Family Savings Bank, F.S.B. in Los Angeles, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 2002

  • Family Savings Bank, F.S.B. in Los Angeles, California (CA)
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Family Savings Bank, F.S.B. - Overview

  • General
  • FDIC Certificate #: 30376
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: OneUnited Bank (#23966)
    Federal Reserve ID: 166773
    Date Established: December 30, 1948
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 5251
    FDIC's unique #: 43210
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: December 30, 1948
    Last Structure Change Effective Date: December 31, 2002
    Last Structure Change Process Date: January 28, 2003
    Last Data Update: January 28, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 3683 Crenshaw Boulevard, Los Angeles, CA 90016
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $204.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 58Total employees (full-time equivalent)
  • $196,624Total assets
  • $5,366Cash and due from depository institutions
  • $1,590Interest-bearing balances
  • $32,555Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $151,115Net loans & leases
  • $1,477Loan loss allowance
  • $0Trading account assets
  • $3,285Bank premises and fixed assets
  • $88Other real estate owned
  • $5Goodwill and other intangibles
  • $0Life insurance assets
  • $4,210All other assets
  • $196,624Total liabilities and capital
  • $184,288Total liabilities
  • $127,713Total deposits
  • $125,866Interest-bearing deposits
  • $127,713Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $55,111Other borrowed funds
  • $0Subordinated debt
  • $1,464All other liabilities
  • $12,336Total equity capital
  • $12,336Total bank equity capital
  • $12,336Perpetual preferred stock
  • $4,387Common stock
  • $4,367Surplus
  • $363Undivided profits
  • Memoranda
  • $3,219Noncurrent loans and leases
  • $3,560Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $500Earning assets
  • $0Long-term assets (5+ years)
  • $953Average Assets, year-to-date
  • $185,260Average Assets, quarterly
  • $0Volatile liabilities
  • $190,523Insider loans
  • $196,291FHLB advances
  • $81,829Loans and leases held for sale
  • $524Unused loan commitments
  • $55,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,560Total unused commitments
  • $0Restructured Loans and leases
  • $1,477Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $13,988Total interest income
  • $6,826Total interest expense
  • $7,162Net interest income
  • $150Provision for loan and lease losses
  • $1,488Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,488Additional noninterest income
  • $6,841Total noninterest expense
  • $3,800Salaries and employee benefits
  • $1,804Premises and equipment expense
  • $1,237Additional noninterest expense
  • $1,659Pre-tax net operating income
  • $383Securities gains (losses)
  • $743Applicable income taxes
  • $1,299Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,299Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $26Sale, conversion, retirement of capital stock, net
  • $254Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.82%Yield on earning assets
  • 3.82%Cost of funding earning assets
  • 4.00%Net interest margin
  • 0.83%Noninterest income to earning assets
  • 3.82%Noninterest expense to earning assets
  • 0.55%Net operating income to assets
  • 0.68%Return on assets (ROA)
  • 1.07%Pretax return on assets
  • 11.02%Return on equity (ROE)
  • 8.86%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 576.92%Credit loss provision to net charge-offs
  • 69.58%Efficiency ratio
  • 79,087Assets per employee
  • 3.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 19.55%Loss allowance to loans
  • 0.97%Loss allowance to noncurrent loans
  • 295.40%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.33%Net loans and leases to deposits
  • 118.32%Net loans and leases to core deposits
  • 149.63%Equity capital to assets
  • 6.27%Core capital (leverage) ratio
  • 6.27%Tier 1 risk-based capital ratio
  • 9.78%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $190,523Average earning assets
  • $11,790Average equity
  • $178,854Average loans

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