDIC's unique #: 44318
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: November 19, 1980
    Last Structure Change Effective Date: June 03, 1994
    Last Structure Change Process Date: June 13, 1994
    Last Data Update: June 13, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 17507 Ventura Blvd, Encino, CA 91316
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (West)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $92.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $26Total assets
  • $107,077Cash and due from depository institutions
  • $142Interest-bearing balances
  • $0Securities
  • $13,358Federal funds sold & reverse repurchase agreements
  • $4,521Net loans & leases
  • $82,782Loan loss allowance
  • $2,579Trading account assets
  • $0Bank premises and fixed assets
  • $2,128Other real estate owned
  • $1,343Goodwill and other intangibles
  • $2,803Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $107,077Total liabilities
  • $104,108Total deposits
  • $92,591Interest-bearing deposits
  • $92,085Deposits held in domestic offices
  • 92591.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $10,000Subordinated debt
  • $0All other liabilities
  • $1,517Total equity capital
  • $1,517Total bank equity capital
  • $2,969Perpetual preferred stock
  • $0Common stock
  • $3,377Surplus
  • $928Undivided profits
  • Memoranda
  • $-1,336Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,422Income earned, not collected on loans
  • $458Earning assets
  • $100,661Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $115,129Average Assets, quarterly
  • $110,356Volatile liabilities
  • $15,512Insider loans
  • $380FHLB advances
  • $10,000Loans and leases held for sale
  • $0Unused loan commitments
  • $2,430Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,969Total risk weighted assets
  • $81,093Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,491Total interest expense
  • $5,395Net interest income
  • $2,096Provision for loan and lease losses
  • $231Total noninterest income
  • $567Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $567Total noninterest expense
  • $4,436Salaries and employee benefits
  • $1,353Premises and equipment expense
  • $789Additional noninterest expense
  • $2,294Pre-tax net operating income
  • -$2,004Securities gains (losses)
  • -$10Applicable income taxes
  • $147Income before extraordinary items
  • -$2,161Extraordinary gains - net
  • $0Net income attributable to bank
  • -$2,161Net charge-offs
  • $147Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.55%Cost of funding earning assets
  • 5.44%Net interest margin
  • 2.11%Noninterest income to earning assets
  • 0.57%Noninterest expense to earning assets
  • 4.47%Net operating income to assets
  • -1.87%Return on assets (ROA)
  • -1.88%Pretax return on assets
  • -1.75%Return on equity (ROE)
  • -47.51%Retained earnings to average equity (YTD only)
  • -47.51%Net charge-offs to loans
  • 0.16%Credit loss provision to net charge-offs
  • 157.14%Efficiency ratio
  • 166,579Assets per employee
  • 4.12%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.02%Loss allowance to noncurrent loans
  • 75.37%Noncurrent assets plus other real estate owned to assets
  • 4.45%Noncurrent loans to loans
  • 4.01%Net loans and leases to deposits
  • 89.41%Net loans and leases to core deposits
  • 95.07%Equity capital to assets
  • 2.77%Core capital (leverage) ratio
  • 2.79%Tier 1 risk-based capital ratio
  • 3.66%Total risk-based capital ratio
  • Memoranda
  • $5Average assets
  • $115,129Average earning assets
  • $4,548Average equity
  • $99,238Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Encino Savings Bank, FSB.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents