F & M Bank-Amherst Junction in Amherst Junction, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 03, 1995

  • F & M Bank-Amherst Junction in Amherst Junction, Wisconsin (WI)
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F & M Bank-Amherst Junction - Overview

  • General
  • FDIC Certificate #: 14496
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: F&M Bank-Central (#22108)
    Federal Reserve ID: 101747
    Date Established: September 14, 1903
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 9058
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 21, 1934
    Last Structure Change Effective Date: January 03, 1995
    Last Structure Change Process Date: Febuary 24, 1995
    Last Data Update: Febuary 24, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 39 82nd Street, Amherst Junction, WI 54407
    County: Portage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Stevens Point, WI (#44620)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $29.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $13Total assets
  • $29,475Cash and due from depository institutions
  • $1,671Interest-bearing balances
  • $0Securities
  • $3,255Federal funds sold & reverse repurchase agreements
  • $2,300Net loans & leases
  • $21,077Loan loss allowance
  • $264Trading account assets
  • $0Bank premises and fixed assets
  • $633Other real estate owned
  • $231Goodwill and other intangibles
  • $308Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $29,475Total liabilities
  • $27,424Total deposits
  • $27,275Interest-bearing deposits
  • $20,722Deposits held in domestic offices
  • 27275.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $149Total equity capital
  • $149Total bank equity capital
  • $2,051Perpetual preferred stock
  • $0Common stock
  • $50Surplus
  • $1,700Undivided profits
  • Memoranda
  • $301Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $147Income earned, not collected on loans
  • $189Earning assets
  • $26,632Long-term assets (5+ years)
  • $2,321Average Assets, year-to-date
  • $26,873Average Assets, quarterly
  • $28,391Volatile liabilities
  • $1,603Insider loans
  • $890FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,896Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,088Total risk weighted assets
  • $19,329Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,958Total interest expense
  • $733Net interest income
  • $1,225Provision for loan and lease losses
  • $63Total noninterest income
  • $173Fiduciary activities
  • $0Service charges on deposit accounts
  • $79Trading account gains & fees
  • $0Additional noninterest income
  • $94Total noninterest expense
  • $952Salaries and employee benefits
  • $477Premises and equipment expense
  • $84Additional noninterest expense
  • $391Pre-tax net operating income
  • $383Securities gains (losses)
  • -$1Applicable income taxes
  • $106Income before extraordinary items
  • $276Extraordinary gains - net
  • $0Net income attributable to bank
  • $276Net charge-offs
  • $45Cash dividends
  • $225Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.02%Cost of funding earning assets
  • 3.00%Net interest margin
  • 5.02%Noninterest income to earning assets
  • 0.71%Noninterest expense to earning assets
  • 3.90%Net operating income to assets
  • 1.03%Return on assets (ROA)
  • 1.03%Pretax return on assets
  • 1.42%Return on equity (ROE)
  • 13.66%Retained earnings to average equity (YTD only)
  • 2.52%Net charge-offs to loans
  • 0.22%Credit loss provision to net charge-offs
  • 140.00%Efficiency ratio
  • 68,097Assets per employee
  • 2.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 81.52%Loss allowance to loans
  • 1.24%Loss allowance to noncurrent loans
  • 179.59%Noncurrent assets plus other real estate owned to assets
  • 1.28%Noncurrent loans to loans
  • 0.69%Net loans and leases to deposits
  • 77.28%Net loans and leases to core deposits
  • 82.10%Equity capital to assets
  • 6.96%Core capital (leverage) ratio
  • 7.59%Tier 1 risk-based capital ratio
  • 10.80%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $26,873Average earning assets
  • $2,021Average equity
  • $24,424Average loans

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