Farmers Bank & Trust, National Association in Great Bend, Kansas (KS), MO
Overview, Financial Summary, Detailed Financial Reports, Branches


Farmers Bank & Trust, National Association - Overview

  • General
  • FDIC Certificate #: 17614
    Status: Active
    Federal Reserve ID: 482156
    Bank Holding Company (Regulatory Top Holder): Farmers Enterprises, Inc. (RSSDID: 1055155, Location: Great Bend, KS)
    Date Established: August 01, 1907
    WWW: http://www.farmersbankna.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 9 (Domestic: 9, Interstate: Yes)
    OTS Docket #: 10157
    FDIC's unique #: 11585
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: June 07, 1956
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 22, 2011
    Last Data Update: July 22, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 1017 Harrison Street, Great Bend, KS 67530
    County: Barton
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Great Bend, KS (#24460)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Participated in Reorganization
  • Financial Summary
  • Total assets: $648.9 mil
    Equity capital: $77.5 mil
    Deposits held in domestic offices: $454.2 mil
    Return on assets (ROA): 0.28% ($1.8 mil)
    Quarterly return on assets: 1.44% ($9.3 mil)
    Return on Equity (ROE): 2.50% ($2.0 mil)
    Quarterly return on equity: 12.03% ($9.4 mil)
    Net income: $1.8 mil
    Quarterly Net income: $2.3 mil
    Pretax return on assets: 0.29% ($1,881.8 mil)
    Quarterly Pretax return on assets: 1.50% ($9,733.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 196Total employees (full-time equivalent)
  • $648,887Total assets
  • $13,089Cash and due from depository institutions
  • $2,716Interest-bearing balances
  • $339,868Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $250,380Net loans & leases
  • $7,372Loan loss allowance
  • $0Trading account assets
  • $6,246Bank premises and fixed assets
  • $9,023Other real estate owned
  • $2,032Goodwill and other intangibles
  • $648,887Life insurance assets
  • $28,249All other assets
  • $571,352Total liabilities and capital
  • $454,159Total liabilities
  • $435,110Total deposits
  • $454,159Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 5855.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $106,800Trading liabilities
  • $0Other borrowed funds
  • $4,538Subordinated debt
  • $77,535All other liabilities
  • $77,535Total equity capital
  • $77,535Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $18,854Surplus
  • $58,381Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $33,784Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $11,145Income earned, not collected on loans
  • $0Earning assets
  • $4,323Long-term assets (5+ years)
  • $592,964Average Assets, year-to-date
  • $205,923Average Assets, quarterly
  • $644,921Volatile liabilities
  • $639,097Insider loans
  • $411,915FHLB advances
  • $634,152Loans and leases held for sale
  • $6,285Unused loan commitments
  • $6,285Tier 1 (core) risk-based capital
  • $72,825Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $37,677Restructured Loans and leases
  • $3,183Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $27,646Total interest income
  • $10,501Total interest expense
  • $17,145Net interest income
  • $1,295Provision for loan and lease losses
  • $17,343Total noninterest income
  • $0Fiduciary activities
  • $1,109Service charges on deposit accounts
  • $0Trading account gains & fees
  • $16,234Additional noninterest income
  • $31,313Total noninterest expense
  • $15,195Salaries and employee benefits
  • $2,132Premises and equipment expense
  • $13,986Additional noninterest expense
  • $1,880Pre-tax net operating income
  • -$9Securities gains (losses)
  • $60Applicable income taxes
  • $1,811Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,811Net income attributable to bank
  • $0Net charge-offs
  • $1,811Cash dividends
  • $2,324Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.68%Yield on earning assets
  • 1.78%Cost of funding earning assets
  • 2.90%Net interest margin
  • 2.94%Noninterest income to earning assets
  • 5.30%Noninterest expense to earning assets
  • 0.28%Net operating income to assets
  • 0.28%Return on assets (ROA)
  • 0.29%Pretax return on assets
  • 2.50%Return on equity (ROE)
  • 2.50%Retained earnings to average equity (YTD only)
  • 0.88%Net charge-offs to loans
  • 55.72%Credit loss provision to net charge-offs
  • 1.37%Efficiency ratio
  • 89,408Assets per employee
  • 3.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.86%Loss allowance to noncurrent loans
  • 66.15%Noncurrent assets plus other real estate owned to assets
  • 3.47%Noncurrent loans to loans
  • 4.32%Net loans and leases to deposits
  • 55.13%Net loans and leases to core deposits
  • 65.10%Equity capital to assets
  • 11.95%Core capital (leverage) ratio
  • 11.48%Tier 1 risk-based capital ratio
  • 17.68%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $644,921Average earning assets
  • $72,347Average equity
  • $590,667Average loans

List of branches

  • 8 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011585Farmers Bank & Trust, National Association1017 Harrison Street, Great Bend, KS 67530August 01, 1907Full Service Brick and Mortar
    110958Main Street Branch820 Main Street, La Crosse, KS 67548January 11, 1950Full Service Brick and Mortar
    2242326Albert BranchSecond Avenue And Main Street, Albert, KS 67511December 01, 1987Full Service Brick and Mortar
    310106Bazine Branch108 South Main Street, Bazine, KS 67516January 01, 1909Full Service Brick and Mortar
    4242327Great Bend Branch1612 Main Street, Great Bend, KS 67530July 15, 1993Full Service Brick and Mortar
    59985Kinsley Branch616 Colony Avenue, Kinsley, KS 67547January 01, 1886Full Service Brick and Mortar
    6363783Overland Park Branch14231 Metcalf Avenue, Overland Park, KS 66223May 29, 2002Full Service Brick and Mortar
    133131First National Bank & Trust Company102 West 6th St, Larned, KS 67550May 01, 1889Full Service Brick and Mortar
  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    12360692Liberty Branch1175 West Kansas Avenue, Liberty, MO 64068May 04, 2001Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Farmers Bank & Trust, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents