F & M Bank-Kiel in Kiel, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 03, 2000

  • F & M Bank-Kiel in Kiel, Wisconsin (WI)
  • Show street view No street view available for this location

F & M Bank-Kiel - Overview

  • General
  • FDIC Certificate #: 15150
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: F & M Bank-Wisconsin (#5305)
    Federal Reserve ID: 536947
    Date Established: September 01, 1898
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    OTS Docket #: 14438
    FDIC's unique #: 9520
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 30, 1934
    Last Structure Change Effective Date: January 03, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 514 Fremont Street, Kiel, WI 53042
    County: Manitowoc
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Manitowoc, WI (#31820)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $45.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $45,285Total assets
  • $1,774Cash and due from depository institutions
  • $11Interest-bearing balances
  • $11,677Securities
  • $658Federal funds sold & reverse repurchase agreements
  • $29,743Net loans & leases
  • $409Loan loss allowance
  • $0Trading account assets
  • $599Bank premises and fixed assets
  • $0Other real estate owned
  • $254Goodwill and other intangibles
  • $0Life insurance assets
  • $580All other assets
  • $45,285Total liabilities and capital
  • $41,580Total liabilities
  • $37,486Total deposits
  • $32,167Interest-bearing deposits
  • $37,486Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,856Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $238All other liabilities
  • $3,705Total equity capital
  • $3,705Total bank equity capital
  • $3,705Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $3,514Undivided profits
  • Memoranda
  • $-109Noncurrent loans and leases
  • $2,461Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $159Average Assets, year-to-date
  • $42,089Average Assets, quarterly
  • $8,894Volatile liabilities
  • $44,441Insider loans
  • $46,255FHLB advances
  • $4,537Loans and leases held for sale
  • $1,216Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,461Total unused commitments
  • $0Restructured Loans and leases
  • $364Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $3,122Total interest income
  • $1,545Total interest expense
  • $1,577Net interest income
  • $60Provision for loan and lease losses
  • $134Total noninterest income
  • $0Fiduciary activities
  • $43Service charges on deposit accounts
  • $0Trading account gains & fees
  • $91Additional noninterest income
  • $998Total noninterest expense
  • $455Salaries and employee benefits
  • $86Premises and equipment expense
  • $457Additional noninterest expense
  • $653Pre-tax net operating income
  • -$104Securities gains (losses)
  • $95Applicable income taxes
  • $454Income before extraordinary items
  • $0Extraordinary gains - net
  • $454Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $46Sale, conversion, retirement of capital stock, net
  • $700Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.48%Yield on earning assets
  • 3.70%Cost of funding earning assets
  • 3.78%Net interest margin
  • 0.32%Noninterest income to earning assets
  • 2.39%Noninterest expense to earning assets
  • 1.22%Net operating income to assets
  • 1.02%Return on assets (ROA)
  • 1.24%Pretax return on assets
  • 11.59%Return on equity (ROE)
  • -6.28%Retained earnings to average equity (YTD only)
  • 0.16%Net charge-offs to loans
  • 130.43%Credit loss provision to net charge-offs
  • 15.50%Efficiency ratio
  • 55,991Assets per employee
  • 3.77%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 154.19%Loss allowance to loans
  • 1.36%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 79.34%Net loans and leases to core deposits
  • 80.81%Equity capital to assets
  • 8.18%Core capital (leverage) ratio
  • 7.62%Tier 1 risk-based capital ratio
  • 12.11%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $44,441Average earning assets
  • $3,917Average equity
  • $41,756Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with F & M Bank-Kiel.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents