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- Banks in Virginia (VA)
- F & M Bank-Peoples
F & M Bank-Peoples in Warrenton, Virginia (VA)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of March 16, 2002
- F & M Bank-Peoples in Warrenton, Virginia (VA)
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F & M Bank-Peoples - Overview
- General
- FDIC Certificate #: 6924
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company of Virginia (#22584)
Federal Reserve ID: 600222
Date Established: January 01, 1910
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 5 (Interstate: No)
OTS Docket #: 13127
FDIC's unique #: 4653
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 16, 2002
Last Structure Change Process Date: April 29, 2002
Last Data Update: April 29, 2002
Data Source Date: April 05, 2012 - Location
- Address: 22 Main Street, Warrenton, VA 20186
County: Fauquier
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Richmond
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Washington, DC-MD-VA-WV (#8840)
Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
Core Based Statistical Area (CBSA): Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
CBSA Metro Statistical Area: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
Core Based Statistical Division: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47894) - Financial Summary
- Total assets: $157.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
- Dollar figures in thousands
- 63Total employees (full-time equivalent)
- $157,107Total assets
- $6,802Cash and due from depository institutions
- $57Interest-bearing balances
- $22,179Securities
- $34,325Federal funds sold & reverse repurchase agreements
- $88,822Net loans & leases
- $1,196Loan loss allowance
- $0Trading account assets
- $3,113Bank premises and fixed assets
- $262Other real estate owned
- $0Goodwill and other intangibles
- $0Life insurance assets
- $1,604All other assets
- $157,107Total liabilities and capital
- $143,922Total liabilities
- $139,034Total deposits
- $109,996Interest-bearing deposits
- $139,034Deposits held in domestic offices
- 0.00%% insured (estimated)
- $3,967Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $0Other borrowed funds
- $0Subordinated debt
- $921All other liabilities
- $13,185Total equity capital
- $13,185Total bank equity capital
- $13,185Perpetual preferred stock
- $0Common stock
- $2,100Surplus
- $500Undivided profits
- Memoranda
- $10,585Noncurrent loans and leases
- $9,624Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $35Earning assets
- $0Long-term assets (5+ years)
- $834Average Assets, year-to-date
- $145,383Average Assets, quarterly
- $36,861Volatile liabilities
- $150,400Insider loans
- $156,572FHLB advances
- $21,235Loans and leases held for sale
- $603Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $2,332Total risk weighted assets
- $9,624Total unused commitments
- $0Restructured Loans and leases
- $1,108Derivatives
Income and Expense (December 31, 2001)
- Dollar figures in thousands
- $9,996Total interest income
- $3,871Total interest expense
- $6,125Net interest income
- $564Provision for loan and lease losses
- $1,364Total noninterest income
- $0Fiduciary activities
- $969Service charges on deposit accounts
- $0Trading account gains & fees
- $395Additional noninterest income
- $4,906Total noninterest expense
- $2,366Salaries and employee benefits
- $1,204Premises and equipment expense
- $1,336Additional noninterest expense
- $2,019Pre-tax net operating income
- $21Securities gains (losses)
- $655Applicable income taxes
- $1,385Income before extraordinary items
- $0Extraordinary gains - net
- $1,385Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $523Sale, conversion, retirement of capital stock, net
- $860Net operating income
Performance and Condition Ratios (December 31, 2001)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 7.24%Yield on earning assets
- 2.81%Cost of funding earning assets
- 4.44%Net interest margin
- 0.99%Noninterest income to earning assets
- 3.56%Noninterest expense to earning assets
- 0.91%Net operating income to assets
- 0.92%Return on assets (ROA)
- 1.36%Pretax return on assets
- 10.97%Return on equity (ROE)
- 4.16%Retained earnings to average equity (YTD only)
- 0.51%Net charge-offs to loans
- 107.84%Credit loss provision to net charge-offs
- 4.94%Efficiency ratio
- 65,509Assets per employee
- 2.49%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 62.09%Loss allowance to loans
- 1.33%Loss allowance to noncurrent loans
- 3417.14%Noncurrent assets plus other real estate owned to assets
- 0.19%Noncurrent loans to loans
- 0.04%Net loans and leases to deposits
- 63.89%Net loans and leases to core deposits
- 72.94%Equity capital to assets
- 8.39%Core capital (leverage) ratio
- 8.15%Tier 1 risk-based capital ratio
- 14.54%Total risk-based capital ratio
- Memoranda
- $16Average assets
- $150,400Average earning assets
- $12,621Average equity
- $137,978Average loans
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- Banks in Virginia (VA)
- F & M Bank-Peoples
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