Enterprise Federal Savings Bank in Oxon Hill, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 28, 2003

  • Enterprise Federal Savings Bank in Oxon Hill, Maryland (MD)
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Enterprise Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 33955
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Liberty National Bank (#27206)
    Federal Reserve ID: 2254320
    Date Established: November 18, 1994
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 12619
    FDIC's unique #: 55327
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: November 18, 1994
    Last Structure Change Effective Date: Febuary 28, 2003
    Last Structure Change Process Date: March 12, 2003
    Last Data Update: March 12, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 6089 Oxon Hill Road, Oxon Hill, MD 20745
    County: Prince George's
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Baltimore
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Washington, DC-MD-VA-WV (#8840)
    Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
    Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
    Core Based Statistical Area (CBSA): Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    CBSA Metro Statistical Area: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    Core Based Statistical Division: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47894)
  • Financial Summary
  • Total assets: $37.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $37,923Total assets
  • $6,511Cash and due from depository institutions
  • $6,036Interest-bearing balances
  • $14,992Securities
  • $3,218Federal funds sold & reverse repurchase agreements
  • $12,208Net loans & leases
  • $369Loan loss allowance
  • $0Trading account assets
  • $62Bank premises and fixed assets
  • $187Other real estate owned
  • $15Goodwill and other intangibles
  • $0Life insurance assets
  • $730All other assets
  • $37,923Total liabilities and capital
  • $36,119Total liabilities
  • $35,968Total deposits
  • $33,632Interest-bearing deposits
  • $35,968Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $151All other liabilities
  • $1,804Total equity capital
  • $1,804Total bank equity capital
  • $1,804Perpetual preferred stock
  • $0Common stock
  • $10Surplus
  • $6,103Undivided profits
  • Memoranda
  • $-4,309Noncurrent loans and leases
  • $303Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,299Earning assets
  • $0Long-term assets (5+ years)
  • $130Average Assets, year-to-date
  • $36,454Average Assets, quarterly
  • $0Volatile liabilities
  • $42,317Insider loans
  • $39,609FHLB advances
  • $4,665Loans and leases held for sale
  • $330Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $303Total unused commitments
  • $0Restructured Loans and leases
  • $197Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $2,508Total interest income
  • $683Total interest expense
  • $1,825Net interest income
  • $159Provision for loan and lease losses
  • $427Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $427Additional noninterest income
  • $3,107Total noninterest expense
  • $807Salaries and employee benefits
  • $729Premises and equipment expense
  • $1,571Additional noninterest expense
  • -$1,014Pre-tax net operating income
  • $53Securities gains (losses)
  • $0Applicable income taxes
  • -$961Income before extraordinary items
  • $0Extraordinary gains - net
  • -$961Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $25Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.24%Yield on earning assets
  • 1.70%Cost of funding earning assets
  • 4.54%Net interest margin
  • 1.06%Noninterest income to earning assets
  • 7.73%Noninterest expense to earning assets
  • -2.40%Net operating income to assets
  • -2.27%Return on assets (ROA)
  • -2.27%Pretax return on assets
  • -44.52%Return on equity (ROE)
  • -44.52%Retained earnings to average equity (YTD only)
  • 0.16%Net charge-offs to loans
  • 636.00%Credit loss provision to net charge-offs
  • -34.20%Efficiency ratio
  • 104,440Assets per employee
  • 3.16%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.93%Loss allowance to noncurrent loans
  • 28.41%Noncurrent assets plus other real estate owned to assets
  • 3.92%Noncurrent loans to loans
  • 10.33%Net loans and leases to deposits
  • 33.94%Net loans and leases to core deposits
  • 39.00%Equity capital to assets
  • 4.76%Core capital (leverage) ratio
  • 3.98%Tier 1 risk-based capital ratio
  • 9.56%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $42,317Average earning assets
  • $2,158Average equity
  • $40,213Average loans

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