FDIC Certificate #: 15212 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:F & M Bank-Wisconsin (#5305) Federal Reserve ID: 293941 Date Established: January 01, 1913 Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 4 (Interstate: No) OTS Docket #: 15943 FDIC's unique #: 9568 Numeric code: 13 Regulator: FED Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 05, 1934 Last Structure Change Effective Date: January 03, 2000 Last Structure Change Process Date: March 29, 2000 Last Data Update: March 29, 2000 Data Source Date: April 05, 2012
Location
Address: 123 East Main Street, Wautoma, WI 54982 County: Waushara Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Appleton Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $107.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
42Total employees (full-time equivalent)
$107,450Total assets
$4,533Cash and due from depository institutions
$97Interest-bearing balances
$17,113Securities
$941Federal funds sold & reverse repurchase agreements
$81,969Net loans & leases
$1,136Loan loss allowance
$0Trading account assets
$845Bank premises and fixed assets
$382Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,667All other assets
$107,450Total liabilities and capital
$99,024Total liabilities
$98,143Total deposits
$80,969Interest-bearing deposits
$98,143Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$881All other liabilities
$8,426Total equity capital
$8,426Total bank equity capital
$8,426Perpetual preferred stock
$0Common stock
$504Surplus
$5,000Undivided profits
Memoranda
$2,922Noncurrent loans and leases
$10,661Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,621Earning assets
$378Long-term assets (5+ years)
$782Average Assets, year-to-date
$100,120Average Assets, quarterly
$12,130Volatile liabilities
$108,866Insider loans
$107,404FHLB advances
$7,058Loans and leases held for sale
$112Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$10,661Total unused commitments
$0Restructured Loans and leases
$1,007Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$8,776Total interest income
$3,323Total interest expense
$5,453Net interest income
$360Provision for loan and lease losses
$604Total noninterest income
$0Fiduciary activities
$290Service charges on deposit accounts
$0Trading account gains & fees
$314Additional noninterest income
$3,146Total noninterest expense
$1,487Salaries and employee benefits
$290Premises and equipment expense
$1,369Additional noninterest expense
$2,551Pre-tax net operating income
-$70Securities gains (losses)
$795Applicable income taxes
$1,686Income before extraordinary items
$0Extraordinary gains - net
$1,686Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$437Sale, conversion, retirement of capital stock, net
$2,200Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.55%Yield on earning assets
3.24%Cost of funding earning assets
5.31%Net interest margin
0.59%Noninterest income to earning assets
3.06%Noninterest expense to earning assets
1.59%Net operating income to assets
1.55%Return on assets (ROA)
2.28%Pretax return on assets
18.65%Return on equity (ROE)
-5.68%Retained earnings to average equity (YTD only)
0.51%Net charge-offs to loans
82.38%Credit loss provision to net charge-offs
6.66%Efficiency ratio
51,940Assets per employee
2.56%Cash dividends to net income (YTD only)
Condition Ratios (%)
130.49%Loss allowance to loans
1.37%Loss allowance to noncurrent loans
70.08%Noncurrent assets plus other real estate owned to assets
1.86%Noncurrent loans to loans
1.95%Net loans and leases to deposits
83.52%Net loans and leases to core deposits
89.99%Equity capital to assets
7.84%Core capital (leverage) ratio
7.97%Tier 1 risk-based capital ratio
10.62%Total risk-based capital ratio
Memoranda
$12Average assets
$108,866Average earning assets
$9,042Average equity
$102,666Average loans
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