F&M Bank-Jefferson in Jefferson, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 03, 2000

  • F&M Bank-Jefferson in Jefferson, Wisconsin (WI)
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F&M Bank-Jefferson - Overview

  • General
  • FDIC Certificate #: 6199
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: F & M Bank-Wisconsin (#5305)
    Federal Reserve ID: 564342
    Date Established: December 23, 1873
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    OTS Docket #: 11163
    FDIC's unique #: 4180
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 03, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 106 South Main Street, Jefferson, WI 53549
    County: Jefferson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Watertown-Fort Atkinson, WI (#48020)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $96.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 29Total employees (full-time equivalent)
  • $96,761Total assets
  • $3,365Cash and due from depository institutions
  • $30Interest-bearing balances
  • $29,693Securities
  • $526Federal funds sold & reverse repurchase agreements
  • $59,466Net loans & leases
  • $958Loan loss allowance
  • $0Trading account assets
  • $2,211Bank premises and fixed assets
  • $0Other real estate owned
  • $2Goodwill and other intangibles
  • $0Life insurance assets
  • $1,498All other assets
  • $96,761Total liabilities and capital
  • $89,126Total liabilities
  • $80,931Total deposits
  • $72,450Interest-bearing deposits
  • $80,931Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $527Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,749Other borrowed funds
  • $0Subordinated debt
  • $919All other liabilities
  • $7,635Total equity capital
  • $7,635Total bank equity capital
  • $7,635Perpetual preferred stock
  • $0Common stock
  • $3,780Surplus
  • $4,000Undivided profits
  • Memoranda
  • $-145Noncurrent loans and leases
  • $7,251Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $223Earning assets
  • $0Long-term assets (5+ years)
  • $472Average Assets, year-to-date
  • $89,715Average Assets, quarterly
  • $17,884Volatile liabilities
  • $97,578Insider loans
  • $96,926FHLB advances
  • $9,560Loans and leases held for sale
  • $3,101Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $7,251Total unused commitments
  • $0Restructured Loans and leases
  • $815Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $6,935Total interest income
  • $3,243Total interest expense
  • $3,692Net interest income
  • $0Provision for loan and lease losses
  • $391Total noninterest income
  • $0Fiduciary activities
  • $218Service charges on deposit accounts
  • $0Trading account gains & fees
  • $173Additional noninterest income
  • $2,392Total noninterest expense
  • $1,174Salaries and employee benefits
  • $482Premises and equipment expense
  • $736Additional noninterest expense
  • $1,691Pre-tax net operating income
  • -$26Securities gains (losses)
  • $349Applicable income taxes
  • $1,316Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,316Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $136Sale, conversion, retirement of capital stock, net
  • $2,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.67%Yield on earning assets
  • 3.59%Cost of funding earning assets
  • 4.08%Net interest margin
  • 0.43%Noninterest income to earning assets
  • 2.64%Noninterest expense to earning assets
  • 1.37%Net operating income to assets
  • 1.35%Return on assets (ROA)
  • 1.71%Pretax return on assets
  • 16.00%Return on equity (ROE)
  • -8.31%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 12.43%Efficiency ratio
  • 58,584Assets per employee
  • 3.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 151.98%Loss allowance to loans
  • 1.59%Loss allowance to noncurrent loans
  • 429.60%Noncurrent assets plus other real estate owned to assets
  • 0.23%Noncurrent loans to loans
  • 0.37%Net loans and leases to deposits
  • 73.48%Net loans and leases to core deposits
  • 77.58%Equity capital to assets
  • 7.89%Core capital (leverage) ratio
  • 8.22%Tier 1 risk-based capital ratio
  • 12.21%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $97,578Average earning assets
  • $8,226Average equity
  • $90,455Average loans

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