FNB-Southwest, National Association in Roanoke, Virginia (VA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 06, 2002

  • FNB-Southwest, National Association in Roanoke, Virginia (VA)
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FNB-Southwest, National Association - Overview

  • General
  • FDIC Certificate #: 27798
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: FNB Salem Bank and Trust, National Association (#22665)
    Federal Reserve ID: 633770
    Date Established: January 01, 1927
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    OTS Docket #: 296
    FDIC's unique #: 40632
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    SAIF Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: December 27, 1945
    Last Structure Change Effective Date: May 06, 2002
    Last Structure Change Process Date: July 18, 2002
    Last Data Update: July 18, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: Campbell And Second Street, Southwest, Roanoke, VA 24011
    County: Roanoke City
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Richmond
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Roanoke, VA (#6800)
    Core Based Statistical Area (CBSA): Roanoke, VA (#40220)
    CBSA Metro Statistical Area: Roanoke, VA (#40220)
  • Financial Summary
  • Total assets: $86.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $90,677Total assets
  • $4,037Cash and due from depository institutions
  • $1,755Interest-bearing balances
  • $22,485Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $58,863Net loans & leases
  • $804Loan loss allowance
  • $0Trading account assets
  • $2,610Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,682All other assets
  • $90,677Total liabilities and capital
  • $83,889Total liabilities
  • $75,977Total deposits
  • $72,405Interest-bearing deposits
  • $75,977Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,937Other borrowed funds
  • $0Subordinated debt
  • $975All other liabilities
  • $6,788Total equity capital
  • $6,788Total bank equity capital
  • $6,788Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $2,618Undivided profits
  • Memoranda
  • $4,170Noncurrent loans and leases
  • $8,222Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $43Earning assets
  • $0Long-term assets (5+ years)
  • $462Average Assets, year-to-date
  • $83,103Average Assets, quarterly
  • $31,300Volatile liabilities
  • $90,931Insider loans
  • $92,593FHLB advances
  • $8,009Loans and leases held for sale
  • $304Unused loan commitments
  • $6,937Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,222Total unused commitments
  • $0Restructured Loans and leases
  • $731Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $3,904Total interest income
  • $1,999Total interest expense
  • $1,905Net interest income
  • $37Provision for loan and lease losses
  • $281Total noninterest income
  • $0Fiduciary activities
  • $86Service charges on deposit accounts
  • $0Trading account gains & fees
  • $195Additional noninterest income
  • $1,715Total noninterest expense
  • $853Salaries and employee benefits
  • $262Premises and equipment expense
  • $600Additional noninterest expense
  • $434Pre-tax net operating income
  • $10Securities gains (losses)
  • $129Applicable income taxes
  • $315Income before extraordinary items
  • $0Extraordinary gains - net
  • $315Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $23Sale, conversion, retirement of capital stock, net
  • $2,428Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.65%Yield on earning assets
  • 2.38%Cost of funding earning assets
  • 2.27%Net interest margin
  • 0.33%Noninterest income to earning assets
  • 2.04%Noninterest expense to earning assets
  • 0.34%Net operating income to assets
  • 0.35%Return on assets (ROA)
  • 0.49%Pretax return on assets
  • 3.98%Return on equity (ROE)
  • -26.67%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 160.87%Credit loss provision to net charge-offs
  • 20.48%Efficiency ratio
  • 78,454Assets per employee
  • 2.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 770.79%Loss allowance to loans
  • 1.35%Loss allowance to noncurrent loans
  • 1869.77%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 77.47%Net loans and leases to core deposits
  • 86.60%Equity capital to assets
  • 7.49%Core capital (leverage) ratio
  • 6.36%Tier 1 risk-based capital ratio
  • 9.96%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $90,931Average earning assets
  • $7,924Average equity
  • $83,956Average loans

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