F&M Bank-Darlington, National Association in Darlington, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 08, 1998

  • F&M Bank-Darlington, National Association in Darlington, Wisconsin (WI)
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F&M Bank-Darlington, National Association - Overview

  • General
  • FDIC Certificate #: 5290
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: F&M Bank-Darlington (#9046)
    Federal Reserve ID: 526041
    Date Established: Febuary 24, 1885
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 14476
    FDIC's unique #: 3557
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 08, 1998
    Last Structure Change Process Date: June 17, 1998
    Last Data Update: June 17, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 207 Wells Street, Darlington, WI 53530
    County: Lafayette
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $77.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 36Total employees (full-time equivalent)
  • $77,016Total assets
  • $2,898Cash and due from depository institutions
  • $99Interest-bearing balances
  • $18,598Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $52,633Net loans & leases
  • $813Loan loss allowance
  • $0Trading account assets
  • $1,097Bank premises and fixed assets
  • $0Other real estate owned
  • $13Goodwill and other intangibles
  • $0Life insurance assets
  • $1,777All other assets
  • $77,016Total liabilities and capital
  • $70,996Total liabilities
  • $67,749Total deposits
  • $61,872Interest-bearing deposits
  • $67,749Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,450Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $264Other borrowed funds
  • $0Subordinated debt
  • $533All other liabilities
  • $6,020Total equity capital
  • $6,020Total bank equity capital
  • $6,020Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $750Undivided profits
  • Memoranda
  • $4,520Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $747Earning assets
  • $124Long-term assets (5+ years)
  • $1,157Average Assets, year-to-date
  • $71,330Average Assets, quarterly
  • $11,867Volatile liabilities
  • $75,463Insider loans
  • $76,734FHLB advances
  • $8,757Loans and leases held for sale
  • $64Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $9,945Total unused commitments
  • $0Restructured Loans and leases
  • $61,153Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $5,993Total interest income
  • $3,018Total interest expense
  • $2,975Net interest income
  • -$30Provision for loan and lease losses
  • $382Total noninterest income
  • $0Fiduciary activities
  • $201Service charges on deposit accounts
  • $0Trading account gains & fees
  • $181Additional noninterest income
  • $2,161Total noninterest expense
  • $1,312Salaries and employee benefits
  • $250Premises and equipment expense
  • $599Additional noninterest expense
  • $1,226Pre-tax net operating income
  • $45Securities gains (losses)
  • $349Applicable income taxes
  • $922Income before extraordinary items
  • $0Extraordinary gains - net
  • $922Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $29Sale, conversion, retirement of capital stock, net
  • $4,075Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.52%Yield on earning assets
  • 4.29%Cost of funding earning assets
  • 4.23%Net interest margin
  • 0.54%Noninterest income to earning assets
  • 3.07%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.68%Pretax return on assets
  • 10.56%Return on equity (ROE)
  • -36.11%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • -103.45%Credit loss provision to net charge-offs
  • 41.24%Efficiency ratio
  • 64,254Assets per employee
  • 2.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 441.97%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 108.84%Noncurrent assets plus other real estate owned to assets
  • 0.97%Noncurrent loans to loans
  • 1.40%Net loans and leases to deposits
  • 77.69%Net loans and leases to core deposits
  • 85.30%Equity capital to assets
  • 7.82%Core capital (leverage) ratio
  • 7.97%Tier 1 risk-based capital ratio
  • 9.78%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $75,463Average earning assets
  • $8,731Average equity
  • $70,343Average loans

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